154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,221 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

4.9
Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 20, 2011

Onset of dental problems

My 9-yr-old cat Isabel had never had any medical or dental problems. But after spending a great deal of money trying to take care of my other cat (who subsequently died), I decided to purchase Pet Insurance for Isabel Less than 2 years later, Isabel developed gum disease and needed treatment, an extraction, and medications. ASPCA Pet Insurance re-imbursed me for over $600 of the cost. A godsend!

Insurer: ASPCA

By: Alice

Useful
September 20, 2011

Good price for peace of mind for my dog's health

Glad I went with ASPCA pet health insurance. Fast repayments.

Insurer: ASPCA

By: Sabrina

Useful
September 19, 2011

Husband skeptic is now glad we have Embrace

My husband was very skeptical when I suggested pet insurance for our new rescue. He advised they will take our money and we will never see any in return. He is now SO GLAD I FOUND EMBRACE. There were several different companies to choose from and we are so glad we chose Embrace. It was recently renewal time and after much review of other companies we renewed with Embrace. They are just the best option and coverage for the price! I recently had to reach out due to a special circumstance. I have to admit i was not sure how the situation would be handled but I am very impressed with the result. Thank You Embrace for giving us peace of mind for our new found friend. Not only did we save a dog's life she is returning the favor. This wonderful dog we rescued alerts our 5 year old son's seizures. She just started doing it all on her own. We are greatful for her and were are thankful that Embrace will help us take care of her so that she can help us take care of our son.

Insurer: Embrace

By: Melissa

Useful
September 19, 2011

Great service

We've had Trupanion health insurance for our dog for 2-3 years. He had been very healthy, but developed cancer. He subsequently had 2 successful surgeries. Trupanion paid most of the cost of his treatment. They reviewed the case promptly, and paid the insured amount within a couple of weeks. Excellent coverage for the cost of the policy and super service. A nice feature of Trupanion is the ability to adjust the deductible and rate to suit your finances and the needs of your pet(s). Norm B.

Insurer: Trupanion

By: Norm

Useful
September 19, 2011

Great service

We've had Trupanion health insurance for our dog for 2-3 years. He had been very healthy, but developed cancer. He subsequently had 2 successful surgeries. Trupanion paid most of the cost of his treatment. They reviewed the case promptly, and paid the insured amount within a couple of weeks. Excellent coverage for the cost of the policy and super service. A nice feature of Trupanion is the ability to adjust the deductible and rate to suit your finances and the needs of your pet(s). Norm B.

Insurer: Trupanion Canada

By: Norm

Useful
September 19, 2011

Best purchase I ever made

After having 2 cocker spaniels with no insurance and thousand of dollars later, I learned my lesson with the new puppy Sadie. We had her for a month and she ate everything she could. After 2 monthes they found she had a very sensitive stomach. With a pile of vet bills, we only had to pay a small part and the insurance paid the rest. What peace of mind we have taking her to the vet now that we are insured.

Insurer: ASPCA

By: Cathy

Useful
September 18, 2011

Personal care for my pet

Embrace has provided the most personal service to us and has been wonderfully helpful for the three years since we adopted our dog. As newcomers to pet insurance, we have found it to be a wonderful experience through Embrace. We receive personal communications about claims and our policy and any changes and every inquiry is well received and promptly handled. We also love having the wellness plan as it saves us money year over year in caring for our pup.

Insurer: Embrace

By: Stephanie

Useful
September 18, 2011

Very ill informed customer service

First phone call to determine they received the claims from the two medical providers. I followed up with both providers and they immediately re sent the claims. A second call to check on the status, they said it would be processed immediately nothing else was needed. I called a third time to check on the progress and was told that they needed 12 months of medical records from my vet. I was annoyed bur called my vet and they were sent the same day. There were two providers, I received one check and they took what they considered standard cost and then only 80% of that. Which resulted in only a 67.95% of the actual bill. I called a fourth time and was told the claim in the claims department and would be processed. Claims does not work on weekends. Why both claims were not processed together is incomprehensible as the illness was tied together. Each customer service person I spoke with appeared to be less competent than the person before. If ASPCA is one of the best, we are in trouble.

Insurer: ASPCA

By: Lorry

Useful
September 17, 2011

Recommended

I'm very pleased with Embrace thus far. The claims have been treated fairly and quickly with courtesy. This is my first experiance with pet insurance and I pretty much went with the maximum options. We had a cat that had a rough year with an indoor accident and then cancer. We did not have pet insurance for him and certainly wish we would have. I decided with the two new cats, (all our cats have been rescue animals from the SPCA), we would have the pet insurance. I researched this subject very extensively and found Embrace to be the best with the most options and fair pricing.

Insurer: Embrace

By: D.

Useful
September 16, 2011

I am very PLEASED....

The customer service and personal attention has made a world of difference in this pet insurance. We had originally signed on with VPI Pet insurance that came highly recommended. However, the difference with Embrace is that this insurance company cares! Thank you

Insurer: Embrace

By: Harriet

Useful

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