154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 08, 2025

GOOD and BAD

I have been with Embrace for eight years now. I've had some mixed feelings but have found that the claim process has been easy, the policy has been outlined and reasonably explained. However, the issues I have are in the area of what is and is not covered and the increases. There are things that are not just black and white and I feel a few of my claims were warranted but declined. The response time to the submissions are excellent although not always in agreement with what I feel should be covered. In addition to that, the annual increases have been in sudden significant jumps. Last year my policy went up over 25%. This year, I believe it's going up again. This has made me reconsider renewing my policy.

Insurer: Embrace

By: Kelly Ann Fukuhara

Verified January 08, 2025

Very straight forward

Very straight forward. You file a claim, submit your records and get paid!

Insurer: Spot

By: Christy

Verified January 08, 2025

Quick review of claim and payment!

Quick review of claim and payment!

Insurer: Spot

By: Zach Biderman

Verified January 08, 2025

Sent in my bills and received my refund…

Sent in my bills and received my refund within 7 days. Absolutely fantastic.

Insurer: Spot

By: Valued Customer

Verified January 08, 2025

Signing up was easy

Signing up was easy. Submitting claims especially on the app is nice and efficient. Not once have I had any issues. I have 2 female American Staffordshire Terrier both 2 yrs old and their coverage is amazing. You won't be disappointed.

Insurer: Spot

By: Nancy Bailey

Verified January 08, 2025

Prompt reimbursement.

Great communication when I have submitted a claim invoice and prompt reimbursement.

Insurer: Spot

By: Patricia Simmons

January 08, 2025

Wonderful customer service

Wonderful customer service. Always helpful and answers all questions. I have only good things to say about embrace and recommend people to use this pet Insurance company

Insurer: Embrace

By: Jackie Patsouras

Verified January 08, 2025

Will continue with this great company

I have been with Fetch Pet Insurance for 5 years and I will continue to use this company.

Insurer: Fetch

By: Leslie Howder

Verified January 08, 2025

Will continue with this great company

I have been with Fetch Pet Insurance for 5 years and I will continue to use this company.

Insurer: Fetch

By: Leslie Howder

Verified January 08, 2025

Will continue with this great company

I have been with Fetch Pet Insurance for 5 years and I will continue to use this company.

Insurer: Fetch

By: Leslie Howder

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