209,301+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,301 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,301 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,730 reviews

4.9
Healthy Paws

11,002 reviews

4.9
Fetch

5,266 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 17, 2013

Healthy Paws exceeds my greatest expectations….

My puppy was stung by a wasp and within a half hour, her eyes were so swollen she could not see and was having difficulty breathing. I immediately rushed her to the vet. She was in anaphylactic shock. They kept her for the day in the hospital under close observation, giving her fluids. After she was discharged, I submitted a claim to Healthy Paws and by the end of the week, I received a reimbursement check. They even sent me a personal follow up email to see how she was doing and wishing her well. I researched many different pet insurance companies; I am glad I chose the best: Great customer service, personal attention, and fast response. This company is awesome, and exceeds my greatest expectations. I am happy my puppy is covered by such an excellent healthcare plan.

Insurer: Healthy Paws

By: Mary

Useful
October 17, 2013

Good first experience!

Claim submitted and handled quickly. A very good experience, was preparing for the claim to be declined for some reason but it was approved at the corrrect level. Makes me feel confident that if we need to use it again, it will be there for us.

Insurer: Trupanion Canada

By: Kim

Useful
October 17, 2013

Good first experience!

Claim submitted and handled quickly. A very good experience, was preparing for the claim to be declined for some reason but it was approved at the corrrect level. Makes me feel confident that if we need to use it again, it will be there for us.

Insurer: Trupanion

By: Kim

Useful
October 17, 2013

I like them!

My poor puppy was diagnosed with heart worms at her 1 year check up. I was so heartbroken. The treatment is brutal and it's several months of it. So with the treatments, medicine, and hospitalization the cost is expensive. I submitted my claims and it was my first time doing it. It took about a week or so for them to process the claim, which in my opinion isn't bad. I already got my check back! My puppy still has a ways to go with her treatment, but I know now that I can count on healthy paws to be there when I need them. Would def recommend to others.

Insurer: Healthy Paws

By: Vanessa

Useful
October 17, 2013

Well Worth It!

we shopped around and heard a great review of Trupanion, so we purchased coverage for our 2 cats, who both have had medical issues in the past but they were still insurable. When we added another kitten, we added coverage for him as well. The premiums came to about $50/month for all three. Our older two cats go outside during the day now and then, and one morning in early May, they'd been out for a short time when one returned with an injury to his back leg, as if he'd been hit by a car. The vet who took x-rays and found our cat had a broken back leg caused by a gunshot wound from a pellet rifle. He had surgery that day, where they put in a pin and a plate to stabilize the bone. He came home the next day with medication and after care instructions (isolation, daily antibiotics, pain meds). a few days later the pin failed so he had another surgery to replace that. He was able to walk around a bit to get to the litter box and food, but no jumping, running, climbing etc. And he needed monthly x-rays, until September when the bone had healed enough to remove. He has healed nicely and is now back to his every day activities. the initial surgery was paid for by Trupanion (less the deductible and co-pay) within a few weeks, and after he received a clean bill of health, we submitted the claims for all the follow up tests, etc, and those were paid accordingly within about 2 weeks of submission. Total vet bill =$3900. Trupanion paid $2600. What a godsend!

Insurer: Trupanion Canada

By: Kimberly

Useful
October 17, 2013

Well Worth It!

we shopped around and heard a great review of Trupanion, so we purchased coverage for our 2 cats, who both have had medical issues in the past but they were still insurable. When we added another kitten, we added coverage for him as well. The premiums came to about $50/month for all three. Our older two cats go outside during the day now and then, and one morning in early May, they'd been out for a short time when one returned with an injury to his back leg, as if he'd been hit by a car. The vet who took x-rays and found our cat had a broken back leg caused by a gunshot wound from a pellet rifle. He had surgery that day, where they put in a pin and a plate to stabilize the bone. He came home the next day with medication and after care instructions (isolation, daily antibiotics, pain meds). a few days later the pin failed so he had another surgery to replace that. He was able to walk around a bit to get to the litter box and food, but no jumping, running, climbing etc. And he needed monthly x-rays, until September when the bone had healed enough to remove. He has healed nicely and is now back to his every day activities. the initial surgery was paid for by Trupanion (less the deductible and co-pay) within a few weeks, and after he received a clean bill of health, we submitted the claims for all the follow up tests, etc, and those were paid accordingly within about 2 weeks of submission. Total vet bill =$3900. Trupanion paid $2600. What a godsend!

Insurer: Trupanion

By: Kimberly

Useful
October 16, 2013

Caring like they are their own

Moe, a 9 month old Lab got into a bottle of Gorilla Glue. I immediately called the vet and brought her in. After some xrays they sent us to a surgery center. She ended up having a 7 inch by 4 inch spongy glob removed. The hospital's office took my Healthy Pets claim form with no problem. After getting the final bill I faxed it in to Healthy Paws along with her history. I heard back the next day that they received it and would let us know a decision soon. They covered most of my $2400.00 all but my deductible and $200.00.

Insurer: Healthy Paws

By: Julie

Useful
October 16, 2013

Tru panion is exceptional

The best insurance by far.i have vpi insurance for my first dog but decided to go with trump anion for my new puppy. Trump anion is ten times better than vpi insurance.the customer service in exceptional as the always answer your call with a pleasant human and they are super fast with claims....I only wish I chose tru panion the first time around

Insurer: Trupanion Canada

By: Caryn

Useful
October 16, 2013

Tru panion is exceptional

The best insurance by far.i have vpi insurance for my first dog but decided to go with trump anion for my new puppy. Trump anion is ten times better than vpi insurance.the customer service in exceptional as the always answer your call with a pleasant human and they are super fast with claims....I only wish I chose tru panion the first time around

Insurer: Trupanion

By: Caryn

Useful
October 16, 2013

A complete Lie and Mostly a FRAUD

We have now been EMBRACE customers for about 180 days--and I must say I find them to have misrepresented the quality of their service and to have little or no regard for their clients or their client's pets--but only in their profits.We started as monthly auto bill specifically to see how they would do--in my view they fail in their claims handling processes--where they threatened not to honor our legitimate claim if the VETS OFFICE--over who we have no control--did not give them a special history within a very short period of 10 days. I find that approach to be EXACTLY THE OPPOSITE of the type of service they have represented--and so we will be discontinuing our coverage and instead putting the monthly amount into a savings account for our pet--where I can make the decisions whether her treatments are justified--not some petty bureaucrat at this lying firm.

Insurer: Embrace

By: Bruce

Useful

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