217,670+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,670 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,670 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,815 reviews

4.9
Healthy Paws

11,106 reviews

4.9
Fetch

5,446 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,877 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 28, 2015

Pets Best is untrustowrthy

This is an update to a review I published several weeks ago. I hope that it appears as prominently on this Web site as so many of the positive reviews do. I've just completed an appeal with Pets Best on a claim that was denied the first time around. The first appeal itself has now been declined. What's exceptionally frustrating about the experience with Pets Best is that I'm not an uneducated consumer. I knew exactly what my policy bought, and what it didn't, and how my deductibles worked. At the beginning of this year, my dog had arthritis treatment, for which Pets Best reimbursed me about $1,000. This was satisfactory and within the terms of the policy. A couple of months later, I learned my dog needed two cruciate ligament surgeries, one on each knee -- one for a fully ruptured ligament, the other for a partial tear. I called Pets Best twice in April, prior to the surgeries, and twice was told the surgeries were "separate incidents with a cap of $2,500 reimbursement each." Thus, I approached these two surgeries (they would eventually total $18,000) knowing I should only expect back a maximum of $5,000, and not more. Good enough, and I'd have to live with it--in fact, Pets Best didn't always provide any support for cruciate ligament injuries, because they are so common in large dogs such as labradors, but in the last couple of years they advertise that they have made their policies more attractive by offering that "$2,500" per incident coverage for the specific injury. The first surgery came with an initial bill for $7,500, and Pets Best reimbursed me for $2,500. That was exactly what I'd been told to expect. After the second surgery, though, they only reimbursed $1,500, claiming that I'd already "dipped into the cap by $1,000 earlier in the year with the arthritis treatment." Huh? As noted, my dog was treated for arthritis earlier in the year, but the arthritis was unrelated to his ligament surgery. In some cases, arthritis can be related to damage in cruciate ligaments - this just wasn't one of those cases, as my vet attested, in writing. A Pets Best "Customer rep" named Jesse Park said that it would help my appeal to provide a letter from my vet stating that my lab was being treated for "arthritis as a fully separate condition from the two ligament issues," and that the "arthritis is not connected in any way causally to Griffin's cruciate ligament injuries."Also that my dog's "arthritis treatment was delayed due to the cruciat

Insurer: Pets Best

By: Robert

Useful
July 28, 2015

Miniature Schnauzer with cancer

About a year after I insured my adopted, young, rescue dog, my dog was found to have soft tissue sarcoma. She has periodic x-rays and lab tests, and is on fairly expensive daily medication. Although Trupanion does not reimburse for the vet visits, they reimburse for all the related tests and medications. They pay the claims quickly, usually responding within a day and paying within a week. Because they pay based on condition, not the calendar, once I met the deductible, all covered expenses are paid, even across year-end. Being semi-retired, I don't know how i would manage without this coverage.

Insurer: Trupanion Canada

By: E

Useful
July 28, 2015

Super

Very Easy setup and process

Insurer: Pets Best

By: April

Useful
July 28, 2015

Excellent, claims are easy and paid promptly

My dog was diagnosed with cancer and trupanion has been great with the claims. They've paid everything promptly and they gave me a pre-approval very quickly so I could continue the treatment without any delays and without worrying about whether a whether an expensive treatment would be covered.

Insurer: Trupanion Canada

By: Andrew

Useful
July 28, 2015

Excellent, claims are easy and paid promptly

My dog was diagnosed with cancer and trupanion has been great with the claims. They've paid everything promptly and they gave me a pre-approval very quickly so I could continue the treatment without any delays and without worrying about whether a whether an expensive treatment would be covered.

Insurer: Trupanion

By: Andrew

Useful
July 28, 2015

ASPCA helped in an emergency

While I wish their coverage was more comprehensive for wellness/ preventative care, it was great in an emergency situation. Our dog was vomiting with bloody diarrhea for about a day and 1/2 and just not herself. We noticed it getting progressively worse and that she refused to eat and wasn't really moving much. She was admitted to the vet hospital for about a week due to potential pancreatic issue. Our bill was around $8,000 after everything and ASPCA covered a large portion of it, making it much easier for us to get the care that she needed.

Insurer: ASPCA

By: Jess

Useful
July 28, 2015

Very easy and quick claim processing

The claim form was easy to complete. The processing was done within a few days. Very happy with Trupanion, very efficient and would recommend them to family and friends.

Insurer: Trupanion Canada

By: Connie

Useful
July 28, 2015

Very easy and quick claim processing

The claim form was easy to complete. The processing was done within a few days. Very happy with Trupanion, very efficient and would recommend them to family and friends.

Insurer: Trupanion

By: Connie

Useful
July 28, 2015

Wellness Care

We have a 20 month old Great Dane. We have had Embrace for the last year. Very happy with their customer service and explaining coverage. Pice of mind knowing they have our back.

Insurer: Embrace

By: Bob

Useful
July 28, 2015

claim was handled well

claim was submitted and handled in a quick manner

Insurer: Trupanion Canada

By: sammie

Useful

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