154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 17, 2012

Quick Claim Processing! No Complaints!

I've had Trupanion insurance on my two German Shorthaired Pointers since October, 2010. Before that we had PetFirst Insurance. I switched to Trupanion after I found out that with PetFirst illnesses/injuries filed in one policy year became pre-existing conditions (and thus were not covered) in subsequent policy years. I thought this was crazy! If my dog developed a chronic condition, under PetFirst Insurance, I would only get paid for claims filed in the first year of his illness. Therefore, I did a lot of research and switched to a Trupanion policy with no deductible. In July, 2011, Max developed a skin infection. We went to our regular vet several times and most recently to the dermatologist. All our claims were processed within 2 weeks (several within 1 week). Our most recent claim was for over $400 and Trupanion approved it without issue. When looking into insurance companies, do your homework. Trupanion does not cover routine care and vet office visit fees. However, these are small costs I can easily fit into my budget. Trupanion does cover diagnostics, medicines, surgeries, etc. These are the expensive things you buy insurance for. Therefore, I would recommend Trupanion for 3 main reasons. First, their policy is the best out there in terms of coverage. You get unlimited event/lifetime limits and coverage for most conditions. Additionally, you get coverage for chronic conditions (as long as the condition starts after you have the insurance). Second, the

Insurer: Trupanion

By: Krista

Useful
January 17, 2012

Quick Claim Processing! No Complaints!

I've had Trupanion insurance on my two German Shorthaired Pointers since October, 2010. Before that we had PetFirst Insurance. I switched to Trupanion after I found out that with PetFirst illnesses/injuries filed in one policy year became pre-existing conditions (and thus were not covered) in subsequent policy years. I thought this was crazy! If my dog developed a chronic condition, under PetFirst Insurance, I would only get paid for claims filed in the first year of his illness. Therefore, I did a lot of research and switched to a Trupanion policy with no deductible. In July, 2011, Max developed a skin infection. We went to our regular vet several times and most recently to the dermatologist. All our claims were processed within 2 weeks (several within 1 week). Our most recent claim was for over $400 and Trupanion approved it without issue. When looking into insurance companies, do your homework. Trupanion does not cover routine care and vet office visit fees. However, these are small costs I can easily fit into my budget. Trupanion does cover diagnostics, medicines, surgeries, etc. These are the expensive things you buy insurance for. Therefore, I would recommend Trupanion for 3 main reasons. First, their policy is the best out there in terms of coverage. You get unlimited event/lifetime limits and coverage for most conditions. Additionally, you get coverage for chronic conditions (as long as the condition starts after you have the insurance). Second, the

Insurer: Trupanion Canada

By: Krista

Useful
January 17, 2012

Ulysses says thanks!

We have a one-year-old boxer/pit bull mix named Ulysses, who managed to get in a car accident and swallow part of a shoe in the same week! Our ASPCA insurance covered a portion of the claim, and they were very helpful and responsive. We saved many times over the premium last year. I only wish we'd signed up for a higher cap for coverage -- but that's our fault, not ASPCA! Highly recommended.

Insurer: ASPCA

By: Ellen

Useful
January 17, 2012

aspca pet ins

aspca pet ins has been great. they pay their claims promptly and they cover a full 80% of the vet bill. previously i had another pet insurance company that was always shortchanging me with scheduled reimbursements. many times i would get 50% or less coverage for vet bills in addition to their deductible. i have recommended aspca pet ins to many of my friends who are dog owners.

Insurer: ASPCA

By: terry

Useful
January 17, 2012

Trupanion Delivers What they Promose!

My lab, now at 7 started terrible itching and I could see he was destroying his skin. We took him to the vet, as I couldn't stand watching him so uncomfortable. The vet feels he has developed allergies, and suggested an allergy test. Didn't think twice about saying ' do whatever you need to do'. It was a $690 bill for testing and meds. We are still waiting for the results but within 2 days, I received an email, and 4 days later, received my check. I know Whatever it is, I don't have to worry about cost!

Insurer: Trupanion

By: Eric

Useful
January 17, 2012

Trupanion Delivers What they Promose!

My lab, now at 7 started terrible itching and I could see he was destroying his skin. We took him to the vet, as I couldn't stand watching him so uncomfortable. The vet feels he has developed allergies, and suggested an allergy test. Didn't think twice about saying ' do whatever you need to do'. It was a $690 bill for testing and meds. We are still waiting for the results but within 2 days, I received an email, and 4 days later, received my check. I know Whatever it is, I don't have to worry about cost!

Insurer: Trupanion Canada

By: Eric

Useful
January 17, 2012

I'm a happy Customer

So far I have been with embrace for a couple of years and the customer service has been prompt as well as courteous. Both of my claims have been covered and without hassle. This is the only time I've ever had pet insurance and it's been a favorable experience. Thank you! I wish health insurance for humans was this easy. :-)

Insurer: Embrace

By: Tomey

Useful
January 17, 2012

Bella needed surgery to repair one leg

The bones in one of Bella's legs did not line up properly after she injured herself. The surgeon had to brake the leg in one place, cut a wedge out of the bone and then reset the leg with the bones properly aligned

Insurer: Trupanion

By: David

Useful
January 17, 2012

Bella needed surgery to repair one leg

The bones in one of Bella's legs did not line up properly after she injured herself. The surgeon had to brake the leg in one place, cut a wedge out of the bone and then reset the leg with the bones properly aligned

Insurer: Trupanion Canada

By: David

Useful
January 17, 2012

Quill emergency financial help

Thanks for offering accident insurance. With four dogs in the mountains, just having some of the costs of an emergency extraction of 30 or so porcupine quills from William's muzzle has helped a great deal. Good to know you'll be there for my pack.

Insurer: ASPCA

By: Jane

Useful

Compare top pet insurance providers plans.