154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

207,022 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,170 reviews

4.9
Trupanion

58,931 reviews

4.9
Pets Best

14,588 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 28, 2026

worthless

I'm so lucky my pets don't have preexisting conditions so I was able to switch off of this nightmare. Unable to contact them or get any kind of reimbursement. Haven't been able to log in for 3 months through the app or website. Instead only get errors. Waste of money.

Insurer: Pets Best

By: Patrick

Verified January 28, 2026

Great insurance for our pets

Great insurance for our pets. Quick and easy reimbursement for our bill from the vet.. thank you.

Insurer: Spot

By: Yolanda Campbell

Verified January 28, 2026

Simple and easy to choose plans

Simple and easy to choose plans

Insurer: Nationwide

By: Joy Luongo

Verified January 28, 2026

Speedy responses

Speedy responses

Insurer: Nationwide

By: customer

Verified January 28, 2026

It was easy to apply but I have not…

It was easy to apply but I have not received a decision yet

Insurer: Nationwide

By: Michael Donelly

January 28, 2026

Claim Denied Despite Vet Record Showing No Gingivitis

My dog required dental treatment, and I submitted a pre‑authorization request and supporting veterinary records. The claim was denied on the basis that the condition was “pre‑existing.” However, a March 7, 2025 veterinary record clearly documents: “Oral Cavity: Teeth are free from excessive tartar, no gingivitis present.” This is a clinical finding recorded during a hands‑on wellness exam. Despite this written medical record showing no gingivitis at that time, the insurer stated they contacted the veterinary clinic and were told that no oral exam was performed. When I contacted the clinic directly, they informed me they have no record of being contacted by the insurer and confirmed that the oral cavity findings in the chart reflect the veterinarian’s observations. I requested documentation from the insurer showing who they spoke with at the clinic, when the conversation occurred, and what was documented, since this alleged conversation contradicts the written medical record. The insurer declined to provide that information while continuing to rely on it to deny the claim. The insurer also took 9 days to provide an initial pre‑authorization response for a dental procedure involving extractions for active dental disease. I have now filed a formal complaint with the Washington State Office of the Insurance Commissioner regarding the claim handling and use of evidence in this denial.

Insurer: Prudent Pet

By: Sameez Charania

Verified January 28, 2026

Thank you for handling my cat's case…

Thank you for handling my cat's case with care! We feel very supported, knowing that we could have help with his emergency care.

Insurer: Spot

By: Chelsea Peters

Verified January 28, 2026

Very cheap and very good coverage

Very cheap and very good coverage

Insurer: Spot

By: Kyle Woodward

Verified January 28, 2026

The wellness package is perfect for…

The wellness package is perfect for yearly checkups and Pumpkin pays 99.9%

Insurer: Pumpkin

By: Jeannine

Verified January 28, 2026

My experience was great and they was…

My experience was great and they was quick and very understanding. I had no issues with my reimbursement process.

Insurer: Spot

By: Velma Thomas

Compare top pet insurance providers plans.