207,041+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 207,041 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
207,041 total
What are you looking for?
Most selected providers in "February, 2026"
This chart shows the distribution of the most selected pet insurance providers in February, 2026.
Providers with highest rating
19,688 reviews
10,944 reviews
5,192 reviews
58,961 reviews
14,606 reviews
Category with most reviews
This chart shows the distribution of review categories.
Manipulated and robbed
I obtained pet insurance for both my dog and my cat. My dog had a dental exclusion. I was told after my dog had his teeth pulled and a cleaning, they would remove that exclusion. He had 19 teeth pulled and all out of pocket due to the exclusion. I was then told that they will not remove the exclusion. In fact, they added several more exclusions that cam AFTER I signed up for insurance which means they should have covered it as it came but instead they just added to the exclusion. Any surgery side of issues would basically not be covered and all of his wellness would cap out which would make having the insurance more expensive than not having it whether from wellness or emergency service needs. I also had insurance for my cat and it cost more to have the insurance than to keep him up to date with other needs. The customer service rep was very kind and turnaround time on claims are quite rapid which is how I ended up with a 2 star rating. Other than that, very manipulative and not worth the money.
Insurer: Nationwide
By: K Cox
10/10 would recommend
The salesperson worked with me and helped me with all of my questions. You could really tell he cared about giving me the best experience, and the best coverage for my pet.
Insurer: Nationwide
By: Ricardo Barajas Jr
The claim process is very easy
The claim process is very easy. The organization seems to process claims quickly.
Insurer: Spot
By: M. Schmeltzer
They really are a great company that…
They really are a great company that stands behind their product. I get fairly reimbursed. I am happy with them.
Insurer: Pets Best
By: Md
Josh was great!!
Josh was very nice and helpful and got what I needed done in a very short time.
Insurer: Fetch
By: Starr Brown
Overall a good company
They have denied some things which is to be expected with any insurance company but for the most part had had a positive experience with them regard my service dog.
Insurer: Embrace
By: William White
Definitely worth it
My cat is very healthy, but I am still so thankful for Embrace Pet Insurance. She needed some unexpected vet care this year with testing. The claim submission process is simple and takes only minutes. They reimburse claims quickly and without effort on my part. Had I not had Embrace, I would be forced to choose between my cat's care and other (human) needs. The Wellness Benefit is also worth it, in my opinion. It takes the anxiety out of routine, annual expenses.
Insurer: Embrace
By: Jennifer D
Prompt claim processing.
Prompt claim processing.
Insurer: Spot
By: Cindy Brubaker
Unable to cancel policy - Unethical Business Practices
Unable to cancel policy with unethical business practices. You cannot cancel online, on your app, over email, or on their online form. Additionally the only way to cancel is calling 1-800-905-1595 BUT THE NUMBER DOES NOT WORK. Additionally, you can't just remove a form of payment without adding a new one. The ONLY choice I had was canceling a credit card to not get charged in the future as not a single sole from the company was reachable and there IS NOT A WAY to cancel your policy.
Insurer: Spot
By: Mikey Trahan