154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,072 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 03, 2012

Wish Trupanion Insured People

Trupanion is everything that people insurance isn't. no automated phone system. talk with helpful, caring people. low premium. easy claim filing. quick claim processing.

Insurer: Trupanion

By: Liz

Useful
September 03, 2012

Great service but a bit misleading

Let it be known that even though the website says no medical history required to enroll. This part is true as they want your money. If you file a claim, you will need all your pets history from the time you got the pet. This is to protect the, from paying out claims for preexisting conditions, completely understandable. But I feel they should require this up front to avoid delays in processing and also denied claims. It took close to a month to complete claim because I had to go to several different vets and beg them to fax info to embrace. Vets are not fond of sharing their vet notes, note, i said vet notes, not just the receipts you get as a client. My claim was approved and I did receive my due amount in a timely manner after I got all the info faxed to them. Had I not been able to send them the vet info, my claim would not have approved and I would have been out the annual premium I paid for coverage. So be aware you need to request a medical review upfront otherwise you may be wasting your money if your pet has perexisting conditions. Overall I give them a 9. Would have been a 10 except for the pain of driving to old vets and getting info. Should of been told upfront.

Insurer: Embrace

By: Jaime

Useful
September 03, 2012

Claim

Trupanion has really delievered! Process was very easy any questions that I had was dealt with professionalism. They helped me step by step since this was the first time I've ever filed a claim. GREAT

Insurer: Trupanion

By: Tobi

Useful
September 03, 2012

Claim

Trupanion has really delievered! Process was very easy any questions that I had was dealt with professionalism. They helped me step by step since this was the first time I've ever filed a claim. GREAT

Insurer: Trupanion Canada

By: Tobi

Useful
September 03, 2012

Godd customer service

This was a wellness claim that also had illness on it. I faxed my claim in. The claim was split into two claims and processed quickly.I had to call once to check on a question I had about it and the staff was very freindly and helpful. I also emailed once to check on the claim 14 into it and received a quick response same day and told my check was in the mail. 4 days later I received the check.

Insurer: Embrace

By: Fran

Useful
September 02, 2012

Easy

Process was very easy, printed forms on line, attached paperwork and mailed. I was able to keep track of status on line. I was kept informed of my claim via email the entire process. Very good customer service.

Insurer: Embrace

By: Michelle

Useful
September 01, 2012

Great experience

My claim was processed quickly and accurately. I chose a $0 deductible with Trupanion and have been very happy to date.

Insurer: Trupanion

By: Aaron

Useful
September 01, 2012

Great experience

My claim was processed quickly and accurately. I chose a $0 deductible with Trupanion and have been very happy to date.

Insurer: Trupanion Canada

By: Aaron

Useful
August 31, 2012

HEALTHY PAWS IS FANTASTIC!!!

We've had pet insurance on our cats for years with another well known company and while that company was okay, they could be a huge hassle with claims, and also had caps that caused us a lot of financial hardship when our darling kitty girl developed IBD and a panoply of other illnesses caused by IBD and the meds we had to give her to control it. We lost her in May of 2012 and got a kitten to help us heal, and 3 days after we brought him home we decided to put insurance on him, but after 10 years with the other company we wanted to switch to a better company if we could find one. We found Healthy Paws, and due to the excellent reviews and no cap policy we went with them for the new baby. Since he's a healthy kitten we didn't expect to use the insurance for a long time, but lo and behold, two weeks ago in the evening he threw up some unusual things and off to ER we went. X-rays revealed that he'd swallowed a hard piece of plastic, about 2" x 1" and needed emergency surgery. He came through beautifully and is happily bouncing around again -- but the bill was around $2400. Healthy Paws paid 90% of it (with our yearly $100 deduction) with no questions or hassles whatsoever. Not only that, but they received the claim from the ER on Sunday and we got the check in the mail the very next Thursday -- so in 4 days they got it, processed it, and mailed the check. Being a pet insurance veteran I can promise you that you can't do better than Healthy Paws on all levels. Outside of

Insurer: Healthy Paws

By: Alan

Useful
August 31, 2012

Very prompt and professional

Our 8 month old puppy developed a growth on his side that had to be removed and biopsied. The cost was over $900 and Healthy Paws was very prompt, professional and surprisingly caring. Our claim was processed and paid in less than one week.

Insurer: Healthy Paws

By: Marty

Useful

Compare top pet insurance providers plans.