218,553+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,553 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,553 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,837 reviews

4.9
Healthy Paws

11,151 reviews

4.9
Fetch

5,508 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,944 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 26, 2025

Easy to submit

Easy to submit. Covers what they say it will:)

Insurer: Embrace

By: Denise Dorsa

Verified May 26, 2025

Easy to begin a claim

Easy to begin a claim. Response was quick. Thank you!

Insurer: Fetch

By: Margaret

Verified May 26, 2025

Exceeded Expectations

The process was simple and the reimbursement was very quick.

Insurer: Spot

By: Lady T

May 26, 2025

So far disappointed

So far, I’m disappointed. The app is glitchy, the reimbursement process is unclear, and a skin/ear infection was somehow determined without explanation. Starting to regret not going with Trupanion instead. Frustrating experience overall, would not recommend.

Insurer: Pets Best

By: Lauren Thompson

May 26, 2025

They raise their prices all the time

They raise their prices all the time. If you have a French Bulldog, good luck. I now pay $250 a month for his insurance. Increased it $50 dollars a month and they say it’s not because of claims which is BS.

Insurer: Trupanion

By: DP

Verified May 26, 2025

Money Back Fast

I filed my claim and before I knew it, I had a direct deposit of over $300 back in my account. Super easy process and quick turnaround. Thank you spot!

Insurer: Spot

By: Taylor Perry

Verified May 26, 2025

Spot pet insurance has been great

Spot pet insurance has been great. It’s easy to file a claim and reimbursement is deposited straight into my bank account.

Insurer: Spot

By: Sheri Alaimo

May 26, 2025

This insurance is a SCAM

They will find any reason to deny your claim. I got my dog from the pound and all of his old medical history we could not get ahold of because it was not given to the pound we got it from. We only had the medical records from whenever he was in the pound to whenever we started taking him to the vet. They were trying to deny the claim because they didn’t have any of his records to see if they could prove that it was a “pre-existing condition”. They will try to say that everything your dog has is a pre existing condition. Do not recommend and this is a SCAM. If you do try and call about it, they’ll tell you that they’ll have someone reach out to you but within 3 weeks I never got a single call and any time I would call to get an update they would act like they didn’t know what I was talking about. DO NOT RECOMMEND AT ALL.

Insurer: ASPCA

By: Kaylee Jones

May 26, 2025

She was very helpful and very polite

She was very helpful and very polite. I enjoyed the little conversation we had during the process of upgrading my insurance policy.

Insurer: Embrace

By: Pac10ten

Verified May 25, 2025

Spot was very prompt with reimbursement!

Spot was very prompt with reimbursement!

Insurer: Spot

By: Diana Morneault

Compare top pet insurance providers plans.