209,556+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,556 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,556 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,732 reviews

4.9
Healthy Paws

11,012 reviews

4.9
Fetch

5,285 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

June 12, 2014

Easy to use, reasonable rates

Embrace was recommended to me by a fellow dog-owner. I had not heard of them at the time, but I had previously researched several different pet insurance companies and had always found them too expensive. When I looked at the Embrace website, I liked their reasonable rates and reimbursement policies, so I signed up. I have submitted several claims over the years, which is a very quick and easy process (you fax in a form, and they email you the claim status and a check if you have reached your deductible amount). I feel much more secure knowing that I have insurance for my dog!

Insurer: Embrace

By: Golden

Useful
June 12, 2014

Excellent Service

Healthy Paws provides a superb level of service, commitment, and personalization that is hard to match. This is our second claim with Health Paws, and once again they made the entire process easy. I like that claim requests and documentation can now be uploaded online. Communication is also excellent, and they make sure to follow-up to see how your pet is doing afterwards. I have also been impressed with the turnaround time for reimbursement -- it took less than one week from the start of our claim to receiving the reimbursement check in the mail. I would highly recommend Healthy Paws to anyone considering pet insurance.

Insurer: Healthy Paws

By: Ken

Useful
June 12, 2014

Very Happy to Have Embrace

We've all heard about the sturdy little cat that rarely goes to the vet and enjoys great health, and lives to an old age. Sherlock is not that cat. I did not know until after I got him that he would be prone to many of the problem that can face Persians. But happily I had signed up with Embrace before he arrived and have not been disappointed. The reimbursement process is simple. It is handled quickly. Best of all, the staff's communications always display a genuine interest in Sherlock's health.

Insurer: Embrace

By: Regina

Useful
June 12, 2014

Efficient processing of claims

had claim forms available for service provider at the time we picked up our dog. the facilities were great about accepting the forms and offered no hassle about faxing for us while we were paying the business office. couldn't have been easier

Insurer: Embrace

By: Susan

Useful
June 12, 2014

I will recommend Pets Best Insurance to everyone

Pets Best not only covered our recent claim, but paid above and beyond what we expected. Our little dog had to be put to sleep and I just dreaded having to make the call to cancel our insurance on him. But I didn't have to. Based on our claim, Pets Best knew that we had lost him and sent a lovely note, via email, expressing condolences on our loss and letting us know that they had canceled the policy and were issuing us a refund. Not having to make that call, as well as the reimbursement of the vet bills, really relieved some of our burden at a very difficult time. Thank you, Pets Best!

Insurer: Pets Best

By: Kathryn

Useful
June 12, 2014

Excellent care & service

We've been a customer since 2007. We've always had quick turnarounds with our claims. The reimbursement amount is more than fair! ASPCA plans have excellent coverage for our 3 feline family. Their customer service reps are very polite. I recommend ASPCA to all our pet friends. In my opinion, there is no better insurance to have than ASPCA!

Insurer: ASPCA

By: Carrie

Useful
June 12, 2014

I LOVE HEALTHY PAWS!!!!

I signed up for pet insurance with Healthy Paws a couple of years ago, after hearing horrible stories about other people's insurance. So many people talked about never getting reimbursed for their bills, too many exclusions, etc. So I did my research & tried to pick a company that didn't have so many issues. I have been extremely happy with Healthy Paws since day one. They have paid every single claim in a timely fashion & some of my claims have been very large. One of my dog's got bone cancer & had to have a limb amputated. The surgery cost about $3000 & they reimbursed me 90% within less than 2 weeks. They have also paid for all the follow up care & my dog is still alive over a year later. My other dog recently was diagnosed with IBD & I spent over $2000 in a matter of weeks to get his digestive issues under control. Again, 90% reimbursement in a very short time period. These are just two examples of major issues. I could list lots of other less expensive health issues (i.e. allergies, upset tummy, removal of small skin growths, etc) that they have also reimbursed me for. I have 3 dogs so I'm at the vet quite often & I never have an issue with Healthy Paws. Their claims process is super easy, you can literally submit a scanned receipt online & you get a confirmation email that same day. I literally have zero complaints about my pet insurance & I can only say good things. I highly recommend them! They have an annual deductible, which is great. A lot of plans have a per-incid

Insurer: Healthy Paws

By: Jill

Useful
June 11, 2014

Impressive

From the relative ease of submitting a claim to the prompt claim review and payment, we couldn't be more impressed.

Insurer: ASPCA

By: M.

Useful
June 11, 2014

Service is great. timely and sensitivity

Our puppy has had a series of seizures and has had to be treated by a neurologist. Trupanion has been an excellent service provider. Peanut seems to be on the mend with medication. Service from Trupanion has always been timely. A real person is there to answer my questions.

Insurer: Trupanion Canada

By: James

Useful
June 11, 2014

Service is great. timely and sensitivity

Our puppy has had a series of seizures and has had to be treated by a neurologist. Trupanion has been an excellent service provider. Peanut seems to be on the mend with medication. Service from Trupanion has always been timely. A real person is there to answer my questions.

Insurer: Trupanion

By: James

Useful

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