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It's Like Car Insurance
Yes, Pet Insurance is like Car Insurance. Hopefully you will never need it, but if you do, you'll be glad you have it. In March of 2010, I decided to get insurance for my seven year old beagle, Tulip May. Luckily, other than allergies, Tutu is a healthy dog. Eleven months elapsed and I hadn't needed to submit any claim. But while waiting in the lobby at the dog groomer's, Tulip snagged her nail on my coat and ripped it significantly. So much so that blood dripped all over the place. Thankfully, the groomer was able to stop the bleeding. But she also could not groom Tulip that day and suggested I immediately go the vet's office to have her treated. Needless to say, I was a mess. Tutu needed to be anesthesized, have her nail clipped all the way down, and placed on an antibiotic to avoid infection. Here I was, at the end of the my inital year of insurance, having to place my first claim. Needing some guidance, I contacted customer service, faxed in my claim, and had received an 80% refund check in less than two weeks! Fast and easy. As an aside, I also like that part of my policy remittance goes towards animals in need. My two suggestions to ASPCA Pet Insurance would be that they institute a policy more dedicated for pets in their middle years. Generally, after the age of five, dogs are considered "seniors," and most insurers only offer limited wellness and/or illness policies, if at all. They basically just cover accidents. I would further suggest something wherein
Insurer: ASPCA
By: Cindy
Trupanion kept their promise
Trupanion promises to reimburse quickly once a claim is filed. One of our cats became very sick and we had to file a claim. It took only about two weeks from the time when they received it until we received the check for the reimbursement in the mail. That is indeed very fast. I also like that they do not raise the premiums for the pet getting older. The premium is based on the age at enrollment. We only had one adjustment for general cost increase so far, with slightly over 2% reasonable. The only reason I did not give a ten as a rating is because they do not cover some of the fees veterinarians charge, but which are unavoidable (examination fees). How else can the animal be treated unless it is examined? However, compared to the other costs that can hit you for a treatment the fees are usually the much smaller part. Overall great service and a great philosophy
Insurer: Trupanion
By: Michael
Trupanion kept their promise
Trupanion promises to reimburse quickly once a claim is filed. One of our cats became very sick and we had to file a claim. It took only about two weeks from the time when they received it until we received the check for the reimbursement in the mail. That is indeed very fast. I also like that they do not raise the premiums for the pet getting older. The premium is based on the age at enrollment. We only had one adjustment for general cost increase so far, with slightly over 2% reasonable. The only reason I did not give a ten as a rating is because they do not cover some of the fees veterinarians charge, but which are unavoidable (examination fees). How else can the animal be treated unless it is examined? However, compared to the other costs that can hit you for a treatment the fees are usually the much smaller part. Overall great service and a great philosophy
Insurer: Trupanion Canada
By: Michael
Thank you Petshealth
This is really a great company. They processed my claims quickly and were very involved in the care process.
Insurer: ASPCA
By: Tim
Wow! What a surprise!
I wish that dealing with health insurance issues for myself were as easy to deal with as it has been with Healthy Paws! I have always been skeptical of health insurance for my pets, but when I got Gus a 9 week old St. Bernard I thought that I would re-think the issue. After reading a lot of reviews and doing a lot of research, I decided on Healthy Paws! At 9 months he had his first medical emergency. Literally a day after the company received all the initial medical history and invoices, I was notified a check was being mailed! I am so glad I not only made the decision to insure Gus, but a better decision was to decide on Healthy Paws!
Insurer: Healthy Paws
By: John
Awesome Company! We love AKC Pet Healthcare
We bought this plan when are little girl was just 12 weeks old. She is now approaching six. AKC PHP has been there for every little and large medical event in her life. We are reimbursed promptly (less than 2weeks from claim), we have never been denied any claim. It is so comforting to know when our dog is sick we afford her the very best medical care thanks to AKC PHP. We recommend this insurance to all our friends and family.
Insurer: AKC
By: Lori
Good service
I am glad to have insurance forMy pets in a Case they have a catastrophic illness. So far the worst Thing that has happened has been that my dog at something That made him sick and he and to stay at the vet overnight. It has not paid for itself yet, but it gives me peace of mind that I won't have to worry I my pets get seriously I'll.
Insurer: ASPCA
By: Darien
excellent service
our poor bernese mountain pup broke her toe on christmas day of 2010. never in a million years would my husband and i have imagined how the next 6 weeks of our lives would be effected. everything started out just fine..."keep a splint on for 6 weeks and she will be all healed" said the vet. well, after almost daily trips to the vet because our pup refused to leave her splint alone...the bills added up and our pup now had more problems. due to the fact our pup wouldn't leave her dressing alone, she developed pressure sores and infection after infection. we tried everything and anything...pain medication, sedatives, big plastic lamp shade collars and inflatable collars and the medication didn't touch our energetic lil girl and the collars all fell victim to chewing. eventually our lil baby healed but it was a long road that drained our wallets. thankfully we were able to be reimbursed about a third of what we paid out of pocket. i simply submitted the vet bills and embrace literally took care of everything...easiest and most customer friendly system. laura b. and carrie h. took care of the claim for us so we didn't have to do anything except wait for a check...and now they will be waiting for more bills because bessie broke her toe again 3 weeks ago
Insurer: Embrace
By: robin
Peace of mind
I've worked for a veterinarian for 24 years and it's nice to have peace of mind knowing I having a great pet insurance company for my dog Rosie. When Rosie had to make a trip to the emergency last month, not only did ASPCA Pet Insurance respond quickly, a representative called me to ask how Rosie was doing. Thank You ASPCA Pet Insurance.
Insurer: ASPCA
By: Lana
They also cover special shampoo and conditioner
My dog has skin allergies, and Trupanion covered for his special shampoo and conditioner. I had no problems ever, always got the reimbursements very fast.
Insurer: Trupanion Canada
By: Alice