222,048+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,048 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,048 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,927 reviews

4.9
Healthy Paws

11,287 reviews

4.9
Fetch

5,754 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,201 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 01, 2025

Fast service

Fast service

Insurer: Sonnet

By: Cathy

August 01, 2025

Punishing and price gouging if you need to use insurance

They used to be super great prices were reasonable but suddenly $100 increase on one dog after my other dog passed away. The started punishing me for having used the insurance. They claim its new state writings but i call BS. My dog is 8 years old and insurance for just her is $200 a month. If i were you i would check with trupanion instead. I cant switch because my dog had pre existing conditions but if i could i would. I also will not ever use this company again for my cat or any other animal that becomes part of my family.

Insurer: Embrace

By: Andrew

Verified August 01, 2025

Spot Insurance was easy and very…

Spot Insurance was easy and very efficient. They processed the claim right away and everything was done in less than a week. We are grateful to have them as our dog’s insurance company.

Insurer: Spot

By: SANDRA STOKES

Verified August 01, 2025

Ashley is amazing

Ashley is amazing! She was very helpful with all of my questions as well as patient, I had many! I did not wait long to speak with a customer service agent which was also much appreciated. Thank you for your support Ashley!

Insurer: Prudent Pet

By: pachnercandicegmail.com

Verified August 01, 2025

SPOT pet insurance rules!

SPOT pet insurance rules! I easily upload my receipts, and within a week I have my reimbursement in my checking account. It's fast, simple and the best thing I've gotten for my dogs since their chew toys!

Insurer: Spot

By: Kerry

August 01, 2025

Submitting a claim and uploading an…

Submitting a claim and uploading an invoice was extremely easy.

Insurer: Embrace

By: Frank Drury

August 01, 2025

Easy and straight forward

I almost never write reviews but I felt I needed to share this one since I've had nothing but positive experiences with Embrace for both of our kitties. Signing up was easy and what I like the most is how easy it is to submit a claim. Not to mention how quickly the reimbursement is processed. I am very happy with our decision to get insurance for our boys because now we don't have to decide whether to get a costly procedure or not due to finances. Our boys' health will always come first and this service gives us peace of mind with no hassles as of yet. Truly a wise decision if you are taking your pets in for regular checkups, vaccines, surgeries, etc. The money adds up and this puts a little bit back into your pocket. Thank you for providing us with wonderful service and peace of mind.

Insurer: Embrace

By: D

August 01, 2025

Would give zero stars if possible

Would give zero stars if possible. Accident claim was denied for being prior to waiting period completion when, in fact, the waiting period had passed. I bought and paid for a year of coverage in good faith. Unfortunately this company neither understands or acts in good faith.

Insurer: Pets Best

By: Robert Eisenman

August 01, 2025

Don’t bother with this company!

They were horrible, didn’t reimburse any of my vet bills because they said everything was pre-existing even though we never had any indication for my dogs bladder stones till I was well into my plan policy. I had three large vet bills and they didn’t want to reimburse a dime. My mistake for not reading the tons of negative reviews on Reddit for this company. Complete scam.

Insurer: Fetch

By: Jennifer

Verified August 01, 2025

The great experience was easy

The great experience was an easy access for when my dog was sick, took him to my vet, got treatment actually several times and then took a picture of my receipt and submitted it to Spot and got a refund for services once I hit my dogs deductible.

Insurer: Spot

By: Lori Hambly

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