154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

345,542 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,685 reviews

4.9
Healthy Paws

10,942 reviews

4.9
Fetch

5,166 reviews

4.9
Trupanion

58,923 reviews

4.9
Pets Best

14,587 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 27, 2026

I started with Healthy Paws 11 yrs ago…

I started with Healthy Paws 11 yrs ago paying $36 a month with a $100 annual deductible and a 90% reimbursement. Over the years the monthly rate climbed to $156 pr mo. With all else remaining the same. I was recently told that as of 2026 because my dog was 11 and had cancer surgery that my plan would be changed to a monthly payment of $107 with a $500 deductible and a 70% reimbursement. They said I was no longer eligible for my previous plan. I called asking why older pets are being discriminated against and basicallyI was told too bad take this or leave it. I also asked for the 5th time why Healthy Paws doesn’t offer a senior citizen discount explaining that often older people depend on animals for companionship and want to be able to take proper care of them. I was told there is no senior discount, none is planned so I just had to expressed my disappointment at their callousness and greed. I can’t get insurance from any other company due to my dog’s previous existing conditions of allergies and now cancer. I have absolutely no respect for this company since Chubb took over and would STRONGLY advise everyone to do their homework and consider other companies. This place will raise your monthly premium at their whim without warning. In my opinion the only thing they do right is the speed with which claims are paid out. I usually receive my reimbursement within weeks. Apart from that, they are a heartless, money grabbing company that will think nothing of screwing you and in turn your beloved pets, over at any point in time.and there is absolutely no recourse you have. They literally have you by the b**** and they know it and take full advantage of squeezing every penny out of you they can get AND at the worst possible time when your pet is seriously ill and old.The only ones who end up paying the price if you are forced to drop the insurance is your pet. That’s just not right. Shame on them. I would welcome any executive from Healthy Paws to reach out to me, give me a call, and listen to concerns of not only the average pet owner but of the seniors who only want to do right by their best friends even if it means going without to provide for them. Many seniors with pets are on a very fixed income and this company couldn’t care less. I’d love to know what their CEO and CFO’s annual salary is! It’s disgraceful

Insurer: Healthy Paws

By: Janice

Verified February 27, 2026

I started with Healthy Paws 11 yrs ago…

I started with Healthy Paws 11 yrs ago paying $36 a month with a $100 annual deductible and a 90% reimbursement. Over the years the monthly rate climbed to $156 pr mo. With all else remaining the same. I was recently told that as of 2026 because my dog was 11 and had cancer surgery that my plan would be changed to a monthly payment of $107 with a $500 deductible and a 70% reimbursement. They said I was no longer eligible for my previous plan. I called asking why older pets are being discriminated against and basicallyI was told too bad take this or leave it. I also asked for the 5th time why Healthy Paws doesn’t offer a senior citizen discount explaining that often older people depend on animals for companionship and want to be able to take proper care of them. I was told there is no senior discount, none is planned so I just had to expressed my disappointment at their callousness and greed. I can’t get insurance from any other company due to my dog’s previous existing conditions of allergies and now cancer. I have absolutely no respect for this company since Chubb took over and would STRONGLY advise everyone to do their homework and consider other companies. This place will raise your monthly premium at their whim without warning. In my opinion the only thing they do right is the speed with which claims are paid out. I usually receive my reimbursement within weeks. Apart from that, they are a heartless, money grabbing company that will think nothing of screwing you and in turn your beloved pets, over at any point in time.and there is absolutely no recourse you have. They literally have you by the b**** and they know it and take full advantage of squeezing every penny out of you they can get AND at the worst possible time when your pet is seriously ill and old.The only ones who end up paying the price if you are forced to drop the insurance is your pet. That’s just not right. Shame on them. I would welcome any executive from Healthy Paws to reach out to me, give me a call, and listen to concerns of not only the average pet owner but of the seniors who only want to do right by their best friends even if it means going without to provide for them. Many seniors with pets are on a very fixed income and this company couldn’t care less. I’d love to know what their CEO and CFO’s annual salary is! It’s disgraceful

Insurer: Healthy Paws

By: Janice

Verified February 27, 2026

I started with Healthy Paws 11 yrs ago…

I started with Healthy Paws 11 yrs ago paying $36 a month with a $100 annual deductible and a 90% reimbursement. Over the years the monthly rate climbed to $156 pr mo. With all else remaining the same. I was recently told that as of 2026 because my dog was 11 and had cancer surgery that my plan would be changed to a monthly payment of $107 with a $500 deductible and a 70% reimbursement. They said I was no longer eligible for my previous plan. I called asking why older pets are being discriminated against and basicallyI was told too bad take this or leave it. I also asked for the 5th time why Healthy Paws doesn’t offer a senior citizen discount explaining that often older people depend on animals for companionship and want to be able to take proper care of them. I was told there is no senior discount, none is planned so I just had to expressed my disappointment at their callousness and greed. I can’t get insurance from any other company due to my dog’s previous existing conditions of allergies and now cancer. I have absolutely no respect for this company since Chubb took over and would STRONGLY advise everyone to do their homework and consider other companies. This place will raise your monthly premium at their whim without warning. In my opinion the only thing they do right is the speed with which claims are paid out. I usually receive my reimbursement within weeks. Apart from that, they are a heartless, money grabbing company that will think nothing of screwing you and in turn your beloved pets, over at any point in time.and there is absolutely no recourse you have. They literally have you by the b**** and they know it and take full advantage of squeezing every penny out of you they can get AND at the worst possible time when your pet is seriously ill and old.The only ones who end up paying the price if you are forced to drop the insurance is your pet. That’s just not right. Shame on them. I would welcome any executive from Healthy Paws to reach out to me, give me a call, and listen to concerns of not only the average pet owner but of the seniors who only want to do right by their best friends even if it means going without to provide for them. Many seniors with pets are on a very fixed income and this company couldn’t care less. I’d love to know what their CEO and CFO’s annual salary is! It’s disgraceful

Insurer: Healthy Paws

By: Janice

Verified February 27, 2026

I started with Healthy Paws 11 yrs ago…

I started with Healthy Paws 11 yrs ago paying $36 a month with a $100 annual deductible and a 90% reimbursement. Over the years the monthly rate climbed to $156 pr mo. With all else remaining the same. I was recently told that as of 2026 because my dog was 11 and had cancer surgery that my plan would be changed to a monthly payment of $107 with a $500 deductible and a 70% reimbursement. They said I was no longer eligible for my previous plan. I called asking why older pets are being discriminated against and basicallyI was told too bad take this or leave it. I also asked for the 5th time why Healthy Paws doesn’t offer a senior citizen discount explaining that often older people depend on animals for companionship and want to be able to take proper care of them. I was told there is no senior discount, none is planned so I just had to expressed my disappointment at their callousness and greed. I can’t get insurance from any other company due to my dog’s previous existing conditions of allergies and now cancer. I have absolutely no respect for this company since Chubb took over and would STRONGLY advise everyone to do their homework and consider other companies. This place will raise your monthly premium at their whim without warning. In my opinion the only thing they do right is the speed with which claims are paid out. I usually receive my reimbursement within weeks. Apart from that, they are a heartless, money grabbing company that will think nothing of screwing you and in turn your beloved pets, over at any point in time.and there is absolutely no recourse you have. They literally have you by the b**** and they know it and take full advantage of squeezing every penny out of you they can get AND at the worst possible time when your pet is seriously ill and old.The only ones who end up paying the price if you are forced to drop the insurance is your pet. That’s just not right. Shame on them. I would welcome any executive from Healthy Paws to reach out to me, give me a call, and listen to concerns of not only the average pet owner but of the seniors who only want to do right by their best friends even if it means going without to provide for them. Many seniors with pets are on a very fixed income and this company couldn’t care less. I’d love to know what their CEO and CFO’s annual salary is! It’s disgraceful

Insurer: Healthy Paws

By: Janice

Verified February 27, 2026

I started with Healthy Paws 11 yrs ago…

I started with Healthy Paws 11 yrs ago paying $36 a month with a $100 annual deductible and a 90% reimbursement. Over the years the monthly rate climbed to $156 pr mo. With all else remaining the same. I was recently told that as of 2026 because my dog was 11 and had cancer surgery that my plan would be changed to a monthly payment of $107 with a $500 deductible and a 70% reimbursement. They said I was no longer eligible for my previous plan. I called asking why older pets are being discriminated against and basicallyI was told too bad take this or leave it. I also asked for the 5th time why Healthy Paws doesn’t offer a senior citizen discount explaining that often older people depend on animals for companionship and want to be able to take proper care of them. I was told there is no senior discount, none is planned so I just had to expressed my disappointment at their callousness and greed. I can’t get insurance from any other company due to my dog’s previous existing conditions of allergies and now cancer. I have absolutely no respect for this company since Chubb took over and would STRONGLY advise everyone to do their homework and consider other companies. This place will raise your monthly premium at their whim without warning. In my opinion the only thing they do right is the speed with which claims are paid out. I usually receive my reimbursement within weeks. Apart from that, they are a heartless, money grabbing company that will think nothing of screwing you and in turn your beloved pets, over at any point in time.and there is absolutely no recourse you have. They literally have you by the b**** and they know it and take full advantage of squeezing every penny out of you they can get AND at the worst possible time when your pet is seriously ill and old.The only ones who end up paying the price if you are forced to drop the insurance is your pet. That’s just not right. Shame on them. I would welcome any executive from Healthy Paws to reach out to me, give me a call, and listen to concerns of not only the average pet owner but of the seniors who only want to do right by their best friends even if it means going without to provide for them. Many seniors with pets are on a very fixed income and this company couldn’t care less. I’d love to know what their CEO and CFO’s annual salary is! It’s disgraceful

Insurer: Healthy Paws

By: Janice

Verified February 27, 2026

I started with Healthy Paws 11 yrs ago…

I started with Healthy Paws 11 yrs ago paying $36 a month with a $100 annual deductible and a 90% reimbursement. Over the years the monthly rate climbed to $156 pr mo. With all else remaining the same. I was recently told that as of 2026 because my dog was 11 and had cancer surgery that my plan would be changed to a monthly payment of $107 with a $500 deductible and a 70% reimbursement. They said I was no longer eligible for my previous plan. I called asking why older pets are being discriminated against and basicallyI was told too bad take this or leave it. I also asked for the 5th time why Healthy Paws doesn’t offer a senior citizen discount explaining that often older people depend on animals for companionship and want to be able to take proper care of them. I was told there is no senior discount, none is planned so I just had to expressed my disappointment at their callousness and greed. I can’t get insurance from any other company due to my dog’s previous existing conditions of allergies and now cancer. I have absolutely no respect for this company since Chubb took over and would STRONGLY advise everyone to do their homework and consider other companies. This place will raise your monthly premium at their whim without warning. In my opinion the only thing they do right is the speed with which claims are paid out. I usually receive my reimbursement within weeks. Apart from that, they are a heartless, money grabbing company that will think nothing of screwing you and in turn your beloved pets, over at any point in time.and there is absolutely no recourse you have. They literally have you by the b**** and they know it and take full advantage of squeezing every penny out of you they can get AND at the worst possible time when your pet is seriously ill and old.The only ones who end up paying the price if you are forced to drop the insurance is your pet. That’s just not right. Shame on them. I would welcome any executive from Healthy Paws to reach out to me, give me a call, and listen to concerns of not only the average pet owner but of the seniors who only want to do right by their best friends even if it means going without to provide for them. Many seniors with pets are on a very fixed income and this company couldn’t care less. I’d love to know what their CEO and CFO’s annual salary is! It’s disgraceful

Insurer: Healthy Paws

By: Janice

Verified February 27, 2026

I started with Healthy Paws 11 yrs ago…

I started with Healthy Paws 11 yrs ago paying $36 a month with a $100 annual deductible and a 90% reimbursement. Over the years the monthly rate climbed to $156 pr mo. With all else remaining the same. I was recently told that as of 2026 because my dog was 11 and had cancer surgery that my plan would be changed to a monthly payment of $107 with a $500 deductible and a 70% reimbursement. They said I was no longer eligible for my previous plan. I called asking why older pets are being discriminated against and basicallyI was told too bad take this or leave it. I also asked for the 5th time why Healthy Paws doesn’t offer a senior citizen discount explaining that often older people depend on animals for companionship and want to be able to take proper care of them. I was told there is no senior discount, none is planned so I just had to expressed my disappointment at their callousness and greed. I can’t get insurance from any other company due to my dog’s previous existing conditions of allergies and now cancer. I have absolutely no respect for this company since Chubb took over and would STRONGLY advise everyone to do their homework and consider other companies. This place will raise your monthly premium at their whim without warning. In my opinion the only thing they do right is the speed with which claims are paid out. I usually receive my reimbursement within weeks. Apart from that, they are a heartless, money grabbing company that will think nothing of screwing you and in turn your beloved pets, over at any point in time.and there is absolutely no recourse you have. They literally have you by the b**** and they know it and take full advantage of squeezing every penny out of you they can get AND at the worst possible time when your pet is seriously ill and old.The only ones who end up paying the price if you are forced to drop the insurance is your pet. That’s just not right. Shame on them. I would welcome any executive from Healthy Paws to reach out to me, give me a call, and listen to concerns of not only the average pet owner but of the seniors who only want to do right by their best friends even if it means going without to provide for them. Many seniors with pets are on a very fixed income and this company couldn’t care less. I’d love to know what their CEO and CFO’s annual salary is! It’s disgraceful

Insurer: Healthy Paws

By: Janice

Verified February 27, 2026

I started with Healthy Paws 11 yrs ago…

I started with Healthy Paws 11 yrs ago paying $36 a month with a $100 annual deductible and a 90% reimbursement. Over the years the monthly rate climbed to $156 pr mo. With all else remaining the same. I was recently told that as of 2026 because my dog was 11 and had cancer surgery that my plan would be changed to a monthly payment of $107 with a $500 deductible and a 70% reimbursement. They said I was no longer eligible for my previous plan. I called asking why older pets are being discriminated against and basicallyI was told too bad take this or leave it. I also asked for the 5th time why Healthy Paws doesn’t offer a senior citizen discount explaining that often older people depend on animals for companionship and want to be able to take proper care of them. I was told there is no senior discount, none is planned so I just had to expressed my disappointment at their callousness and greed. I can’t get insurance from any other company due to my dog’s previous existing conditions of allergies and now cancer. I have absolutely no respect for this company since Chubb took over and would STRONGLY advise everyone to do their homework and consider other companies. This place will raise your monthly premium at their whim without warning. In my opinion the only thing they do right is the speed with which claims are paid out. I usually receive my reimbursement within weeks. Apart from that, they are a heartless, money grabbing company that will think nothing of screwing you and in turn your beloved pets, over at any point in time.and there is absolutely no recourse you have. They literally have you by the b**** and they know it and take full advantage of squeezing every penny out of you they can get AND at the worst possible time when your pet is seriously ill and old.The only ones who end up paying the price if you are forced to drop the insurance is your pet. That’s just not right. Shame on them. I would welcome any executive from Healthy Paws to reach out to me, give me a call, and listen to concerns of not only the average pet owner but of the seniors who only want to do right by their best friends even if it means going without to provide for them. Many seniors with pets are on a very fixed income and this company couldn’t care less. I’d love to know what their CEO and CFO’s annual salary is! It’s disgraceful

Insurer: Healthy Paws

By: Janice

Verified February 27, 2026

I started with Healthy Paws 11 yrs ago…

I started with Healthy Paws 11 yrs ago paying $36 a month with a $100 annual deductible and a 90% reimbursement. Over the years the monthly rate climbed to $156 pr mo. With all else remaining the same. I was recently told that as of 2026 because my dog was 11 and had cancer surgery that my plan would be changed to a monthly payment of $107 with a $500 deductible and a 70% reimbursement. They said I was no longer eligible for my previous plan. I called asking why older pets are being discriminated against and basicallyI was told too bad take this or leave it. I also asked for the 5th time why Healthy Paws doesn’t offer a senior citizen discount explaining that often older people depend on animals for companionship and want to be able to take proper care of them. I was told there is no senior discount, none is planned so I just had to expressed my disappointment at their callousness and greed. I can’t get insurance from any other company due to my dog’s previous existing conditions of allergies and now cancer. I have absolutely no respect for this company since Chubb took over and would STRONGLY advise everyone to do their homework and consider other companies. This place will raise your monthly premium at their whim without warning. In my opinion the only thing they do right is the speed with which claims are paid out. I usually receive my reimbursement within weeks. Apart from that, they are a heartless, money grabbing company that will think nothing of screwing you and in turn your beloved pets, over at any point in time.and there is absolutely no recourse you have. They literally have you by the b**** and they know it and take full advantage of squeezing every penny out of you they can get AND at the worst possible time when your pet is seriously ill and old.The only ones who end up paying the price if you are forced to drop the insurance is your pet. That’s just not right. Shame on them. I would welcome any executive from Healthy Paws to reach out to me, give me a call, and listen to concerns of not only the average pet owner but of the seniors who only want to do right by their best friends even if it means going without to provide for them. Many seniors with pets are on a very fixed income and this company couldn’t care less. I’d love to know what their CEO and CFO’s annual salary is! It’s disgraceful

Insurer: Healthy Paws

By: Janice

Verified February 27, 2026

I started with Healthy Paws 11 yrs ago…

I started with Healthy Paws 11 yrs ago paying $36 a month with a $100 annual deductible and a 90% reimbursement. Over the years the monthly rate climbed to $156 pr mo. With all else remaining the same. I was recently told that as of 2026 because my dog was 11 and had cancer surgery that my plan would be changed to a monthly payment of $107 with a $500 deductible and a 70% reimbursement. They said I was no longer eligible for my previous plan. I called asking why older pets are being discriminated against and basicallyI was told too bad take this or leave it. I also asked for the 5th time why Healthy Paws doesn’t offer a senior citizen discount explaining that often older people depend on animals for companionship and want to be able to take proper care of them. I was told there is no senior discount, none is planned so I just had to expressed my disappointment at their callousness and greed. I can’t get insurance from any other company due to my dog’s previous existing conditions of allergies and now cancer. I have absolutely no respect for this company since Chubb took over and would STRONGLY advise everyone to do their homework and consider other companies. This place will raise your monthly premium at their whim without warning. In my opinion the only thing they do right is the speed with which claims are paid out. I usually receive my reimbursement within weeks. Apart from that, they are a heartless, money grabbing company that will think nothing of screwing you and in turn your beloved pets, over at any point in time.and there is absolutely no recourse you have. They literally have you by the b**** and they know it and take full advantage of squeezing every penny out of you they can get AND at the worst possible time when your pet is seriously ill and old.The only ones who end up paying the price if you are forced to drop the insurance is your pet. That’s just not right. Shame on them. I would welcome any executive from Healthy Paws to reach out to me, give me a call, and listen to concerns of not only the average pet owner but of the seniors who only want to do right by their best friends even if it means going without to provide for them. Many seniors with pets are on a very fixed income and this company couldn’t care less. I’d love to know what their CEO and CFO’s annual salary is! It’s disgraceful

Insurer: Healthy Paws

By: Janice

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