208,199+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,199 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,199 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,699 reviews

4.9
Healthy Paws

10,961 reviews

4.9
Fetch

5,201 reviews

4.9
Trupanion

58,966 reviews

4.9
Pets Best

14,621 reviews

4.9

Category with most reviews

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February 12, 2026

Unfortunately we lost our baby girl

Unfortunately we lost our baby girl. I called to cancel the policy after I was charged for another year and was told I would receive a email with the prorate amount. Here I am a week later and no email or refund to my account. Guess they figure I can lose my pup and my money so they profit. Nothing but a hassle with these folks

Insurer: Embrace

By: Greg Williams

Verified February 12, 2026

Processing and Overpayment Handling

I want to start by saying that I truly value my pet policy with your company. However, I am very frustrated with the automated claims processing system and the way overpayments are being handled. On several occasions, I’ve received letters stating that you overpaid on a claim. When I called to resolve the “overpayment” by providing a card for reimbursement, I was told that repayment must be sent via paper check through the mail. We are in 2026, and many people- myself included- no longer use paper checks. It is a significant inconvenience to have to go to the bank to obtain a check and then mail it back, especially for an error that should not have occurred in the first place. Additionally, when submitting claims, if I know an item is not covered, I clearly mark it as “not covered” on the line items. Despite this, those items are still being processed and paid, which is what is leading to these overpayment situations. This suggests a flaw in the automated system that needs to be addressed.

Insurer: MetLife

By: Bridgett

Verified February 12, 2026

Our insurance policy saved us $7100…

Our insurance policy saved us $7100 plus on a recent emergency surgery Payment was prompt and submitting the claim was easy

Insurer: MetLife

By: Karen

Verified February 12, 2026

Clear and easy access

Clear and easy access

Insurer: Nationwide

By: Julia

Verified February 12, 2026

I’m happy with the ease of submitting a…

I’m happy with the ease of submitting a claim and how fast they settle it. I’m very pleased with MetLife and have recommended them to friends. One friend signed up!!😹

Insurer: MetLife

By: Koko Yee

Verified February 12, 2026

Easy to get insurance on my pet

Easy to get insurance on my pet

Insurer: Pumpkin

By: Houston Houston

Verified February 12, 2026

So easy and clear

So easy and clear. I know exactly what I’m getting and how much it costs.

Insurer: MetLife

By: Stephanie

Verified February 12, 2026

They ultimately paid the claim

They ultimately paid the claim. However, they asked for additional documentation that they already had from a previous claim that they had already processed. Then they used questionable language like if we don’t receive this documentation in 10 days we will be forced to close your claim. Typical insurance: delay, deny, defend.

Insurer: MetLife

By: wtw

Verified February 12, 2026

Very quick claims processing

Very quick claims processing

Insurer: MetLife

By: customer

February 12, 2026

Shout Out to ALIA & AMANDA - You are WONDERFUL!

Interaction with company employees is always a positive experience. Shout out to ALIA and to AMANDA! Thank-you for simplifying the claims process.

Insurer: Fetch

By: FetchClient

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