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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,221 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

4.9
Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 22, 2011

Almost Helpfull

It will pay on average a bit over 50% of your vet bill if this is what you expect. The actual claim reimbursement check was sent in close to 4 weeks. This is my second incident in 2 years and I did see some improvement.

Insurer: ASPCA

By: Dan

Useful
September 22, 2011

Excellent coverage and customer service

My 10 month old puppy swallowed a bullystick whole and was choking and in pain. I had to take him to an emergency clinic where he could be monitored overnight. The bill came to $1500 to be paid up front. As Im in the waiting room a man was talking to the receptionist. His dog swallowed a corn cob and the required surgery was $7000. He didn’t have any pet insurance nor the funds to pay for the necessary operation. He decided to put his dog to sleep as he couldn’t afford the treatment. At that moment I knew I made the right decision to get pet insurance. And once I submitted my claim I new I made the right decision to go with Embrace!!! The claims process was very easy and they have excellent customer service! Embrace sent out emails confirming the receipt of the claim and notifications on where they were at in the claim review process. It was processed quickly and I received a check in the mail in about 10 days. As long as I have pets I will insure them with Embrace!

Insurer: Embrace

By: Pam

Useful
September 22, 2011

Superior

I can't even begin to express how thrilled I am with Embrace. When I got my puppy a several months later he was diagonsised with Severe Bilateral Hip Dysplasia. Thankfully I made the right choice for insurance and had him covered with Embrace the day we got him. Embrace has paid for surgery, paid for RX, paid for rehab, x-rays, consultations, etc. I do not have one negative thing to say. Honestly I could not ask for a better provider. Claims are paid promptly, customer service is amazing. I could not be happier with this company. A TRUE PROVIDER of PET INSURANCE from PET LOVING PEOPLE! Embrace -- is a WIN, WIN!

Insurer: Embrace

By: Tucker's

Useful
September 22, 2011

Best product out there - hands down

Trupantion has been supporting the care of my dog - Kalu - for around 7 months now. He is a great little pit, and has been struggling with right sided heart failure and pulmonary hypertension. This has required A LOT of diagnostic processes and A LOT of ongoing medicine, and Trupaion has been a great company to work with throughout. They really don't penalize their clients for making the right medical decisions for their animals, and that is very impressive. Thank you Trupanion!

Insurer: Trupanion

By: Jesse

Useful
September 22, 2011

Best product out there - hands down

Trupantion has been supporting the care of my dog - Kalu - for around 7 months now. He is a great little pit, and has been struggling with right sided heart failure and pulmonary hypertension. This has required A LOT of diagnostic processes and A LOT of ongoing medicine, and Trupaion has been a great company to work with throughout. They really don't penalize their clients for making the right medical decisions for their animals, and that is very impressive. Thank you Trupanion!

Insurer: Trupanion Canada

By: Jesse

Useful
September 22, 2011

You Can't Ask for More!

Embrace has PROVEN to be an outstanding provider in everyway. We have 4 of our pups insured with Embrace, the claim processing is prompt - very prompt! Customer Service is beyond outstanding. The actual coverage is like NONE OTHER in the VERY BEST OF WAYS and SUPERIOR QUALITY is the policy! I feel assured that my pups have the very best provider in Pet Insurance and I benefit since it is ALWAYS a pleasure dealing with such compotent and knowledgeable organization. I would recommend every time and have! Thank you Embrace!

Insurer: Embrace

By: Riley's

Useful
September 22, 2011

Amazing insurance company

Trupanion is truly a lifesaver. My 15 month old dog began limping badly a couple months after I took out a policy with Trupanion. He was diagnosed with severe hip dysplasia and needed operations on both of his hips. Luckily, I had paid for the hip dysplasia amendment. Thanks to Trupanion, he had his first operation three weeks ago. He will have his second surgery in a coupe of weeks. We could not have afforded to provide these operations for our dog without financial help. Trupanion has been paying 90% of all costs of this operation and we are forever grateful. Initially, they looked at all of his medical records and determined that his condition was not pre-existing. Since then, all claims we have put in have been approved in a matter of two days. Checks have come as promised and in time to pay off our credit card. The only things that I feel is lacking is that they don't pay for physical therapy. I can understand not paying for alternative medicine, but physical therapy is very needed after extreme orthopedic surgery. The price of physical therapy is out of our reach. Again, though, we are so grateful that Trupanion came to our rescue and saved our dog's life. The staff is wonderful, all angels. They are an honest company and do what they advertise without any hassle.

Insurer: Trupanion

By: Julie

Useful
September 22, 2011

Amazing insurance company

Trupanion is truly a lifesaver. My 15 month old dog began limping badly a couple months after I took out a policy with Trupanion. He was diagnosed with severe hip dysplasia and needed operations on both of his hips. Luckily, I had paid for the hip dysplasia amendment. Thanks to Trupanion, he had his first operation three weeks ago. He will have his second surgery in a coupe of weeks. We could not have afforded to provide these operations for our dog without financial help. Trupanion has been paying 90% of all costs of this operation and we are forever grateful. Initially, they looked at all of his medical records and determined that his condition was not pre-existing. Since then, all claims we have put in have been approved in a matter of two days. Checks have come as promised and in time to pay off our credit card. The only things that I feel is lacking is that they don't pay for physical therapy. I can understand not paying for alternative medicine, but physical therapy is very needed after extreme orthopedic surgery. The price of physical therapy is out of our reach. Again, though, we are so grateful that Trupanion came to our rescue and saved our dog's life. The staff is wonderful, all angels. They are an honest company and do what they advertise without any hassle.

Insurer: Trupanion Canada

By: Julie

Useful
September 22, 2011

ASPCA insurance saved me $$$$

My cat was ill, throwing up many times. He eventually began throwing up blood. It was the middle of the night and I had to take him to a 24 veterinarian care. The bill was pricey, but I submitted my first claim and was paid a reasonable amount of it back.

Insurer: ASPCA

By: Kim

Useful
September 22, 2011

ASPCA paid as stated on our contract.

Our adopted dog, unfortunately, got a fish hook up his nose. We submitted our claim and were paid according to our policy. It was prompt payment and without hassle.

Insurer: ASPCA

By: Ann

Useful

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