154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 19, 2025

foreign object ingestion

Pets Best did cover the necessary diagnosis and procedure in full as per our policy. They did take a full month to reimburse us however which was a long time to wait.

Insurer: Pets Best

Veterinarian: Whole Pet Veterinary Clinic

By: Lauren

Useful
November 19, 2025

Fraud

Currently getting a lawyer because they straight lied to me about a policy. Said a surgery would be completely covered and they only paid a very small portion. I had a worse policy for my other dog, and got her surgery almost completely covered. But this better policy, they won’t cover a very routine surgery. They refuse to let me hear the phone call, without a subpoena. Literal insurance fraud. I have lots of proof of their lies and inconsistency in their information, from multiple agents and managers. I highly recommend you get different insurance. Their claim process is slower than a turtle with 3 legs. Sometimes having to wait close to two months for a reimbursement.. complete garbage.

Insurer: MetLife

By: Jason

Useful
Verified November 19, 2025

You folks were great!

You folks were great! Proactive….intelligent….on top of things….thank you!

Insurer: Fetch

By: John McCarthy

Verified November 19, 2025

Evrything was very easy to fill out.

Very east to fill out. Stop with the surveys.

Insurer: MetLife

By: charles oconners

Verified November 19, 2025

Never had any problems with Nationwide…

Never had any problems with Nationwide pet insurance. If you have the money to absorb a big vet bill I would not buy it though. I don't really think it evens out.

Insurer: Nationwide

By: Glen

November 19, 2025

Our cat's premiums went up over 400% in…

Our cat's premiums went up over 400% in 5 years! We've protected our cat from day 1 with comprehensive insurance and have had very few claims. Now that he is a senior cat and is having some health issues, we're seeing our premium increase 60% year over year, and over 4x since 2020. There is no transparency -- are these increases due to having made a claim, or are these rates across the board for all cats of the same age & coverage?

Insurer: Fetch Canada

By: Frustrated in toronto

Verified November 19, 2025

Very easy process and great rates

Very easy process and great rates

Insurer: MetLife

By: Frederick Anderson

Verified November 19, 2025

We have been using Healthy Paws since Nov 2020

We have been using Healthy Paws since Nov 2020 for Cheddar. For 5 years! Here are my favorite things about this company: - Very clear in their policies - All you have to do is upload your invoice from your vet - They pay you in a few days time - They communicate well - Their staff are very helpful They were recommended to me from my vet, and I am so glad I went with them! We recently had to do a surgery for Cheddar to remove a cyst. I submitted my claim the next day and they reimbursed me 4 business days later! Thanks for taking such great care of my dog!

Insurer: Healthy Paws

By: Suzanne

November 19, 2025

Straightforward Claim Process—Exactly as Expected

Submitting a claim with Pets Best was simple and straightforward. The only hiccup was logging in through the app - email validation didn’t always work, so I had to switch to Safari on my phone. Once I was in, the claim submission process was extremely easy. Processing took a little longer than I would’ve preferred, but based on the reviews I’d read beforehand, the timeline was exactly what I expected. Communication from Pets Best was clear throughout, and I always knew where my claim stood.

Insurer: Pets Best

By: Brian

Useful
Verified November 19, 2025

Easy to understand step by step process

Easy to understand step by step process

Insurer: MetLife

By: Jawhor Siraj

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