154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 14, 2025

It was easy to sign up for pet…

It was easy to sign up for pet insurance.

Insurer: Nationwide

By: customer K. C. S.

Verified March 14, 2025

Adjusters don't read attached documents…

Adjusters don't read attached documents or notes. This is the second claim where the adjuster failed to thoroughly read attached documents and associated notes. Because of this they have denied a claim because the claim system didn't have a matching diagnosis in the subject pull down menu and only paid 50% of the submitted items on a second. I wish I had researched this company better before purchasing policies.

Insurer: Embrace

By: Benjamin Sherburne

Verified March 14, 2025

Pawsome service for my limping dog!

My 8-year-old Havanese (aka "circus dog" – always jumping) lived life on easy mode… until last year. First, he got Lyme disease, then a mystery limp. Vet ran all the tests, found nothing, but the bills sure found me. Healthy Paws covered its share in a few weeks - which is reasonable given that this was his first insurance claim. Then, the orthopedist discovered that he had an ACL tear. Surgery needed ASAP. The bill? Yikes. Healthy Paws? BOOM – claim paid in 3 days! Faster than my dog can steal a treat. Pawsome service! Keep up the great work, Healthy Paws! 3 slobbery kisses from my pup! 🐶

Insurer: Healthy Paws

By: KJha

Verified March 14, 2025

Great coverage and paid fast.

Great coverage and paid fast.

Insurer: Spot

By: Judy Duffy

Verified March 14, 2025

Quick and Fair

I feel like Pumpkin has been very helpful and honest, and is allowing us to maintain our pet in the best health possible. Their claim review process is pretty quick, and we receive payments with a reasonable turn around time.

Insurer: Pumpkin

By: Daver

Verified March 14, 2025

Easy and prompt claim processing

The process to make a claim is easy, and I had my reimbursement promptly with no fuss. I was happy with the level of reimbursement for a tooth surgically extracted. Definitely worth the premiums.

Insurer: Spot

By: Laura Stiles

Verified March 14, 2025

I was originally very happy, but then put in a claim.

I was originally very happy with Prudent until I had to file a claim. They are the cheapest by far but you get what you pay for. They made it difficult to file a claim and they did not cover the actual vet visit for an emergency puncture wound. So read the fine print as they seem to be well versed in hiding what they don’t cover.

Insurer: Prudent Pet

By: Erika Thiel

March 13, 2025

The company lied about coverage and…

The company lied about coverage and refunded their premium money when they didn’t want to stand by their policy. I have already filed a complaint with the California department of insurance regarding this.

Insurer: Embrace

By: Jeff L

Verified March 13, 2025

I was immediately denied for a dog…

I was immediately denied for a dog thats barely 7 months old?

Insurer: Nationwide

By: customer

Verified March 13, 2025

Thumbs up on consumer service …

Staff on the phone was friendly and answered all my questions.

Insurer: Prudent Pet

By: tinkyahoo.com

Compare top pet insurance providers plans.