208,360+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,360 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,360 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,704 reviews

4.9
Healthy Paws

10,965 reviews

4.9
Fetch

5,209 reviews

4.9
Trupanion

58,979 reviews

4.9
Pets Best

14,630 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 07, 2026

ER Visit

Made my experience at an emergency room so much less stressful

Insurer: Trupanion

By: Maureen

Verified February 07, 2026

Easy

Easy, quick & knowledgeable!

Insurer: Nationwide

By: Norma

Verified February 07, 2026

Easy to summit a claim for my Dog and…

Easy to summit a claim for my Dog and get reimbursed within days.

Insurer: MetLife

By: Colleen Johnson

Verified February 07, 2026

Easy to contact

Easy to contact

Insurer: Nationwide

By: customer

February 07, 2026

Great Experience, pleasantly surprised!

Our Cat Mila was still very young when she suddenly developed a severe neurologic episode and was diagnosed with meningoencephalitis. It was completely unexpected and quickly turned into specialty ER/neurology visits, an MRI, follow-up rechecks, and ongoing medications — a stressful situation in every way. When I originally shopped for pet insurance, I honestly didn’t have a lot of faith in any provider, but Pets Best felt like the best option overall. I’m really glad I chose them. Submitting claims was straightforward, communication was clear, and everything was easy to track. I filed multiple claims using itemized invoices and medical records from the specialty hospital, and all of my claims were approved within about a month. We received around $5,000 in reimbursements, which made a huge difference and let us focus on Mila’s care instead of worrying about costs. Based on my experience, would definitely recommend them!

Insurer: Pets Best

By: V

Useful
Verified February 07, 2026

Easy to process online claims and quick…

Easy to process online claims and quick reimbursement

Insurer: MetLife

By: customer

Verified February 07, 2026

There when I need you

There when I need you, dogs are so unpredictable, and they get into so much. I'm just pleased to have Fetch pet insurance.

Insurer: Fetch

By: Michelle Lastrapes

Verified February 07, 2026

Took way too long to apply for…

Took way too long to apply for coverage. They said I woohave coverage until March when I applied in February. I ended up finding a cheaper plan

Insurer: Nationwide

By: Quantana McKinney

Verified February 07, 2026

It was easy to find

It was easy to find. One of the cheaper insurance companies.

Insurer: Nationwide

By: Brandy

February 07, 2026

If I could give them a negative star I…

If I could give them a negative star I would. Seems your pet being born/alive is enough for them to claim pre-existing condition. My (now) 6mth old puppy has a rare oral cancer which a couple of different vets put down to having a tough time teething and was left at a wait and watch approach (so no I did not know it was a tumor at that point). By the time it was diagnosed, Fetch has decided it must have occurred before or during the waiting period. Oh and watch out for their app. I accidently put in a start date wrong - and on confirmation thought the active date was the end of the waiting period. Gotcha - we aren't paying anything. My poor happy active beautiful puppy is now headed towards the green dream - they won't pay for that either - yep pre-existing. Cancer is an expensive treatment so they have no interest in that now that they have gotten out of paying anything. In my experience, there is no 'gap only' payment at vets either. There is no policy number to claim with. All of the vets I have been to have not been able to process a claim on the spot. So pay upfront, put in a claim and you will be chasing it weeks later. "Oh but we are following up on questions to the vet about the account". She swallowed a large stone, it was picked up during a CT scan for the tumor. No I didn't know about it. Yes, I get it, you aren't covering the scan - but it wasn't included anyway. There is NO communication - the only way of contacting them is via an app 'chat' that starts with AI. That's a thumbs down from me. Biggest mistake I've made signing up with these guys. *Edit - their response doesn’t explain their bad service and why the claim for the emergency procedure for removal of the rock hasn’t been paid for weeks (in the thousands) despite them telling me it would be covered. If you are thinking about them - just don’t.

Insurer: Fetch

By: Rosie B

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