154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
236,321 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,339 reviews
10,806 reviews
27,505 reviews
14,171 reviews
63,021 reviews
Category with most reviews
This chart shows the distribution of review categories.
Biggest waste of money
After paying $75-$105 monthly for my dog since I brought him home almost 10 years ago and NEVER needing to make a claim until his very last day I am so disappointed in what a waste this was. I was happy to pay as I didn’t want to worry about finances in an emergency and wanted to ensure I could help my dog. Well, with never missing a payment and only having a $200 deductible, Trupanion paid out $89 in my dogs end of life emergency. Oh, and they don’t cover the cost of cremation/burial, which I was told they did when I signed up! You’re better off putting your money into savings and holding it for a raining day as I feel like I threw it away!
Insurer: Trupanion Canada
By: Nikki
This is a hustle, get another insurance company
Basically lots of double talk and bs. Too many hoops to jump through when its time for them to help, except when they take your money.
Insurer: Pets Best
By: Kareem
Tried multiple companies and spot has been the best
I don't have much to say except that I've been with a few pet insurance companies over the year, and Spot has been one of the most cost-efficient (especially for our older dogs) and has been one of the easiest to process claims with. As expected, new conditions took a little longer to process (a couple weeks) because our vet needed to submit copies of medical records - but otherwise, the claims are started via the website or their app and submitted within minutes, most claims are completed within days, and they're directly deposited to my account. The entire process is smooth and the UI works great.
Submitting a claim is so easy
Submitting a claim is so easy! With the new year starting really rough for us, it's super comforting to know we can keep up with my pups bills. Thank you!!!!
Insurer: Embrace
By: Lina
Spot insurance is the best decision…
Spot insurance is the best decision I've made i have it on two dogs and I've had two claims and after my deductible was paid they started paying immediately. On both claims I received my money within 3 days. They are easy to deal with without asking all kinds of questions. I just send the bill in that I paid and they get on it quickly. I won't ever be without this insurance.
Insurer: Spot
By: Debbie Smith
Over $400 in charges. only $60 paid
On a $400 claim, Pets Best denied all but $60 saying "wellness maximum benefit exceeded." These were claims for January - when did I exceed my annual maximum benefit for the year? Also, it doesn't appear the unpaid expenses were even credited toward my annual deductible - what a rip-off.
Insurer: Pets Best
By: Jeffrey
Really good customer service
Really good customer service. Never had to file claim so can’t address that
Insurer: Embrace
By: Lily’s mom
Only about the money
I have witnessed my premiums skyrocket in the past 4 years from $400 to my latest premium of almost $1100, with having NO claims submitted during this time. Beware, run like hell, it’s all about money for this company. I enquired that, because I had no claims submitted, would my premiums offer some sort of a reduction. Answer was a flat no. Pathetic Company
Insurer: Fetch Canada
By: Ed