5
out of 5
Verified
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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.
We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.
Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.
1
out of 5
Pet insurance has become just as bad as all other insurance
I am over it. I pay about $150 a month for my 2 dogs. Have FULL on my small dog and yet my $700 bill because her teeth needed pulled or she would have horrible infections of course is not covered. My advice is put money away each month in a separate account of your own and you would be much better off.........and in the end, if you have any left over, it is yours instead of gone. I have done the math and I have thrown away a ton of money for some time now. So very unhappy
- INSURER: Pets Best
- POSTED: 08/26/2021
- BY: Corrine
- BREED: Mixed Breed Small (10-20 Lbs)
- AGE OF PET: 7 - 10
5
out of 5
I highly recommend Healthy Paws!!!
I have had my Black Labrador on Healthy Paws Pet Insurance since she was two years old. Though she was extremely healthy, I purchased the insurance because labs are active and have accidents. Five years went by until I needed to use the policy. My dog was diagnosed with Cushing’s Disease and the meds are rather expensive. Healthy Paws paid 80% of the cost of the blood tests and the medicine after I satisfied the $250 deductible. Then, this year, my dog tore ligaments in her calcaneal tendon. Since the repair and treatment would cost over $6,000, I called Healthy Paws and asked if I needed a pre-approval. The representative told me that a pre-approval was not necessary and all I had to do was submit the vet invoices. As with other claims, Healthy Paws paid 80% of the surgery and treatment costs. It is easy to submit the invoices—I scan mine and use the website, but one can take a picture of the invoice using the Healthy Paws app to submit a claim as well. I am very thankful that I signed up my lab for Healthy Paws when she was younger. I shopped for policies when I was looking several years ago and Healthy Paws provided the best coverage for the price that fit my needs.
- INSURER: Healthy Paws
- POSTED: 08/25/2021
- BY: Danny
- BREED: Labrador Retriever (Black)
- AGE OF PET: Over 11 years
5
out of 5
Surgery Claim
I have had Healthy Paws Pet Insurance for many years covering several pets. My dog Ziggy recently had surgery to repair a knee ligament tear. I can't say enough about their coverage, efficiency, and caring. They are the best and I would recommend them highly to anyone seeking coverage for their pet. I have never had a problem of any kind with Healthy Paws
- INSURER: Healthy Paws
- POSTED: 08/25/2021
- BY: Gary
- BREED: Mixed Breed Large (70–90 Lbs)
- AGE OF PET: Over 11 years
5
out of 5
Happy that I chose Spoit
We bought Max home when he was 3 months. I did some research on pet insurance and went with SPOT in the same month. Had a good experience with them while shopping and they walked me over the policy and answered all my questions and did not push me at all. He started having allergies within 4 months and we had to take him to vet often for his medications. He also had some GI issues. I have filled all of my claims including prescription food and got good service with SPOT and got reimbursed for their part. I am able to afford and keep Max happy only because SPOT is supportive. Also when I contact their customer service, I get a good response and members are respectful and caring. I am happy that I chose SPOT.
The only reason I gave 9 rating instead of 10 is the time for the claims to be processed. They do process within the said time and no delays so far but once we submit the claim, it just says processing and it is a waiting game. I wish we could have some updates so we know what is going on.
- INSURER: Spot
- POSTED: 08/25/2021
- BY: Arti
- BREED: German Shepherd
- AGE OF PET: 7 - 10
5
out of 5
First experience was excellent!
This was my first time using pet insurance and I have to say I was pleasantly surprised at how easy it was and the responsiveness. I hope I don’t have to use it too often but now I know if I do it will be an easy process.
- INSURER: Pets Best
- POSTED: 08/25/2021
- BY: Sharon
- BREED: English Mastiff
- AGE OF PET: 7 - 10
5
out of 5
Happy that I chose Spoit
We bought Max home when he was 3 months. I did some research on pet insurance and went with SPOT in the same month. Had a good experience with them while shopping and they walked me over the policy and answered all my questions and did not push me at all. He started having allergies within 4 months and we had to take him to vet often for his medications. He also had some GI issues. I have filled all of my claims including prescription food and got good service with SPOT and got reimbursed for their part. I am able to afford and keep Max happy only because SPOT is supportive. Also when I contact their customer service, I get a good response and members are respectful and caring. I am happy that I chose SPOT.
The only reason I gave 9 rating instead of 10 is the time for the claims to be processed. They do process within the said time and no delays so far but once we submit the claim, it just says processing and it is a waiting game. I wish we could have some updates so we know what is going on.
- INSURER: Spot Canada
- POSTED: 08/25/2021
- BY: Arti
- BREED: German Shepherd
- AGE OF PET: 7 - 10
5
out of 5
Verified
So thankful
My puppy developed an umbilical hernia. The cost of her initial spaying and then the hernia on top of that was going to be a financial burden particularly with the monetary limitations created by COVID. Trupanion came through for me and paid 90% of the hernia costs. What a blessing that was and so early on in our policy! Thanks for being there, Trupanion!
- INSURER: Trupanion
- POSTED: 08/25/2021
- BY: Lorraine
- BREED: Shih Tzu
- AGE OF PET: 0 - 3
5
out of 5
Verified
I expected more coverage for my pet
on my first claims sadly not to happy, I thought i was gonna get my 90% refund like I was told on my quote, and sadly only got less than halve of my payment, and also I believe the claim took too long to refund. Thinking about leaving.
- INSURER: Trupanion
- POSTED: 08/25/2021
- BY: wanda
- BREED: Siberian Husky
- AGE OF PET: 0 - 3
5
out of 5
Verified
I was surprised to see taxes are not covered. In newfoundland taxes are 15% so now instead of my cost 10% add taxes now it's 25%
Good service fast payments but it suck that taxes are not included.
It drives what I pay from 10% to 25% after taxes.
- INSURER: Trupanion Canada
- POSTED: 08/25/2021
- BY: Alvin
- BREED: Husky
- AGE OF PET: 7 - 10