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WAS there to help
I admit that I had doubts if my "daughter" would be covered. After finding out she had a digestive problem, possible Mega Esophagus. I was beside myself with her health and even if she would live through it. I'm permanently disabled and am on a very low fixed income. The one dog was all I could ever afford with just the regular upkeep in vet bills. She is a mix breed I adopted and love more than life itself! After I submitted my bills, it took a bit for them to do their research. Which I can understand. I did get very slightly less than I thought I would. But it was still quite close to the % of what I can afford to pay for each month. It sure helped a LOT to get part of the money it had cost back! The people you talk with are all so nice and caring. My vet even commented on how easy they are to work with. If you are looking for peace of mind? Even if you are unable to afford all the coverage you would like. Buying the amount that you can afford is still much better than having none at all! I'm sure happy that I bought the ASPCA health insurance that I did. And depending on your income, you can get whatever your needs/wants are!
Insurer: ASPCA
By: Judy
Claim paid swiftly
My 15 year old dog suffered a sudden collapse. I rushed her to the ER where I was told her prognosis was poor because she had an infected mass in her abdomen and she was already in a very ill state. The cost estimate for care was six to eight thousand dollars. Had she not has insurance I would have put her down but instead I requested emergency surgery and all the best care, which she did receive. Indeed, the final bill was $8000 but she is now 16 and doing well. PetsBest paid $5000, which was the limit of her policy. They declined a few small items but no pointing arguing over them. The claim was handled in a timely manner with only a few hiccups-- they could not read all of one of the pages submitted so sent me a "form letter" email, which was not helpful. I wrote back complaining and a real person called me to sort it out. In future my pets will have $20,000 worth of coverage because veterinary care especially emergency is expensive
Insurer: Pets Best
By: Pamela
Worth every penny
I have had the wellness and accident/injury coverage since my puppy came home. I, thankfully, have not had to use the accident/injury coverage, he's also only 1 year and 9 months old. But wellness coverage is fabulous! Simple form: check wellness visit, vet stamps form, copy of receipt & in the mail it goes or send via email. Quick response from Embrace & I have my calm $$ fast! Very pleased with my plan & coverage!
Insurer: Embrace
By: Sheila
Very impressed!
We obtained our policy just 2 months before a very expensive ACL tear. Even though we'd submitted our Orthopedic Report Card immediately upon policy acquisition to eliminate the waiting period, I was still expecting some push-back from Embrace given how short a period we'd been covered for. I was pleasantly surprised that they honored our claim and reimbursed us promptly for the coverage amount we'd selected and without any hassle. They have definitely renewed my faith in insurance companies : ). I couldn't be more pleased.
Insurer: Embrace
By: Jeremiah
Great insurance
My Mastiff had a spinal cord embolism. Pets Best was there as promised. The claim was resolved very quickly and I received my reimbursement in less than a week. Great company!
Insurer: Pets Best
By: Dave
dependable
It gives me peace of mind knowing that my insurance will help with my dog's medical bills. If I didn't have this insurance I might have to skip important things. I'm very great full that I am with this company.
Insurer: Pets Best
By: Sheila
High Premiums
I started out paying between 20 to 40 dollars for coverage, but then the company said they were losing money and had to increase premium costs for coverage. In just a few years my policy's monthly cost has risen to nearly $91.00 plus they are charging a $2 fee monthly for processing the payment which can only be avoided if you pay for the whole year. I found this out when I tried calling to make a few payments at once to avoid that $2 monthly fee to save a little bit. The representative I spoke to was nice enough to waive the fee for awhile. The only positive is that they gave my cat coverage even with his pre-existing condition which was not accepted by another pet insurance company.
Insurer: Pets Best
By: Stacy
Great insurance
I had a great experience for my first time using ASPCA. My claim was processed in a timely manner and my check came in the mail as soon as the claim was finished. They've called me twice to check up on both of my animals to see how they are doing. It shows that they really care.
Insurer: ASPCA
By: Patty
Best Pet Insurance Company Ever!
My dog had to have surgery for a luxating pattela, which I knew would be costly, but there was no other way to fix her issues. I submitted my claim and received feedback within 3 business days. This is the fastest feedback I have received from any company I deal with on a regular basis. Before Embrace I dreaded taking my dogs in for any illness or injury due to mounting costs, but with Embrace I never fear the vet. The peace of mind they have given me and my family far outway the monthly fees. Thanks for all that you do!
Insurer: Embrace
By: Dennisur