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Pet parents across the U.S. and Canada have left over 209,784 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Claim Paid But It Took A While
At 12:15am one night in August, I went to retrieve my 6 year old male cat Misty May from my screened in porch. He struggled, tried to bite me and twisted out of my arms on to the porch floor where he vomited and hunched up in obvious pain and distress. I rushed him to Animal Emergency where he was diagnosed with acute pancreatitis and ileus. He spent two days in the hospital in supportive care. The bill was $2000! I submitted the claims and Embrace did cover the cost less my deductible and 20% co-pay. However I will say it took Embrace more than 6 weeks to reimburse me and multiple emails back and forth. Nonetheless, I was glad I had the policy and do recommend insuring your pet with Embrace.
Insurer: Embrace
By: Mary
Very helpful and quick reimbursement
I have a goldendoodle puppy, he is just about 10 months old and we have had insurance with healthy paws since he was 5 months old. After doing a lot of research into insurance policies, I decided to go with Healthy Paws because of their annual deductible and reasonable monthly premiums. Recently Peyton developed a growth on his jaw/neck that did not go away when treated with antibiotics. It was a big relief knowing that we would be reimbursed for all the tests and the eventual surgery. The reimbursement process was simple, I uploaded the invoices from the vet through their app and got a check in the mail a few days later. My only comment is that they do not reimburse for any of the vet appointments, even if it is a surgical consult and those can get expensive as well.
Insurer: Healthy Paws
By: Jennifer
Very satisfied customer
I am very lucky to have decided to purchase pet insurance from day one for my chocolate lab. She is the sweetest most loving dog but unfortunately has had multiple orthopaedic and medical issues. Having pet insurance has really helped with the cost and has made it easier on my family.
Insurer: Trupanion Canada
By: Stephanie
Very satisfied customer
I am very lucky to have decided to purchase pet insurance from day one for my chocolate lab. She is the sweetest most loving dog but unfortunately has had multiple orthopaedic and medical issues. Having pet insurance has really helped with the cost and has made it easier on my family.
Insurer: Trupanion
By: Stephanie
Dog hurt his back
Submitted claim and received payment in a timely manner.
Insurer: ASPCA
By: Red
Best pet insurance by far ***
Our Bernese Mountain dog puppy was diagnosed with ED/ and HD. She needed her Elbow surgery asap as she was still young. Embrace helped us all along the way. We had many questions and each was answered promptly. The surgery was pre-certified in a couple of days and after her surgery we claim was processed very fast. I can't say enough good things about Embrace. This is such a professional but also kind team - they care about our animals as much as we do. Five stars here *****
Insurer: Embrace
By: Celine
Best Decision I Could Have Made for Murphy hy
Murphy my three year old Lab seems to have his share of mishaps. He recently developed a fever, became lethargic, refused food, and developed diarrhea. He was drooling profusely with constant panting. We took Murphy to the ER for an examination. The Veterinarian determined, after x-rays, blood tests and routine examination, that Murphy had eaten something that had poisoned him. Murphy was sent home with fluid under his skin to bring down his fever, antibiotics and anti-diarrhea medicine. Murphy is now feeling much better he is back to his old self. The cost was considerable, but with the excellent coverage from Healthy Paws and their prompt payment, Murphy's mom only had to worry about getting him well again. I applaud the professionalism and sincere concern Healthy Paws demonstrates each time Murphy scares his mom.
Insurer: Healthy Paws
By: Colleen
Making it more possible
We decided to adopt TWO older Golden Retrievers that had been together their whole lives and were 8 & 10 yrs old and given up to the Humane Society. When we looked into insurance for older dogs we found that Healthy Paws not only would cover them but had the best plan. Even though there were some pre-existing conditions that understandable couldn't be covered, and our 8 yr. male died of cancer after only 4 mos., we have been very well covered for the subsequent issues that have developed with the older female. It has made caring for aging and older adopted pet so much more possible. We have NO concern or hesitation in taking her into her doctor. It has helped her to have a healthy, happy second life.
Insurer: Healthy Paws
By: Kathryn
The BEST Pet Insurance Company EVER!!
I want everyone to know that Healthy Paws has been a wonderful pet insurance company for my husband and I who have two German Shepherds that we love very much. Healthy Paws gives us excellent pet insurance service, has low monthly premiums, have a great compensation plan (up to 90%) to help pay for all injury and illness claims, not to mention they have an unlimited, lifetime claim ceiling. We feel so good about the fact that we can now give our pets the best medical care that medicine offers, and know that we will get reimbursed within a few days @90% of the fees. This gives us a lot of piece of mind, and can't thank them enough for providing such a valuable service for our four-legged family. Consider giving you and your family pets piece of mind to allow you to make the best medical decisions possible...contact Healthy Paws! ^:>
Insurer: Healthy Paws
By: Marsha
Healthy Paws is the best!
I purchased Healthy Paws pet insurance for my dog a little over a year ago. I did quite a bit of research to choose what I hoped was the best plan. Because of other positive reviews I'd read, I went with Healthy Paws. I chose the 90% coverage plan and wondered if the company was legit. Would they really cover claims if my dog became ill or injured? It seemed too good to be true, but I'm happy to report that it's not. Earlier this month my dog had surgery to remove two mast cell tumors. Because we'd already met our deductible, Healthy Paws paid 90% of all surgery costs, including tests leading up to surgery, equipment we needed when we got home, medication after surgery, and so on. Submitting my claims was fast and easy (I did it online but also checked my claim status with the Healthy Paws mobile app on my phone). I received my checks very soon after claim submission and when I called with questions about how to submit medical records from my vet's office, I got fast, reliable, and friendly help. I've been telling all pet owners I know to purchase Healthy Paws for their furry friends. You won't regret it!
Insurer: Healthy Paws
By: Erica