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Pet parents across the U.S. and Canada have left over 209,784 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Easy to file but no movement on…
Easy to file but no movement on reimbursement. Disappointed
Insurer: Pets Best
By: Jane Patrick
Healthy Paws Pet Insurance Came Through!
I can't tell you how happy I am that I purchased insurance on my fur baby from Healthy Paws. For a very modest monthly cost, they have paid thousands of dollars when she needed surgery and other services. Their response time is amazing! It really helps when you're worried about your pet, that you don't need to worry about how to pay for it. It was one of the best investments I've made.
Insurer: Healthy Paws
By: Ronnie Friedman
Inquiry about new policy
Josh Sabado answered all my questions and addressed concerns. Thank you!
Insurer: Fetch Canada
By: Iryna Tkachenko
Blastomycosis Heroes
This might be my second review, but it is warranted. I have had Embrace for nearly 10 years. My dog was diagnosed with Blastomycosis in July and has had multiple emergencies over the 6 long months of treatment. I have been on the phone in tears with reps, who were patient and kind. All my claims have been processed rapidly and without issue. Prior to this, he's had a doggie ACL replacement, and numerous other issues - he's a lab and eats everything. I also have two cats that have adopted me - both bordering on feral - and one who is always getting himself into little troubles. The only denial I have had was because of his asthma diagnosis. They have been amazing throughout.
Insurer: Embrace
By: Christine
No Better Than The Rest
I chose Spot this time partially because they supposedly have better comprehensive and dental coverage than other companies. My dog has a fractured a tooth and may need a root canal to save it. I understand that the policy does not cover a root canal procedure, but now they tell me that they will not cover any expenses associated with it even though the exact same expenses (exam, x-rays and anesthesia) would be covered for an extraction. I plan on changing to a company I can trust!
Insurer: Spot
By: Gary Sylvester
Always quick to process claims!
Always quick to process claims! We travel a lot (remote worker) and they make caring for my Frenchie so easy and stress-free no matter where we are. Thank you ManyPets <3
Insurer: ManyPets
By: Brianna Lapolla
Amazing Company
I have to come clean at the outset, I am an employee of Embrace for the last couple of months. I am not required to be a customer, although because they treat their employees well, we are offered subsidized insurance. Having been a dog owner and foster parent for much of my life, I feel a little silly that I’ve never had pet insurance, so with our employee incentive I joined. A few weeks in, my 10 month old puppy who uses impulse to guide his behavior tried to jump our fence to go visit his dog neighbor. He got stuck on one of the spires on the fence and cut himself, requiring surgery with stitches and the accompanying pain killers, antibiotics, and anti-inflammatory meds. I submitted the bill to Embrace as all other customers do. It was processed within 48 hours and I had a check within a week. No lengthy paperwork or calls, it was just that simple. I deal with health insurance companies all the time and was expecting the same chaotic experience, but it was nothing like that. This is really a fantastic company, an opinion I would posit whether or not I am employed by them!
Insurer: Embrace
By: Debbie Schwartz
Where's my check?
It's been 2 months and I haven't received my check. I also was NOT reimbursed for the chip implant which was stated in the receipt and doctors notes.
Insurer: Fetch
By: wendy Besson
I always get a quick response and real…
I always get a quick response and real people to speak with when I call Great company
Insurer: Embrace
By: Monica