209,630+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 209,630 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Awesome pet insurance
Trupanion has always been very prompt, courteous and helpful when I’ve talked to them. They settle claims very quickly too. Very satisfied with this pet insurance company.
Insurer: Trupanion
By: Rhonda
Thank you pumpkin
Thank you pumpkin! Having pumpkin insurance takes the worry off of when my sweet Kiki is struggling with her health issues.
Insurer: Pumpkin
By: Kary
Do not recommend this carrier
Terrible front facing data for customers- very generic. Repeated denials for bogus claims which require tons of effort and time on the consumer and Practitioner. Requires time wasted sitting on hold to speak to someone to actually see resolution. Denials for "preexisting conditions" are mostly bogus.
Insurer: MetLife
By: Meredith Mull
Trupanion has been a lifesaver for us
Trupanion has been a lifesaver for us. Our Cocker Spaniel has every issue a cocker can have! Trupanion not only picks up most of the cost, but reimburses quickly. Now I only have to pay my portion as they pay the Vet on the spot. Thank you Trupanion for your support!
Insurer: Trupanion
By: Connie & Tim
Kelce's Pet Insurance - Spot
Spot was very efficient and Customer Service took the time to explain everything about my coverage. I had lost my boxer to cancer. I got another boxer puppy and got the pet insurance right away and found Spot to be the best. Sadly, my puppy was diagnosed with kidney disease right after I had bought her from a breeder. Very sad. So far things have been going well. I just keep praying. I haven't had to use her pet insurance much at all. But I did not know her prescription food was covered by her insurance. That was a nice surprise!! I sent her receipts in and within a week my claim was processed!
Insurer: Spot
By: Barbara DeStefano
Look elsewhere for good pet indurance.
Embrace pet insurance will seek any possible reason to deny the service requested for your pet. I have had my veterinarians, behaviorists, and specialists communicate with them without any success. Are you interested in understanding the difference between a pre-existing condition and a congenital disorder? It may not be relevant, as they classify a congenital disorder as pre-existing if it was present before you submitted a claim. This reasoning is illogical because if the pet was born with it, they had it prior to the claim. If that justification is insufficient, they will argue that it fell within the waiting period. Once again, they were born with it. I am extremely dissatisfied with this insurance. I recommend that you explore other policies before selecting this one. 3/13/26 I have yet to hear from Embrace to discuss any concerns as mentioned in their letter.
Insurer: Embrace
By: Carol Moyer
Thank you!
I really appreciate the promptness of the claim reviews and payments. After this last ER visit and hospitalization, we were so worried about our dog and knowing Healthy Paws had our back took some of the stress off. Thank you!
Insurer: Healthy Paws
By: Jennifer
So easy and quick
Filing claims with Fetch is super easy and service is great. You get a reply super quick too and I love that you can get direct deposit for any reimbursements.
Insurer: Fetch
By: Sheryl
Easy billing and quick reimbursement
Easy billing and quick reimbursement! Best decision we have made regarding our pet. We have Banfield Wellness plan for maintenance, and Spot Pet Insurance for sick/accident visits. It works like a gem. Wish we had done this earlier in our lives for our other pets.
Insurer: Spot
By: Lizzie Mohr
Love Pumpkin
Love Pumpkin, you get what you pay for
Insurer: Pumpkin
By: David