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Pet parents across the U.S. and Canada have left over 210,146 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Excellent; no questions
Our 3 year-old male has FLUTD which requires on-going care and attention. Trupanion coverage has taken some of the anxiety out of caring for a pet with a chronic condition. In the long run, coverage plus deductibles are likely equal to the cost of treatment, but it's never a sudden financial drain.
Insurer: Trupanion Canada
By: Morgan
Excellent; no questions
Our 3 year-old male has FLUTD which requires on-going care and attention. Trupanion coverage has taken some of the anxiety out of caring for a pet with a chronic condition. In the long run, coverage plus deductibles are likely equal to the cost of treatment, but it's never a sudden financial drain.
Insurer: Trupanion
By: Morgan
Great way to save and pre plan for expenses
I submitted my claim for wellness care and within days was approved and notified that my reimbursement was on it's way. They even encourage direct deposit of the refund.
Insurer: Embrace
By: Kim
Worth it!!
I enrolled Cannoli my 9 year-old Siamese-- really without any reason to-- his health was 100% perfect. Five months after enrollment, I felt a weird little lump while grooming him. Long story short, he had a mast cell tumor and had to have surgery. He's doing great now! I wish I had not set the deductible so high just to save truly a FEW dollars each month..Trupanion does not cover the exam fees, so I had to pay the $650 deductible and exam fees. Those items plus the surgery came to $1999 (which really isn't bad!); Trupanion reimbursed 90%, which all told came to a bit over half of the total. Still great! Just wish I'd set a lower deducible. I recommend really doing the math when you are deciding on your deductible. Oh- and I got the check before the stitches were out!!
Insurer: Trupanion Canada
By: Katie
Worth it!!
I enrolled Cannoli my 9 year-old Siamese-- really without any reason to-- his health was 100% perfect. Five months after enrollment, I felt a weird little lump while grooming him. Long story short, he had a mast cell tumor and had to have surgery. He's doing great now! I wish I had not set the deductible so high just to save truly a FEW dollars each month..Trupanion does not cover the exam fees, so I had to pay the $650 deductible and exam fees. Those items plus the surgery came to $1999 (which really isn't bad!); Trupanion reimbursed 90%, which all told came to a bit over half of the total. Still great! Just wish I'd set a lower deducible. I recommend really doing the math when you are deciding on your deductible. Oh- and I got the check before the stitches were out!!
Insurer: Trupanion
By: Katie
Peace of Mind
I come from a family of people who have always believed in insurance. It was a no brainer to get put insurance on my golden retriever when she was three months old for those just in case situations. When she got very sick a few weeks, it was great not to have to make decisions based on money. Maddison is part of my family and I never want to have worry about whether or not I can afford to take care of her. Thank you to Trupanion for making it easy.
Insurer: Trupanion Canada
By: Kathleen
Peace of Mind
I come from a family of people who have always believed in insurance. It was a no brainer to get put insurance on my golden retriever when she was three months old for those just in case situations. When she got very sick a few weeks, it was great not to have to make decisions based on money. Maddison is part of my family and I never want to have worry about whether or not I can afford to take care of her. Thank you to Trupanion for making it easy.
Insurer: Trupanion
By: Kathleen
Embrace Pet Ins is a must have for all pet owners!
My silky terrier recently has had two fairly serious procedures, knee surgery and removal of a cyst. Both times embrace processed my claim quickly and covered the vet expenses as outlined in the insurance plan (80%). I highly recommend them to all pet owners who would spend whatever was necessary to heal their pet.
Insurer: Embrace
By: Stacy
Great Service
I went to have routine wellness care for my 4 yr old Pharaoh hound mix, Max, and after submitting my claim, Embrace got back to me within a few hours! They were great in communicating everything I needed and how the process worked. I feel as though I was treated like an actual person with a real pet, unlike most insurance companies where you are just a policy number to them. I appreciate their help and anticipate great service in the future!
Insurer: Embrace
By: Jensen
Wow, couldn't have been easier!
After non stop vomiting, x-rays showed that my 5 month husky had swallowed a toy. Yes, a toy. Due to the size of the toy, we were not quite sure as to how he managed to swallow the object without choking. Anyhow, the vet informed us that this object would cause major harm/death if our puppy tried to pass the object through his intestinal track. So, without any other options our puppy needed surgery to remove this toy from his stomach. As if that were not hard enough on our family, the cost of the surgery was an additional issue. Thank God we had insurance. There were many pet insurance companies out there but after reading several customer reviews, I was sold on Healthy Paws. As an owner, you don't expect to have to actually use the insurance, especially for a puppy but Healthy Paws could not have made this transactions any easier. It was simple, all I was requested to do was to send in his medical history and the invoice for his surgery. It couldn't have been more than 72 hours before I received an email informing me that my puppies claim was in process. As a consumer you think, "Ok it cant be that easy. Let's see what excuses they try and come up with to deny my claim." Wow, was I wrong. Less than 5 days later I received another email notifying me that my claim was complete/approved and I would be receiving my 90% reimbursement for my out of pocket cost (I chose the 90% reimbursement with a $100 deductible. Shortly after, I received a check. That was it, yes that simple. This process took less than 2 weeks!! No doubt Healthy Paws is a AAA+++ company. Thanks again Healthy Paws!
Insurer: Healthy Paws
By: Linda