208,360+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,360 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,360 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,704 reviews

4.9
Healthy Paws

10,965 reviews

4.9
Fetch

5,209 reviews

4.9
Trupanion

58,979 reviews

4.9
Pets Best

14,630 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 16, 2026

Very expensive and does no honor claims

One of my dogs premium was nearly doubled in the first month I had coverage. The only claim I ever filed was denied on a technicality despite paying for the best plan available. I cancelled all three dogs immediately. I highly suggest you never use them.

Insurer: Trupanion

By: Susan Pietro

February 16, 2026

Lisa is amazing!

We forgot to remove our puppy off of Trupanion coverage (about a year ago) and needed to change payment from a credit card to bank account. Lisa helped me out over the phone on how to change payment type. I asked her to not worry about reimbursing us and she gave us back pay for 60 days. Very considerate! Thank you for your professionalism and great service!

Insurer: Trupanion

By: Adolfo Flores

February 16, 2026

Unfair pricing

I liked the agent. She was sympathetic and helped me select a reduction in coverage to reduce the monthly rate which skyrocketed by $50.00 a month I had this insurance for almost ten years and it has increased almost yearly. This year, on my dog reaching 10 years of age it escalated from 89.00 a month to 160.00 a month. I had to cut the coverage in half to go down to 109.00 a month. I HAVE NEVER FILED A CLAIM! My dog is very healthy and is on no medication. She visits the vet every year and is fine. This is outrageous, but at this point I’m over a barrel to pay their fees because my dog is 10 and I’m afraid if she needs surgery or some treatment thst I won’t have the money to pay for it. I’m 79 and on a very limited income.

Insurer: Embrace

By: Betty Rogers

Verified February 16, 2026

Filing claims is so unbelievably easy

Filing claims is so unbelievably easy. Other companies have you upload documents and enter information manually and it takes a long time. Review time for claim decisions was fast.

Insurer: MetLife

By: Jessica Kelly

Verified February 16, 2026

Fast and easy setup.

Fast and easy setup.

Insurer: MetLife

By: Robert Tully

Verified February 16, 2026

Prompt Professional Service

Met life is always very prompt in processing my claims.

Insurer: MetLife

By: JohnJ

February 16, 2026

The website

It is the website- I was completely blocked from signing in- It could not process my password, my phone # or my email- I had to call to let them know that my dog had died- I am unable to access any records online. It is so frustrating for the care of my other dogs.

Insurer: Embrace

By: KAREN OBRIEN-MAYNARD

Verified February 16, 2026

It's so fast and easy to file a claim…

It's so fast and easy to file a claim in the mobile app.

Insurer: MetLife

By: Becca

Verified February 16, 2026

So easy to obtain very reasonable

So easy to obtain very reasonable

Insurer: MetLife

By: Kimberly Mapes

Verified February 16, 2026

I had to submit a claim for my dogs…

I had to submit a claim for my dogs surgery to remove a tumor. I submitted the claim and at first it was incomplete, and I was notified of what I needed to submit. I called to get clarification and the person at spot was very helpful andprofessional. My claim was approved in a timely manner so far, very pleased with the whole process.

Insurer: Spot

By: Customer

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