215,958+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 215,958 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

215,958 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,765 reviews

4.9
Healthy Paws

11,039 reviews

4.9
Fetch

5,345 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,905 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 22, 2016

What other company pays hospital directly?!

Answer: NONE! Not having to wait for reimbursement is major progress in the world of pet insurance. My Shep mix recently had surgery to remove an anal sac tumor. Estimate was $4700. Instead of having to come up with the money or charge it, Trupanion was able to pay the hospital directly and I only had to pay my 10% (deductible was already met). Just think about that for a minute .... that's major! I picked my boy up 2 days later after surgery and because the hospital took a deposit larger than my portion due to Trupanion, I actually ended up with a credit on my account. How awesome is that!? Trupanion's claims experience alone is worth every dime. The fact that their coverage is so comprehensive makes it the best of the bunch for sure!

Insurer: Trupanion Canada

By: Nicole

Useful
April 22, 2016

What other company pays hospital directly?!

Answer: NONE! Not having to wait for reimbursement is major progress in the world of pet insurance. My Shep mix recently had surgery to remove an anal sac tumor. Estimate was $4700. Instead of having to come up with the money or charge it, Trupanion was able to pay the hospital directly and I only had to pay my 10% (deductible was already met). Just think about that for a minute .... that's major! I picked my boy up 2 days later after surgery and because the hospital took a deposit larger than my portion due to Trupanion, I actually ended up with a credit on my account. How awesome is that!? Trupanion's claims experience alone is worth every dime. The fact that their coverage is so comprehensive makes it the best of the bunch for sure!

Insurer: Trupanion

By: Nicole

Useful
April 22, 2016

A very good program to have

After paying big bucks on operations for our previous dog, we decided to go with ASPCA Pet Insurance for our new dog. We paid the insurance for 6 years thinking that perhaps we had made the wrong choice. Then our much loved Shepherd got 'the bloat', a life threatening condition. ASPCA paid for nearly everything. She recovered fine. Then a year later, she torn the ligaments in her knee. The operation brought her back to normal again. This was followed by the removal of 3 cysts a year later. ASPCA paid for most of each incident. We realized that without the insurance, we would have been asking if this was the end for our dog.ASPCA always calls a couple weeks after the incident to find out if everything is okay - they seem like they really care about the outcome. They don't cover everything, but when you need them the most, they are there for you. It's definitely worth it!

Insurer: ASPCA

By: Mike

Useful
April 22, 2016

Wonderful experience

We purchased this insurance for our Morkie who was six years old a and our concern was that she possibly had esophagus problems. She fortunately did not have this problem, but unfortunately while being playful and running in the yard, she ruptured her cruciate ligament. We submitted a bill for close to $4,000 and were reimbursed appropriately within two weeks. Very happy with their service. Very prompt and courteous.

Insurer: Pets Best

By: Barbara

Useful
Verified April 22, 2016

Best pet insurance company hands down

I have three dogs insured with Trupanion and I have always had the best service They are easy to talk to, very responsive to calls and messages. I have a dog who has been diagnosed with Addisons disease and has had a hip replacement. My chihuahua ate a peach pit and and had to have a foreign body surgery. My third dog has been lucky so far but I know that Trupanion will be there if anything comes up. Amazing company, no other compares!.

Insurer: Trupanion Canada

By: Lillian

April 22, 2016

Well worth the value

We have had ASPCA insurance for over 10 years.It has helped us the Veterinarian over the years. We love our dogs so we want only the best of care for them. ASPCA gives the advantage to seek the best the care. I recommend it to all of my friends that it is well worth the value

Insurer: ASPCA

By: Jill

Useful
April 22, 2016

Really great customer support

ASPCA always adds a human touch to our claims and provide quick and actionable feedback. We really enjoy using the insurance product and are regular contributors to the charity.

Insurer: ASPCA

By: Justin

Useful
Verified April 22, 2016

Excellent in every way.

I do not know what I would have done without Trupanion! Their service is excellent. They are quick! I recommend them to everyone who will listen. If you have a pet you love....please insure them with this company. I cannot stress how wonderful it has been dealing with them! Thank you Trupanion!

Insurer: Trupanion

By: RAISA

Verified April 22, 2016

My dog Hilde

My dog Hilde has had a rough go of it lately. She has an auto-immune disorder that has caused multiple life threatening issues. I can't say enough about how good Trupanion has been processing claims quickly and easily. THANKS!

Insurer: Trupanion

By: Bob

April 22, 2016

We love Healthy Paws! Higgins thanks you, too :-)

Healthy Paws has been amazing. We have submitted numerous claims this past year for our puppy Higgins who is now 1 year old - poor guy has had some back luck this past year. Thank goodness we got insurance!! The most recent claim was a big one - Higgins ate part of a toy and the squeaker part got lodged in his bowel. Immediate surgery was needed to remove the squeaker, then he spent 5 days in the doggy ICU, then loads of meds once he got home. All covered! Reasons why I love HP:1. Their website for submitting claims is extremely easy to use (just attach the pdf of the invoice and that's it - literally). 2. The response time for claims is very quick: we usually receive a response withing 48 hours, sometimes even quicker. We have never been asked to confirm additional information or had to contest anything. 3. The checks come in the mail within a few days of the claim being processed. 4. The entire process could not be easier. AND, the HP team sends nice emails checking on Higgins! We love Healthy Paws!!

Insurer: Healthy Paws

By: Leslie

Useful

Compare top pet insurance providers plans.