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Astoundingly Easy
I've said it before and I'll say it again: it's insane that my dog insurance is so much better than my human insurance in every conceivable way. I signed up for Healthy Paws shortly after adopting my pitbull Ivy. I sent in all her medical records (it's important to do this so that your first claim goes smoothly). Well about a year later she tears both of her ACL's. I got the left leg done first because it was torn the most, and after the surgery all I had to do was take a picture of her invoices and send them via the healthy paws app. Literally within one week there was a check in the mailbox totaling about $5,500 - 90% of the cost of the surgery. Without it there's no way I could have afforded to get it done. without the insurance. There was no arguing over the phone with anyone, no paperwork, no loopholes, nothing. Just a check in the mail. Totally blew my mind. I would definitely recommend them, and I highly recommend you get the insurance as soon as possible, especially if you have an accident prone dog.
Insurer: Healthy Paws
By: Alex
amazingly personal and efficient service
First of all, thank you Healthy Paws so much for your amazingly personal and efficient service. I submitted the invoice and my Vet uploaded our puppy's records on a Monday and we had our reimbursement check on that Thursday. I have posted to all my social media, so you may be getting an uptick in business. Many are skeptical about pet insurance, and even the emergency pet hospital had not heard about good pet insurance, so I'm glad I did my research and could not recommend you highly enough.
Insurer: Healthy Paws
By: April
so happy for this insurance
I have had this insurance for years now, maybe 7? and they have been consistant, fair and have given excellent service. It has been a hugh financial help--wish I'd had it for the rattler bite!
Insurer: Healthy Paws
By: Donna
This is a great fast insurance
We were worried about the cost but our claim was handled so quick and we were able to get our puppy the help he needed.
Insurer: Embrace
By: Lori
Lacking in some coverages.
I work for a competitor so my review is probably moot.
Insurer: ASPCA
By: Scott Waldon
Fast, Great service
I had my first wellness claim with Embrase. I emailed the claim form and invoice and they processed quickly and I got my check within 3 weeks of the claim. They covered it all and did not request more documetation or answer these questions or this wasn't covered. They did a great, fast job.
Insurer: Embrace
By: Heather
Beware of this plan . There's better plans
I had three policy's two on Lori my three year old cat . I have spent over $800.00 and claim amount return $75.00 .Again beware of this plan . I'm going to post on all sights don't enroll in Pets Best .
Insurer: Pets Best
By: Chloe
Honest and they care
This is the first time I have had ASPCA pet insurance. My last pet was under VPI which I do not recommend ASPCA goes above and beyond. They take care of claims fast they follow-up to see how my pet is doing. The insurance is so easy. You have your deductible for the year and then depending on what you get. They pay the % they say they will pay. No hassle no BS saying well we only allow a certain amount. What you pay is what they go on. Don't bother with any other pet insurance they are the best.
Insurer: ASPCA
By: Jon Gale
NOT BAD, BUT EXPENSIVE
They are pretty quick with reimbursements. You have to pay attention to their list of covered diseases and surgeries. My policy has a maximum amount per year per disease, but they did pay up. I have an old policy with 100% reimbursement after i meet the $500 deductible. I doubt they offer such a policy any more.
Insurer: Nationwide
By: Rena
Fast...but I have some quibbles
I've used 2 other insurance companies for 2 other dogs. I thought I was pretty savvy so I was surprised to discover that exam fees are not covered (even in cases of illness, from what I can tell). Nor do exam fees or wellcare count toward your deductible. Hence, you can have a fairly significant bill and get only a few dollars back. I chose Healthy Paws over other plans thinking it would be better...The reps are lovely and the service is fast but the jury is still out. I would give a qualified recommendation to others.
Insurer: Healthy Paws
By: Phee