215,812+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 215,812 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

215,812 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,758 reviews

4.9
Healthy Paws

11,030 reviews

4.9
Fetch

5,334 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,901 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 14, 2016

Thank God for Embrace Insurance

My Flat Coated Retriever KitnKaboodle developed Histiocytosis Sarcoma back in June 2015. Embrace has been a there every step of the way. Kit went into remission back in November and just three weeks ago developed the limp that first led to this diagnosis. Without missing a beat, Embrace has been true to their word and reimbursed us for this next stage. The best part is knowing you can count on them to step up, follow through with what their coverage promised and reimburse within a week of the claim. We should learn from this great pet insurance and maybe our insurance for humans would work to help not be another burden in time of crisis.

Insurer: Embrace

By: Syd

Useful
February 14, 2016

Outstanding Service

My dog has better insurance then I do. Easy to file and I received my claim in about a week. Fast, friendly, and no hassle. When my pet was sick having the insurance put my mind at ease and allowed me to focus where it was needed.... My pet. Thank you for offering such a great service to pet owners.

Insurer: Healthy Paws

By: Todd

Useful
February 14, 2016

Excellent experience with Embrace

I have had Embrace Pet Insurance for several years, but never really had to file a claim until this year. My beagle had to have surgery, and the claims process has been easy and efficient. The claim is processed very quickly and I have received my refunds in a timely manner. I can't thank Embrace enough for the wonderful experience and great customer service.

Insurer: Embrace

By: Kevin

Useful
February 14, 2016

Grateful we made the investment

Our pug got into the trash and ate some paper products that ultimately led to ER and regular vet visits, as well as major surgery, followed by an abscess. Our bills were close to $4k. So grateful we had insurance....while we are still out of pocket over $1k, thats way better than the full amount! I strongly recommend pet insurance for the catastrophic for sure.

Insurer: Embrace

By: Katy

Useful
February 14, 2016

Great first experience with pet insurance.

First time having and using pet insurance and trupanion made it seamless. The day my dog got home from the hospital, my check was in the mail!

Insurer: Trupanion Canada

By: Adrienne

Useful
February 14, 2016

Great first experience with pet insurance.

First time having and using pet insurance and trupanion made it seamless. The day my dog got home from the hospital, my check was in the mail!

Insurer: Trupanion

By: Adrienne

Useful
February 14, 2016

Ethical, Honest, was really there when we needed them

I have three pets and I began to think about acquiring pet health insurance. I was not looking forward to having yet another monthly bill, but I thought it was a good idea to have insurance if any of my family's beloved pets became ill or had a sudden accident. I did plenty of research before deciding on Healthy Paws, and I located and carefully read all the 'fine print" on theirs and other insurance carriers' contracts. Healthy Paws was straight forward and not too expensive, and I also noticed in my research what appeared to be many real and satisfied customers. My older pet understandably required a higher deductible, and as with almost all pet insurance carriers, pre-existing conditions were not covered. However, the deductible was not too high and was payable every year, NOT every incident like other insurance carriers. About 8-months after signing up for Healthy Paws, my 11 year old male cat had a urinary blockage, that led to a bladder rupture, that quickly spiraled beyond the expertise of my vet and required a specialist and also emergency care/hospitalization. The bills quickly piled on to amounts that weakened my knees, but luckily, I had savings, and I wasn't sure if Healthy Paws would hold up its end of the bargain once I submitted my pets' history and invoices. Surprisingly, there was about a one-week turn around for each claim (shorter amount of time than they indicated), and I was reimbursed as promised with no complications. Through a tough battle, my cat was saved, and is currently in recovery, and I was able to focus on getting him better with the comfort of knowing that I had an honest and ethical insurance company to cover the majority of the bills as they promised they would. Being ethical and an insurance company are two things that are usually not expected to go hand-in-hand, but my emergency experience with Healthy Paws has restored my faith that there are actually companies still out there trying to do right by their customer. Our family has their best friend back, and our cat was able to get the best treatment possible. When considering pet insurance, read the fine print before signing up, and keep in mind my experience, because if there's the slightest chance your pet can survive an emergency situation, Healthy Paws will afford you peace of mind so that you can focus on finding that chance and possibly enjoy many more years with your pet/companion/best-friend.

Insurer: Healthy Paws

By: Amit

February 14, 2016

100% satisfied

Healthy Paws has been fantastic to deal with, reasonably priced for monthly premium, easy to submit claims, quick processing and receipt of claim funds and kind and caring staff who helped us greatly when our 2 year old black lab tore her cruciate ligament and needed a $4700 surgery. They covered 90% of the surgery which made it a very easy process for us so we could focus on our dog's needs without worrying about money. They've followed up with us to see how she is healing post operatively., I am thrilled I chose Healthy Paws after extensive research. I HIGHLY recommend them and tell everyone I know!

Insurer: Healthy Paws

By: JDT

February 13, 2016

nice to have

I have been w/ aspca for about 10 yrs or so ,, i find them to be so careing and always check on my pet after a incident wich is very thoughtful ..there promt payment for my refund of coverage is very helpful as it cost so much for emergencies to put out that much money and know some of it will be coming in soon .. thank you from bo and I Sandy Caron

Insurer: ASPCA

By: sandra

Useful
February 13, 2016

Ethical and honest

I have three pets and I began to think about acquiring pet health insurance. I was not looking forward to having yet another monthly bill, but I thought it was a good idea to have insurance if any of my family's beloved pets became ill or had a sudden accident. I did plenty of research before deciding on Healthy Paws, and I located and carefully read all the 'fine print" on theirs and other insurance carriers' contracts. Healthy Paws was straight forward and not too expensive, and I also noticed in my research what appeared to be many real and satisfied customers. My older pet understandably required a higher deductible, and as with almost all pet insurance carriers, pre-existing conditions were not covered. However, the deductible was not too high and was payable every year, NOT every incident like other insurance carriers. About 8-months after signing up for Healthy Paws, my 11 year old male cat had a urinary blockage, that led to a bladder rupture, that quickly spiraled beyond the expertise of my vet and required a specialist and also emergency care/hospitalization. The bills quickly piled on to amounts that weakened my knees, but luckily, I had savings, and I wasn't sure if Healthy Paws would hold up its end of the bargain once I submitted my pets' history and invoices. Surprisingly, there was about a one-week turn around for each claim (shorter amount of time than they indicated), and I was reimbursed as promised with no complications. Through a tough battle, my cat was saved, and is currently in recovery, and I was able to focus on getting him better with the comfort of knowing that I had an honest and ethical insurance company to cover the majority of the bills as they promised they would. Being ethical and an insurance company are two things that are usually not expected to go hand-in-hand, but my emergency experience with Healthy Paws has restored my faith that there are actually companies still out there trying to do right by their customer. Our family has their best friend back, and our cat was able to get the best treatment possible. When considering pet insurance, read the fine print before signing up, and keep in mind my experience, because if there's the slightest chance your pet can survive an emergency situation, Healthy Paws will afford you peace of mind so that you can focus on finding that chance and possibly enjoy many more years with your pet/companion/best-friend.

Insurer: Healthy Paws

By: Amit

Useful

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