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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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It is very easy to submit claims…
It is very easy to submit claims on-line.
Insurer: Embrace
By: Washington
I am amazed at how quickly Embrace paid…
I am amazed at how quickly Embrace paid my claims. Today I submitted about 12 claims from 2024 and 2025. They have already approved and paid 6 of them. At this rate they may pay all of them today. Every time I have called, the staff have been professional and so helpful. I am so pleased with Embrace.
Insurer: Embrace
By: Susan
Easy to work with
Easy to work with, have come through for us.
Insurer: Spot
By: Paula Keiper
Excellent!
Embrace has been an amazing service. I’ve had one emergency service and the follow up for issues with my bully-mix. The reimbursement has been very clear and quick upon my submission of the invoice. The best insurance I’ve encountered.
Insurer: Embrace
By: Clare Sullivan
Refunds are pretty fast.
Easy to turn in the vet bill
Insurer: Spot
By: James Mcpherson
Super easy to submit claim
Super easy to submit claim, friendly customer service
Insurer: Spot
By: Amy
Josh was extremely nice!
Josh was patient, kind and had a great sense of humor with my silly questions. Very knowledgeable! Answered all of my questions and made sure I understood everything! Extremely nice young man! Represents your company very well!
Insurer: Fetch
By: Susan
Absolutely incredible
Very very fast to complete claims, reimbursement was given to me within a week of filing claims. No hassling about anything, was only asked to upload vet records and that’s it. Would recommend ANYONE with a younger pet to sign up, I never thought I’d need it until my cat was diagnosed with FIP. It’s literally saving him and my bank account. Pet insurance is so important and spot has helped me more than they know
Insurer: Spot
By: Anon
This pancreatitis was covered
This pancreatitis was covered
Insurer: Spot
By: Kyle Bentley