154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 10, 2025

I pay almost a 1k a year for coverage but nothing is covered

I pay almost a 1k a year for coverage - but most time they deny everything. Beware - even if your vet notes a tear in your dog's eye they won't cover anything eye related, they didn't cover the annual teeth cleaning because there were signs of tartar (lol - truly heinous when they advertise every tooth is covered). I pay extra for the wellness benefit as well. I forgot to upload receipts before 3 months of incident had passed- denied, even though there is nothing to let customers know that upfront. Super unhelpful, hard to cancel as you have to call. When I called, the lady tried to go over why my claims were denied - basically trying to say I was wrong and shouldn't cancel.

Insurer: Fetch

By: Sajani Fernando

January 10, 2025

I pay almost a 1k a year for coverage but nothing is covered

I pay almost a 1k a year for coverage - but most time they deny everything. Beware - even if you vet notes a tear they won't cover anything eye related, they didn't cover the annual teeth cleaning (I pay extra for the wellness benefit), I forgot to upload before 3 months of incident - denied. Super unhelpful, hard to cancel.

Insurer: Fetch

By: Sajani Fernando

January 10, 2025

I pay almost a 1k a year for coverage but nothing is covered

I pay almost a 1k a year for coverage - but most time they deny everything. Beware - even if you vet notes a tear they won't cover anything eye related, they didn't cover the annual teeth cleaning (I pay extra for the wellness benefit), I forgot to upload before 3 months of incident - denied. Super unhelpful, hard to cancel.

Insurer: Fetch

By: Sajani Fernando

January 10, 2025

I pay almost a 1k a year for coverage but nothing is covered

I pay almost a 1k a year for coverage - but most time they deny everything. Beware - even if you vet notes a tear they won't cover anything eye related, they didn't cover the annual teeth cleaning (I pay extra for the wellness benefit), I forgot to upload before 3 months of incident - denied. Super unhelpful, hard to cancel.

Insurer: Fetch

By: Sajani Fernando

January 10, 2025

I pay almost a 1k a year for coverage but nothing is covered

I pay almost a 1k a year for coverage - but most time they deny everything. Beware - even if you vet notes a tear they won't cover anything eye related, they didn't cover the annual teeth cleaning (I pay extra for the wellness benefit), I forgot to upload before 3 months of incident - denied. Super unhelpful, hard to cancel.

Insurer: Fetch

By: Sajani Fernando

January 10, 2025

I pay almost a 1k a year for coverage but nothing is covered

I pay almost a 1k a year for coverage - but most time they deny everything. Beware - even if you vet notes a tear they won't cover anything eye related, they didn't cover the annual teeth cleaning (I pay extra for the wellness benefit), I forgot to upload before 3 months of incident - denied. Super unhelpful, hard to cancel.

Insurer: Fetch

By: Sajani Fernando

January 10, 2025

Easy to submit claims.

Easy to submit claims.

Insurer: Pets Best

By: Jan Alexander

Verified January 10, 2025

Top tier service

Spot is responsive, speedy, and has great customer service. I love using them because I get great service at a great cost.

Insurer: Spot

By: Samantha Willoughby

January 10, 2025

Lucy

I have worked in the insurance industry all my career and know how terms and conditions can be confusing. Good, clear explanations on what is covered and what is not. Really good experience enrolling Lucy with Trupanion.

Insurer: Trupanion Canada

By: Barb

Verified January 10, 2025

Switched from nationwide

Kevin's assistance with setting up new policy made the process very smooth and easy

Insurer: Pumpkin

By: Lynda Lyons

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