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Better Safe Than Sorry
I have used my pet's health insurance just a couple of times for minor things (thank goodness), and I have found that ASPCA pet insurance claims easy to make. I like the idea that IF anything were to happen to my Labs, that I would be covered for the more expensive things.
Insurer: ASPCA
By: Julie
Got me on theold "180 day clause".
Max my short haired tabby swallowed something that didn't agree with her. She spent two days at the Tufts animal hospital. She had IVs, oxygen booth and other assorted goodies. The bill ran about 1K. I thought my wife had filed the paper work, but I found it when getting the tax stuff ready. So Isent in the paper work...They processed it very quickly and disallowed the claim because it had been longer than 180 days past the treatment date. My fault. The good news is that after being with them for almost two years I had paid more to Pets Best than the claim. I'm leaving them and opening "Health Savings Accounts" for each of my three (two cats and a dog) animals. Morale of the story - Check your policy's limitations. Filing deadlines are not even mentioned on most of the pet insurance sites. More importantly - If you can leave the account alone, you might be better off with a savings account for your pets.
Insurer: Pets Best
By: Mark
Great Benefits and a Fast Turnaround!
After a bad experience with another pet insurance company, I closely examined them all with a more experienced view. Embrace is the best by far! The coverage is fantastic, the cost is not oppressive (and I have three dogs!), and the fast return on claims is amazing! I am SO happy with Embrace Insurance. I highly recommend them to everyone! You won't be disappointed!
Insurer: Embrace
By: Judy
Great reimbursement and customer service
I just submitted my second claim to Embrace as 3 claims in one. I had many questions to ask and with each one the customer service rep answered my questions promptly and with courtesy and respect. It is rare to find that these days but Embrace sure does come thru with that. They also handled my claim(s) in more than a timely manner and absoulutly correctly as well. I would recommend Embrace to any pet owner looking for insurance.
Insurer: Embrace
By: Tracy
Quick 'n Easy
I have used ASPCA Pet insurance for my kitten for both emergency care as well as routine preventive medical care. I have found the claim process to be well organized, efficient and easy to use. I will definitely renew it again.
Insurer: ASPCA
By: Carol
what a blessing
I never considered pet insurance before but after bringing a dog with papers from out of state to Alaska, thought I would try it for the first year. Turns out we really needed when faced with $7500 worth of hip dysplasia surgeries. I didn't believe I actually got reimbursed before my credit cards were due! I have thanked my two vets for helping.
Insurer: Trupanion
By: Doreen
what a blessing
I never considered pet insurance before but after bringing a dog with papers from out of state to Alaska, thought I would try it for the first year. Turns out we really needed when faced with $7500 worth of hip dysplasia surgeries. I didn't believe I actually got reimbursed before my credit cards were due! I have thanked my two vets for helping.
Insurer: Trupanion Canada
By: Doreen
Excellent Service
This insurance carrier is very responsive, courteous and timely. I have submitted claims for wellness rewards, sickness, and regular vaccinations and all have been handled promptly.
Insurer: Embrace
By: cecile
Quick, but thorough review & response time
Thank heavens for pet insurance. I have two dogs who have had several health issues. Embrace has been there for us through all their trials and tribulations and instead of feeling exasperated having to deal with an "insurance company", Embrace has made the financial aspect of this much more bearable. Claims are handling quickly and within 1 - 2 weeks of being submitted. Thank you, Embrace.
Insurer: Embrace
By: Louise
Thankful
I purchased this insurance for my dog, Rocky, about a year ago. It has really helped in vet bills but we also had an unexpected accident last year and had to rush Rocky to the emergency vet. I don't know how I would have been able to afford the emergency care without ASPCA Pet Insurance.
Insurer: ASPCA
By: Lindsay