154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 13, 2025

Fast and simple

To file a claim was fast and simple to do. I just scanned and emailed my bill. Received my refund in a matter of days. They paid $114 out of a $182 bill for his yearly checkup and shots.

Insurer: Spot

By: Denise

March 13, 2025

Gary was a gret sales man

Gary was very pleasant and knowledgeable. He explained things in a way I could understand.

Insurer: Embrace

By: Maureen Ayers

Verified March 13, 2025

Amazing amazing service

Amazing amazing service. I had this insurance with my past baby. When I got my new baby I decided to go with Embrace because they offered comprehensive for additional money. BIG BIG BIG mistake. They take forever to process claims. Even when they have what they need something else is needed. Canceled that insurance and back with Trupanion.

Insurer: Trupanion

By: Marybel

March 13, 2025

Pets Best insurance and our Bailey boo

Our cat boo has been going through some issues, and pets Best has been there for us, covering claims and making the process painless… we have had pets Best for 10 years and never a issue on coverage or our policy claims..

Insurer: Pets Best

Veterinarian: North Carrollton Veterinary Hospital

By: dennis

Useful
Verified March 13, 2025

Very timely with reimbursement

Very timely with reimbursement. Monthly premium reasonable for benefits.

Insurer: Spot

By: Louise O'Brien

Verified March 13, 2025

Great communication

Great communication. Easy to navigate website. Online claims and direct deposit reimbursements. All of the above make the task of filing insurance claims very easy.

Insurer: Nationwide

By: customer

March 13, 2025

Their ad says vet visit are covered

Their ad says vet visit are covered, recently took my dog for her annual check-up and update her shots, my bill was over $300 and they only paid out $17. With all the premiums I paid out it could have paid for my vet visit. Cancelling my account today

Insurer: Fetch Canada

By: Claude

March 13, 2025

If I could give them zero I would

If I could give them zero I would. Made a hasty decision to switch from good long term policy due to rate increase and my friend’s recommendation. Not only did the sales rep mislead me on the significantly less coverage but when I complained they suddenly had a better plan available like my previous. I was instructed to cancel and apply again. After weeks of waiting with no coverage and no return calls, another rep said a letter was coming as that is the main form of communication. They were asking for additional vet exams and tests which I paid for and sent over. The exact same bad service experience happened again after weeks of waiting with no coverage and no return calls, another rep said they would not be covering any policy with no explanation even though I just cancelled theirs. So went online and ordered Pumpkin Pet.

Insurer: Nationwide

By: Pablo

March 13, 2025

Stop!!! Don't get!!

DO NOT GET !! WHEN I INITIALLY CALL TO PURCHASE INSURANCE FOR MY PET, I CLEARLY CLARIFIED TO AGENT, MY NEWLY ADOPTED PET HAD NO MEDICAL RECORDS, AND IF I WOULDN'T HAVE ANY DENIAL IN THE FUTURE IN CASE OF AN EMERGENCY. THEY SAID NO! WELL 6 MONTHS PASSED, I TOOK MY PET TO GET CHECKED, THEY FOUND A SMALL MASS. SO I DECIDED TO REMOVE, PAID $1,335. WELL THIS WAS IT. WITH WHAT I WAS TOLD, "I SHOULDN'T HAVE ANY ISSUES WITH THE COVERAGE", WRONG!!! I WAS DENIED BECAUSE I HAVE NO MEDICAL RECORD!! THEY ONLY SCAMMED ME WITH MY MONTHLY PREMIUMS!! DO NOT PURCHASE I HAVE WARNED MANY FRIENDS AND FAMILY TO LOOK ELSEWHERE!! SERIOUSLY

Insurer: Fetch

By: Manny Santana

Verified March 13, 2025

SPOT INSURANCE IS SPOT ON!!

I have been very pleased with Spot Insurance. Easy and fast claim process. Totally Satisfied with their service.. I would definitely recommend Spot insurance to other’s..Glad to be a part of this company.

Insurer: Spot

By: Shawn Jackson

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