218,878+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,878 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,878 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,844 reviews

4.9
Healthy Paws

11,158 reviews

4.9
Fetch

5,524 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,970 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 17, 2015

Great service, quick reimbursements!!

I have had this insurance for over 7 years with no need to use it...thank goodness!! I was nervous about sending in claims and worried that I would have to hound them to get a reimbursement, but it was just the opposite ;) I sent in the required paperwork, and within a couple of weeks I had refund checks!! Not only that, I received a follow up email ensuring I was happy with my experience. Great Service!!

Insurer: Embrace

By: Jennifer

Useful
November 17, 2015

So Nice To Have

I decided to get pet insurance after losing my first fur baby to cancer and was left with over $5,000.00 in credit card debt. I now have a 2yr old Westie with a fantastic ins. plan. He's covered head to toe, lol. A few months ago he started having stomach issues. I did not hesitate taking him to see his vet and then a specialist. After blood work, ultrasound and several other tests, thankfully he is fine. I submitted the claims totaling almost to $1,500 to Embrace and within 10days I received my reimbursement checks. I could not be happier with their customer service.

Insurer: Embrace

By: Annette

Useful
November 17, 2015

First Claim Covered :)

My puppy had to get his baby teeth removed since they weren't falling out on their own. Bought my insurance plan, and before going anywhere they told me what they needed to get me started. Vet information, previous exams ect. Once everything was cleared, I took him to the dentist, he got his surgery and a teeth cleaning. All cost $600. I got it done on 11/2, put in my claim through the wellness plan the next day. By the 5th it was received and being processed. On the 9th they sent me an email telling me the check has been sent, and I received it today on the 16th. I am one happy girl right now. Let's see if they keep it up :)

Insurer: Embrace

By: Angeline

Useful
November 16, 2015

TPLO for my Dog

My English Labrador Retriever needed to have TPLO surgery since he partially tore his ACL. My normal vet referred me to a specialty veterinary hospital for the TPLO surgery. The Specialty hospital Dr provided me with his written prognosis and that my dog needed TPLO surgery. I submitted the Drs notes along with my invoices I paid and within 2 weeks VPI paid all but $134.00 of a $3000.00 procedure. I also took my dog to rehab at the specialty hospital once a week that cost $60 per visit and VPI reimbursed me for the rehab as well. I have had VPI since I got Brody when he was 7 weeks old and they have always been great with payments and explanations.

Insurer: Nationwide

By: Ryan

Useful
November 16, 2015

Great decision

Deciding to insure my new puppy after our last dog died of cancer was a no brainer. Deciding on which company to choose was a little harder. I chose trupanion because I liked the one time deductible per disease/disorder. I like how they cover most conditions and have less exclusions than other companies. Unfortunately I was not planning on needing coverage until my dog was older- but now as a 2 year old he has injured his cruciate ligament ( ACL) - trupanion has been great, covered everything and pre approved the surgery. Saved my marriage and my dog!!!!!!

Insurer: Trupanion Canada

By: Steiger

Useful
November 16, 2015

Great decision

Deciding to insure my new puppy after our last dog died of cancer was a no brainer. Deciding on which company to choose was a little harder. I chose trupanion because I liked the one time deductible per disease/disorder. I like how they cover most conditions and have less exclusions than other companies. Unfortunately I was not planning on needing coverage until my dog was older- but now as a 2 year old he has injured his cruciate ligament ( ACL) - trupanion has been great, covered everything and pre approved the surgery. Saved my marriage and my dog!!!!!!

Insurer: Trupanion

By: Steiger

Useful
November 16, 2015

Very disappointing to see my rates triple

I signed up for Pets Best when my vizsla was a puppy and was happy with the rate of $400/year with a $75 deductible. A year later I did need to use it and I was pleased with the prompt response when I did file a claim. But beware of the disclosure inI the policy that tells you that the premium rate is not guaranteed as your pet gets older. I have seen my premium triple. This year it went to $1200, with a $500 deductible. They said that it has nothing to do with claims made but my dog is 9 years old and had a knee replacement last year. Even with insurance I paid a lot out of pocket. I am canceling my policy rather than paying this huge increase.. When my dog is getting older and I had expected to have insurance for a serious illness, I can't afford it and may not be able to care for my dog when she really needs it.

Insurer: Pets Best

By: Anne

Useful
November 16, 2015

Trupanion made filing a claim very easy.

I called from the vets office and got the claim process started immediately.Everyone could not have been more compassionate and helpful.

Insurer: Trupanion Canada

By: Samdra

Useful
November 16, 2015

Trupanion made filing a claim very easy.

I called from the vets office and got the claim process started immediately.Everyone could not have been more compassionate and helpful.

Insurer: Trupanion

By: Samdra

Useful
November 16, 2015

Azul's Pet Claim

It took a couple of days, but our claim was reviewed and approved as per our policy.

Insurer: Embrace

By: Natalia

Useful

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