207,041+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 207,041 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
207,041 total
What are you looking for?
Most selected providers in "February, 2026"
This chart shows the distribution of the most selected pet insurance providers in February, 2026.
Providers with highest rating
19,688 reviews
10,944 reviews
5,187 reviews
58,957 reviews
14,600 reviews
Category with most reviews
This chart shows the distribution of review categories.
Easy claim process through app
Easy claim process through app, quick reimbursement.
Insurer: Spot
By: Don C.
Felt protected — until pup got sick
We chose Fetch because it promised peace of mind. For years, we paid our premiums without issue. But after our dog was diagnosed with a chronic condition and we submitted a large claim, our coverage was downgraded at renewal—with no option to keep the plan we originally signed up for, even if we were willing to pay more. Now we’re left trying to afford ongoing medical care for a condition we assumed would be covered for the life of our pet. We can’t switch insurers because of pre-existing condition exclusions, so we’re essentially trapped with reduced coverage and rising costs. Fetch may offer decent coverage when your pet is healthy—but if your dog actually needs long-term care, don’t assume your plan will stay the same. I would advise anyone considering them to read the fine print carefully and ask specific questions about how renewal decisions are made.
Insurer: Fetch Canada
By: Alicia
Life saver
We've had two pets covered by Embrace for nearly a decade. We have never had an issue making claims or getting reimbursements. I have also seen the app and website evolve over time to make it super easy to upload claim information. They are a compassionate and caring company, and I could not imagine dealing with our pets medical issues without their help.
Insurer: Embrace
By: Anthony
Very good at what they do
Very good at what they do
Insurer: Spot
By: Amanda Ramnarine
Application was easy
Application was easy. Choices were laid out so I could understand what I was purchasing
Insurer: Prudent Pet
By: FRANK DI CHRISTINA
Wonderful option for those on a budget!
As someone who has never used pet insurance before, I was a little hesitant to sign up. Now, I’m so glad I did! Their app is easy to use, claims are filed so quickly, and the whole process is seamless. I cannot recommend Spot enough.
Insurer: Spot
By: Grace
Impressive
Very quick responses, kind on the phone, organized & transparent claim process.
Insurer: Spot
By: Shawnster
Mixed review
Positive: very prompt in payment, paid exactly what they said was covered. Negative: impossible to cancel policy through app. Contacted by email and did not receive response until days after my email. Called a few days before new month was to be billed asking to cancel effective immediately, they drag their feet so that they can charge one more month premium. Weighing the cost against benefits, I felt pet insurance benefits were not worth the premiums. Better to save the money for vet bills yourself.
Insurer: ASPCA
By: Tess Padilla