154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 07, 2014

Very pleased!

I was unable to use the direct billing with my Vet due to a small hiccup but it was resolved quickly and easily and I receieved my reimbursement within a couple weeks in the mail. I'm very staisfied with the service offered!

Insurer: Trupanion

By: Trista

Useful
March 07, 2014

Assurance we will have help with the bills.

ASPCA Insurance gave us the ability to treat Quincy, our dachshund for all of his illnesses. The insurance paid their max for his hospital bills. We also have 2 cats who are getting older and we feel assured that they will get the proper care when needed through ASPCA. The ASPCA staff has always been helpful and caring. All bills have always been paid promptly. I would recommend ASPCA to any fellow pet lovers.

Insurer: ASPCA

By: Barbara

Useful
March 07, 2014

Excellent insurance

Embrace staff has answered all my questions and my claim in a speedy manner. I highly recommend them.

Insurer: Embrace

By: Irma

Useful
March 06, 2014

Fast Claim Processing

Even when I'm grumpy, these people are gracious and patient! My first claim was processed within 48 hours with communication all along the way! Love them.

Insurer: Embrace

By: Bonita

Useful
March 06, 2014

excellent communication throughout circumstance

Impressed and most appreciative of the communication process from the time of the visit to the vet, claim submission, notification of receipt of claim, email itemizing claim and the exact $$ coverage that is in the mail. Prompt receipt of payment. When dealing with your beloved pet experiencing pain and working with the vet for a speedy recovery the last you want to worry about is making sure that the process will be covered in a timely manner. Trupanion has proven, beyond any doubt, that they understand the emotions involved and deal with the financial concerns in a caring and timely manner. Their kindness is reflected in their e-mails and you feel that they genuinely care about you and your precious pet. Thank you Trupanion .... my highest recommendations. God Bless.

Insurer: Trupanion

By: Emily

Useful
March 06, 2014

excellent communication throughout circumstance

Impressed and most appreciative of the communication process from the time of the visit to the vet, claim submission, notification of receipt of claim, email itemizing claim and the exact $$ coverage that is in the mail. Prompt receipt of payment. When dealing with your beloved pet experiencing pain and working with the vet for a speedy recovery the last you want to worry about is making sure that the process will be covered in a timely manner. Trupanion has proven, beyond any doubt, that they understand the emotions involved and deal with the financial concerns in a caring and timely manner. Their kindness is reflected in their e-mails and you feel that they genuinely care about you and your precious pet. Thank you Trupanion .... my highest recommendations. God Bless.

Insurer: Trupanion Canada

By: Emily

Useful
March 06, 2014

Nice to know the insurance is there.

We started Embrace insurance 5 months ago. We only have had one incident that would be covered (it went toward the deductable) but the process was very easy. It's comforting to know that we have it for the BIG things!

Insurer: Embrace

By: Robin

Useful
March 06, 2014

Why I chose Healthy Paws Pet Insurance

We have four Scottish Deerhounds in our household. Our oldest is Hanna who had her left hind leg amputated (due to osteosarcoma) this past November. She tolerated that procedure quite well. She has had three Carboplatin treatments, then Palladia for the next few months. Although she could not be included, the costs associated with her diagnosis and treatment caused me to see about pet insurance for the others. I evaluated ten pet insurance programs and selected Healthy Paws for its comprehensive coverage and because others ranked them at the very top. Hanna’s ordeal prompted me to enroll the other three in your insurance program. Although I certainly had no intention of "testing" that evaluation with any of our dogs, we are now so very glad to be a part of Healthy Paws because: On February 12th GCH DC Altnamara’s Cappuccino SC (aka Chino) was diagnosed with osteosarcoma in his right hind leg. His best option, at age five and a half, was amputation followed by chemotherapy. His recovery is progressing and his future looks promising. Based on our most recent experience, I offer the following observations about Healthy Paws Pet Insurance: They: • are very accessible and very polite, • are clear about what they need in order to process claims, • are very prompt in processing those claims, • do what they said they would do when we signed up – in other words “no bait and switch” , AND • Customer Service is exceptional (rated 10)! For all of their lives ou

Insurer: Healthy Paws

By: Robert

Useful
March 06, 2014

Embrace Pet Insurance +1

I had Embrace for my geriatric pug for a few years now. The insurance generally requires little paperwork from my end and is extremely quick in handling claims. I am extremely pleased with Embrace. Recently, my dog suffered an accident which led to discovery of multiple abdominal tumors. The time to handle this particular claim took longer than usual due to an appeal process but ultimately everything was taken care of.

Insurer: Embrace

By: Sidney

Useful
March 06, 2014

Having Pet Health Insurance Proving It's worth.

I bought health insurance for my new puppy after reading up on her breed (Cavalier King Charles Spaniel) And learning about the serious health problems associated with the breed. I figured I would need in years to come. The Embrace literature says they cover breed-specific conditions. But I didn't have to wait long to use it. At four months old she had a run in with a nasty cactus. This got a $350 visit to an emergency hospital on New Years Eve. Then two month later she was spayed. $2oo covered as a wellness claim. Then she got an infection from the spaying operation. It was Sunday, so this also required an emergency hospital visit, another operation to find the extent of the infection and clean up her incision, and a hospital stay. $2,200. After the $5oo deductible and my 20% co-pay, I'm getting back about $2,665 so far this year. Don't think because your puppy is young and seems healthy you don't need insurance. I hope I don't have to use it again til next year, for a wellness visit. :)

Insurer: Embrace

By: Jill

Useful

Compare top pet insurance providers plans.