154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 20, 2014

Fast, thorough, and compassionate

My dog needed emergency surgery to remove a pine cone that he had swallowed whole. My claim was processed extremely quickly; I received an acknowledgment within 24 hours, and the payment was in the mail within 48. When I had a question about why exam fees were not covered, the response was prompt and thorough, and the rep showed great compassion for my little dog and his recovery. Currently, Trupanion does not cover exam fees, and this is a drawback. I am hopeful they will re-consider this policy in the future.

Insurer: Trupanion

By: Amy

Useful
March 20, 2014

Fast, thorough, and compassionate

My dog needed emergency surgery to remove a pine cone that he had swallowed whole. My claim was processed extremely quickly; I received an acknowledgment within 24 hours, and the payment was in the mail within 48. When I had a question about why exam fees were not covered, the response was prompt and thorough, and the rep showed great compassion for my little dog and his recovery. Currently, Trupanion does not cover exam fees, and this is a drawback. I am hopeful they will re-consider this policy in the future.

Insurer: Trupanion Canada

By: Amy

Useful
March 20, 2014

Lies

Hello, I would not recommend Healthy Paws pet insurance. I had read their policy and also called to ask questions if certain conditions were covered. Their reps told me things like ear infections, etc. were covered, but now that I am putting in a claim for a facial fold infection they are denying it saying it is due to allergies. They also say that since my dog is overweight they won't cover things related to that. Well, they can link most things to being overweight so basically I have not coverage for my dog that I have been paying premiums on for years now.

Insurer: Healthy Paws

By: Rebecca

Useful
March 20, 2014

Awesome C.S. & covered 80%

I have to say Embrace Insurance has been the best pet insurer I've ever had. My claim was reviewed very quickly and was very surprised to see how much Embrace paid for Kimmie's surgery.....they paid 80% and that saved a good amount of money. Thank you Laura Bennett for checking up on how things were going and making sure that I received my benefits. My apologies for this coming late. Thanks again for Embrace insurance and staff for staying in touch.....I definitely recommend Embrace Insurance to anyone.

Insurer: Embrace

By: C.

Useful
March 20, 2014

Super fast service, no haggling

We have been very pleased with our service. Reimbursement was surprisingly fast and the amount reimbursed was exactly as expected and quite fair. The staff at Healthy Paws has always been very quick to answer our questions. They respond to emails and answer the phones. You get to correspond with real people that care about what they are doing (i.e. its not some terrible call center where you get shuffled around and hung up on). They also seemed to really be concerned about our dog and were very warm in sending love his way. I would highly recommend Healthy Paws to any pet owner. If only human health insurance was this well run!

Insurer: Healthy Paws

By: Matt

Useful
March 20, 2014

Easy filing, fast response, very pleased with PPI!

When a growth on my dog’s eyelid increased in size, my regular veterinarian referred us to a veterinary ophthalmologist who recommended surgery. I submitted documentation to PPI from both vets for the consults, pre-op blood work, and the procedure. The PPI representatives were extremely helpful and I received prompt reimbursement. I highly recommend this company.

Insurer: AKC

By: Patty

Useful
March 20, 2014

Pet Lover

I love this insurance! It makes me rest assure that my puppies are gonna get what they need. It's truly been a life saver for my older English bulldog who has so many problems. I recommend this insurance to everyone that I know or come in contact w/ who had dogs.

Insurer: ASPCA

By: Michelle

Useful
March 20, 2014

Absorptive lesion to tooth caused by trauma

During a routine dental cleaning (not covered by pet insurance) my veterinarian discovered trauma in the form of an absorptive lesion to one of blue's teeth requiring it to be removed. Since my vet determined it was caused by trauma and not the mild grade one dental disease which the cleaning was completely rectifying, they assured me that this would be something covered under pet insurance. Well trupanion decided that it wasn't and now I have to go through a lengthy appeal process to receive the reimbursement I know I deserve for the procedure, and to top it off my vet is on vacation adding to the length of time I'll have money tied up in something that was so obviously reimbursable according to Blue's doctor, not pleased

Insurer: Trupanion Canada

By: Josh

Useful
March 20, 2014

Impressed

I previously had pet insurance for my dog through VPI, they were ok, but there was hardly any communication only when my policy was due to renew. I switched to Embrace last year and very happy that I did. I get email updates quite frequently which I like. They are very friendly and helpful and quick with my reimbursements for claims. They also contact my vet personally if they needed any information. They are also very fair, wellness rewards are great too. Keep it up! Thank you!

Insurer: Embrace

By: Jennifer

Useful
March 19, 2014

Inexpensive Peace of Mind

My husband and I have raised and trained several Australian Shepherds, some as service dogs and some to compete with us in Agility, Conformation and Obedience. Since we found ASPCA pet insurance, we have been able to keep them covered for accidents and illness. The premiums are quite reasonable and even though we live in Alaska and vet costs are higher than customary, we have made multiple claims for both sickness and accidents and been very satisfied with the coverage.

Insurer: ASPCA

By: Diana

Useful

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