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Pet parents across the U.S. and Canada have left over 209,784 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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The app is great
Fast easy claim filing using the app. Quick reimbursement if you opt for direct deposit (quite slow if you wait for a check). When my older dog passed they saw the claim and automatically removed his account from my monthly bill (i have another dog insured as well) so I didn’t have to worry about that. About as compassionate as an insurance company can get. Very fair rates and coverages without crazy rate increases. I will continue using them for my animals as long as they keep up the good work.
Insurer: Embrace
By: CB
Spot pet insurance is the smartest thing you can get for your pet. It gives you peace of mind every time you walk through your vet's door.
I am able to take better care of my little Chihuahua, Biscuit, thanks to Spot pet insurance!
Insurer: Spot
By: Dawn Kinnikin
Best InsuranceHealthy Paws! Just like a family to me
Healthy Paws has served us well over the years. They have a history of paying claims. My first dog had 3 knee surgeries. The cost was over $13,000 and Healthy Paws paid 90%. Then he developed Mitral Valve Disease (MVD). The electrocardiograms twice per year and daily heart medication cost thousands of dollars a year. Healthy Paws paid. The last year of his life he was in the hospital twice. This cost $20,000. Healthy Paws paid. My second dog had kidney and PDA surgeries. Healthy Paws paid. Then he developed Mitral Valve Disease (MVD). Healthy Paws paid. He was hospitalized for 6 days with life saving treatments. Ventilator, supplemental oxygen, etc. This cost $28,000. Healthy Paws paid. And finally, although it was a very sad time, Healthy Paws paid for the euthanasia. Healthy Paws always came through! Thank you, Healthy Paws.
Insurer: Healthy Paws
By: Nina Rapeephan
PetsBest has been absolutely wonderful
PetsBest has been absolutely wonderful. After my cat caught a dangerous fungus it was months of appointments, an amputation, medication, and lab work that would have been a heavy financial strain on us had it not been for PetsBest. <3
Insurer: Pets Best
By: Meg
Ridiculous policy premium increases
Ridiculous policy premium increases! I have been a customer since 2020. After moving less than 5 miles away, my policy was "re-instated" to reflect my current address. My monthly payment went from $85 to $127 which is bad enough. When i called to discuss this I was told that my monthly installments were actually $157 and the $127 showing online is a "technical error". Almost double! for moving less than 5 miles!
Insurer: Fetch
By: Melissa Maty
Easy to use
Been 1 year with spot pet insurance and has been very easy to file claims and receive reimbursement.
Insurer: Spot
By: customer
Honestly this has been pretty Easy
Honestly this has been pretty Easy. I’m not the smartest man in the world Amn the prompts made it simple and dummy proof. I made a claim took me about 3/5 mins. I was shocked. Awaiting answers now.
Insurer: Embrace
By: Rey Contreras
I never had a need for pet insurance, until I did!
I never had insurance for a pet and was a bit hesitant because I thought it would be a hassle.. But Spot Pet Insurance has been a life saver! I haven't faced any problems with my claims so long as I provide all the info they need.
Insurer: Spot
By: Gina M Locascio
Processed Claim Quickly
We’ve had Spot Insurance for awhile now and recently had to submit a claim for the first time. They processed our claim within a few days.
Insurer: Spot
By: Tessa
Thumbs down
They were great a first but lately it’s been seeming like anything they can do to reimburse me less they have been doing. Some initial promises that were made to me have not been kept regarding reimbursement for flee, tick, and heartworm medication also. I am going to be looking at different companies for pet insurance.
Insurer: Embrace
By: Justin Gleason