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Spot "Family" is heartless and worthless
We recently switched to Spot Pet Insurance from a different insurance logo owned by the same company - Independence Pet Holdings - because Spot offered an affordable monthly premium for our middle-aged beagle. All of Spot's customer service initially seemed warm and inviting. Turns out they are just as heartless as you would expect from any private equity-owned insurance company who is just looking to make money off of careful pet owners. Just like many other pet insurers do, Spot Pet Insurance promptly denied our first claim we submitted as a pre-existing condition, but in this case, we have been paying premiums for years to Hartville, which is literally part of the same company that reports to the same CEO and has the same insurance underwriter - Independence Pet Holdings. So even though this company has been paid by us for years, and even though we have no diagnosis for our dog yet, Spot promptly wrote us off as having a pre-existing condition without further ado. Truly so frustrating when you are just trying to do the right thing and seek insurance for your family member. We are now canceling our policy and going the route of a savings account for pet costs.
Insurer: Spot
By: Sara
One of the best insurance providers
One of the best insurance providers. No hassles. Everything is straight forward.
Insurer: Embrace
By: Dayaker Rangineni
Easy process to add my new pet and the…
Easy process to add my new pet and the rates are within my budget. The process to submit a claim was fast. I recommend it.
Insurer: ASPCA
By: Caroline Beretta
Can't recommend
i had a really bad experience with them. they refused to cover my cat's procedure and treatment because of pre-existing conditions. I spent hours on phone with them, and provided signed documents by multiple veterinaries to contest the pre-existing condition that embrace invented. They finally changed their mind. Just for them to raise their prices by 50% the next year.
Insurer: Embrace
By: Antoine Rivière
Dental cleaning is supposed to be…
Dental cleaning is supposed to be covered with our plan up to $100. Our dog usually gets dental cleaning every 3 years because that's when medically necessary as deemed by our vet. He did have to get an extraction due to chewing on something he was supposed to have, causing a fracture. While he was under anesthesia, they suggested to do the dental cleaning even though the tartar wasn't too bad. It saved us from putting him under anesthesia again (and he's older) later this year to undergo the cleaning. They wouldn't cover the cleaning becuase they said there was tartar mentioned in his notes 6 months ago. They only cover cleaning when there's nothing wrong with the teeth - no one will put their dog under anesthesia for a dental cleaning if there is nothing to clean. That is the only way they will cover it. Trying to get away with whatever they can to not cover something that clearly should be covered. Should be ashamed of themselves.
Insurer: ASPCA
By: Ann
While we are new with Pumpkin and have…
While we are new with Pumpkin and have just submitted our first claim, I will say that the enrollment was easy with the help of Amanda.
Insurer: Pumpkin
By: customer
You were quick and efficient
You were quick and efficient. Doesn't get better.
Insurer: Pets Best
By: Len Brown
Peace of mind to have this coverage
Peace of mind to have this coverage, and Pet Best makes e process so easy, they are efficient and compassionate. Love them! Grateful!
Insurer: Pets Best
By: Carmen
There is never a problem getting my…
There is never a problem getting my reimbursement. No questions asked. The reimbursement comes quickly.
Insurer: Pets Best
By: jeff scott
Definitely this is a serious insurance…
Definitely this is a serious insurance company. Excellent claim experience.
Insurer: Embrace
By: Carlos Arrieta