209,231+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,231 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,231 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,726 reviews

4.9
Healthy Paws

10,998 reviews

4.9
Fetch

5,256 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 19, 2026

Melody was friendly

The lady Melody was friendly and helpful and I appreciate her time

Insurer: Nationwide

By: Emily

Verified February 19, 2026

Great customer service (Martha)

Great customer service (Martha)

Insurer: Nationwide

By: K. Gatewood

Verified February 19, 2026

The claim process was easy

The process was easy to submit and track a claim. The claim got paid pretty fast too. Very convenient.

Insurer: Spot

By: Lety

February 19, 2026

Find new ways to reject claims

Trupanion rejects almost every claim. Last rejection was because did not have recommended treatment within 3 months. Read the fine print before signing up with Trupanion. I would not sign up for Trupanion with new pets.

Insurer: Trupanion

By: John Gellert

February 19, 2026

Peace of mind.

I had a good experience in registering my cat for Fetch insurance. The customer service was so accomodating and kind. She explain everything. I haven't experience claiming yet but Im confident its going to be easy because of the app. I have a peace of mind having this insurance.

Insurer: Fetch Canada

By: evelyn ollet

February 19, 2026

Terrible. Like every insurance company

This company is just like every other insurance. They will use every excuse they can find to NOT cover a condition. If they worked as hard to help pets be healthy as they did to get out of paying a claim, their patients would be a lot healthier. But instead, they define all pre-existing conditions in the broadest possible terms they can legally get away with. I have far too many examples of this to fit in a review, but I'll give one: They tried to exclude all skin conditions on a 6 month old puppy b/c she first came home to us with fleas and had a few visible bites. If you think that's reasonable, roll the dice on them. Personally, my most recent experience with Embrace was the straw that broke the camel's back to convince me to find a different pet insurance. -------------------------------------- Edit on 3/9/26 to respond to Embrace's total pandering reply: Being unable to cover pre-existing conditions is not what you do. What YOU do is take any mention of any type of symptom and broadex the interpretation to include as much coverage as you possibly can. I have SO MANY examples of this: 1. my dog threw up one time 4 years ago, you let me pay for coverage for a year and THEN tell me you won't cover any GI issues. That's neither reasonable nor accurate. 2. my vet notices that my dog has papules on her skin in her first ever puppy exam -- these were flea bites b/c the place we adopted her from didn't give her the right dosage flea and tick medication. Our vet gave her the right flea and tick dosage and it was gone. But you excluded ALL DERMATOLOGICAL conditions. Go to hell.

Insurer: Embrace

By: Jody Moscaritolo

Verified February 19, 2026

Great experience

Great experience. Easy using app to file clam and submit documents. I would recommend MetLife Pet Insurance to everyone who has a pet.

Insurer: MetLife

By: A. Murphy

Verified February 19, 2026

The Absolute Best

Where to start? I don’t know what I would do without Healthy Paws! Time and time again, they’ve literally saved my animals lives. From my dog Milo’s emergency foreign body surgery and corrective elbow surgery to my little cat Lucy’s Chronic Kidney Disease treatment, I know for a fact they wouldn’t be here today without you. And that’s just the tip of the iceberg. Thank you for giving me more precious moments with my babies, and supporting pet parents like me.

Insurer: Healthy Paws

By: Courtney Card

Verified February 19, 2026

I am impressed with quick I am payed…

I am impressed with how quickly I am payed after submitting my claim. I am very satisfied with Pumpkin Pet Insurance.

Insurer: Pumpkin

By: Gisela

Verified February 19, 2026

Thank you for covering my dog Akeeda

Thank you for covering my dog Akeeda. The setup was easy and fast thanks again.

Insurer: MetLife

By: STEVEN HENDERSON

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