209,226+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 209,226 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Must have it you love your pet!
When I first got my dog (Kujo - Rottweiler) as a puppy I had heard about dog insurance and knew this was something worth investing in. I turned to Banfield as my primary vet and they sold me on their "Pet Insurance". At the age of 2 my dog started having seizures and we came to find out that the "insurance" would only give us 10% off the medications but not cover any tests to see what is causing the seizures nor would it cover a visit to a neurologist. After learning about the minimal amount that our plan covered, I decided to ditch that and find a new vet as well. While raising Kujo I had read some books about Rotties and all the health problems that may occur in larger dogs - also the costs involved. So I started researching ACTUAL pet insurance plans and I came across Healthy paws. I read some reviews and decided to try it out. After we had signed up we took Kujo to the park to let run around with other dogs and hurt his leg. Not sure what was wrong we took him to the vet and got X-rays (covered by Healthy Paws - wouldn't have been with Banfield) and found out he tore his Cruciate Ligament. The surgery costed me just under $4000 which they covered just over $3000. I would not have been able to do this without them If you have a pet or are thinking of getting one Healthy Paws is a must have for you. I recommend this to everyone I talk to
Insurer: Healthy Paws
By: Justin
Great service
I had Embrace for my dog Vinnie for over 4 years. Never had a problem getting reimbursements. Great company.
Insurer: Embrace
By: Leo
Outstanding Customer Service!
Healthy Paws has been everything a pet owner could ask for in an insurance company. Our dog required surgery on a torn ACL, and it was a great relief to know that with everything going on around the surgery and recovery, our claim to insurance was seamless and resolved within a week. Cannot recommend highly enough.
Insurer: Healthy Paws
By: Paul
Piece of mind for emergencies
I have this coverage for emergency conditions, not wellness. It has worked well managing the cost of injuries and wellness. I was disappointed in the past that mouth cancer was considered dental and not covered.
Insurer: Embrace
By: Gary
Scam & very misleading
We paid for the 90% plan -They do anything to get out of paying. Two claims totaling $360 we were covered only $174 ($74 check to us bc of the $100 yearly deductible. I canceled the service and contested all charges since may on my amex card. You are better off putting the $60/month you would pay to them away in your own savings account. Completely worthless. What I don't understand is they slash the medicine costs and only cover a small portion because of "reasonable & customary charges" for that medicine. They tell me they use the average of the 3 leading online pet pharmacies and tell me that vets mark up medicines. With that said my other option would be to order online, wait 3-4 more days to get my dogs medicine. If they were looking out for the best interest of our animals they would understand it's better to pay the vet and get your medicine immediately than wait 3-4'days from an online pharmacy when your dog is sick and needs the medicine right then. All around scam.
Insurer: ASPCA
By: Adam
I wouldn't own another pet without embrace
Our pet had a spinal injury at only 15 months old. Very thankful for embrace they helped us through a tough time. It is bad enough to worry about your sick pet never mind the expense. embrace helped make that part easier. Peace of mind with pet insurance hopefully you won't need it but embrace was there for us when we did.
Insurer: Embrace
By: Jeff
Embrace is horrible!!!
Claims are being denied for "wellness", when wellness is not what my dog was brought in for. She had non-wellness issues that I sought to get remedied by her vet.
Insurer: Embrace
By: eric
Peace of Mind
Moses, my American Mastiff, fractured his tibia and racked up quite the bill at the local emergency room. In the midst of my concern for him and terror at the size of the bill, I suddenly remembered that I have Embrace Insurance. I immediately relaxed and was able to concentrate on Moses and the doctor, and be "present" rather than scrambling for ways to pay the bill. The claim settlement arrived in a timely fashion, with no surprises. I would never own a dog of any size without Embrace.
Insurer: Embrace
By: Andrea
Very Happy Customer
This is our first experience with pet health insurance. Ourpuppy ingested some carpet fibers that got lodged in her intestines. We had to take her to the emergency Hospital, which is much more expensive than our regular vet. (Of course, she showed symptoms on a holiday.) Luckily, she did not need surgery, but the bill was very expensive. The claim was submitted, and within a month we were reimbursed by ASPCA for the bulk of the vet fees. This insurance is WONDERFUL! Thank You ASPCA!
Insurer: ASPCA
By: christina
Tooth Resorption
Healthy Paws really cares about our love ones. I highly recommend this insurance company to everyone.
Insurer: Healthy Paws
By: Wing