216,637+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 216,637 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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My pet had cataract eye surgery in…
My pet had cataract eye surgery in which they paid based on my policy. The next year they raised my deductible and lowed my reimbursement rate, but didn’t change my annual coverage.( I was surprised they kept my annual coverage at the rate I had originally selected) All these changes were due to my pet eye surgery. He had cataracts in both eyes. It’s like they penalized me for his surgery. They informed me that I can never have a lower deductible or a higher reimbursement rate as long as I with their company. This year they are raising my quarterly rate from $56.92 to $72.99. I had No payouts this period, but my quarterly payment increased by $16.07. I was informed by a letter. I’m in the process of changing from this insurance company-FETCH. All I can say, Don’t have major surgery for your pet, YOU WILL definitely be penalize for this!!!!
Insurer: Fetch
By: Peggy Williams
Easy to navigate threw the web site and…
Easy to navigate threw the web site and easy to understand
Insurer: Nationwide
By: customer
Not good for AKC purebred puppies that…
Not good for AKC purebred puppies that at 6 weeks have a “good to go home” record signed by a valid veterinarian at VetCo which covers all physical wellness(vaccinations, deworming, check ups) of the puppy. This is deemed invalid by Embrace. Now future visits are considered preexisting because they claim that my dog never had a valid physical. No coverage for visits. Very frustrating!!
Insurer: Embrace
By: Christina Grassmyer
Lack of direct billing option is worrisome
Embrace coverage appears to be pretty comprehensive, although this is the first time I’ve submitted a claim and I just sent it. My one concern is that vets won’t bill this insurance carrier directly, which in some cases could negate the value of carrying this policy altogether. My dog’s ER visit was about $2500, and most ER hospitals require that you prepay. I’m not sure what I would’ve done, had it been $10,000. In that case, this policy wouldn’t have saved my dog.
Insurer: Embrace
By: Amanda Webster
Quick turn around on claims.
Quick turn around on claims.
Insurer: Fetch
By: Connie
Claims are so easy to submit and…
Claims are so easy to submit and processed quickly
Insurer: Embrace
By: Lori Peterson
Very Positive
To date, Embrace has been great about granting our claims for our two babies. Additionally, the claims process is so easy and quick!
Insurer: Embrace
By: James S
Our claim was processed very quickly
Our claim was processed very quickly. We are very satisfied with the service and quick and friendly respondance.
Insurer: Spot
By: The Gold family
Very easy claim submission process
Very easy claim submission process. Fast turnabout and reimbursment.
Insurer: Spot
By: Luis
You can cover actual conditions
You can cover actual conditions. My dog was diagnosed with airway issues that needed boas surgery 2 years after the start of the policy and was never noted any earlier and you denied coverage based on preexisting condition. She was never diagnosed before with this issue
Insurer: Pets Best
By: Ryan Karr