215,886+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 215,886 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

215,886 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,758 reviews

4.9
Healthy Paws

11,035 reviews

4.9
Fetch

5,343 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,901 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 01, 2016

Fast & Easy Claims, Peace of Mind

It's hard to find anyone who actually likes paying for insurance. Having that rainy-day backup, especially when it comes to beloved pets, is so nice, though. I no longer lose sleep wondering what I would do if my dog(s) got really sick or badly injured. I do my best to keep them safe but my dogs are professional trouble-finders and we've made more than a few trips to the emergency vet through the years. So far I've spent more on the insurance than I have received back on claims but this isn't about breaking even. It's about insurance for those scary things that happen while the last thing you want to be thinking about is how you'll pay for it all. I've submitted some small online claims to Healthy Paws in the past year. I was very impressed by how quickly and how accurately they were processed/reimbursed. Healthy Paws does not reimburse for some things like vaccinations, preventive meds, or vet exam fees. They offer different levels of deductibles/reimbursement rates, which makes it easy to compare prices and select a plan. I also got a bit of a discount on the rates when I adopted a second dog and added her to the policy. Monthly premiums are automatically billed to my credit card, making the whole thing seamless and easy. And yes, the premiums do increase by a small amount every year. When I compared different pet insurance plans, this Healthy Paws seemed to cover more major treatment expenses than the rest, which is why I ultimately chose them. All in all I'm really happy with this company and I truly appreciate knowing we'll be in great hands (or paws) when we need it the most.

Insurer: Healthy Paws

By: J Erickson

May 01, 2016

Best decision I ever made to go with Healthy Paws

When I purchased my puppy Riley in September I questioned whether I should purchase pet insurance. This is one of the best decisions I have made. Riley fractured his front leg 2 weeks ago and had to have a plate and seven screws put in for the bones to heal. Needless to say a very pricey surgery. I filed my claim with Healthy Paws by using my phone app and in less than 2 weeks they sent me my reimbursement checks. On top of that they have checked in with me a couple of times to see how Riley is progressing. Our health insurance companies could learn a lesson from this company.

Insurer: Healthy Paws

By: Shirley

Useful
Verified April 30, 2016

Our cat recently had two surgeries

Our cat recently had two surgeris related to a urinary obstruction. Our insurance claims were processed quickly and efficiently and we were lept informed about the current status of the process. We were also very impressed with the concern about our cat and the follow up about the progress of his recovery.

Insurer: ASPCA

By: Anita

April 30, 2016

Easy Peasy

I've had policies for both of my girls for several years now and luckily I haven't had to use either one. A couple of months ago my baby, Gwen, became extremely sick with a mysterious illness. We did all the diagnotics necessary and she spent three days at OSU Veterinary Hospital in the ICU but we never landed on a specific cause for her symptoms. Luckily, she recovered as quickly as she fell ill. I've never been so grateful to have insurance because I was able to do everything my baby needed without worrying if we could afford it. As a Veterinary Technician I spend my days telling my clients to please get pet insurance for their dogs and cats, now I have a personal story to share about just how life saving it was for us! Plus, from submission of my claim to receiving my check was less than one week each time! It probably would have been even faster if I had had direct deposit set up!

Insurer: Embrace

By: Andrea

Useful
April 30, 2016

Prompt & without hassle.

A large dog can mean large vet bills, especially when it comes to meds. My Mastiff has had an ongoing need for meds and Embrace has not balked at covering them. Their claim service is fast and hassle free. I originally purchased this insurance with the thought of hedging against catastrophic expenses, but I'm very glad I have for the smaller but on going expenses.

Insurer: Embrace

By: Ray

Useful
April 30, 2016

I was skeptical, but now I am sold

Of course, I would do anything for my dog - a 7.5 toy Pomeranian. My best friend. So I looked into pet insurance and everyone was ready to give you a quote. I was skeptical, read the reviews and took the dive. My dog rarely has anything wrong with him, and I take very good care of him. The few times I have used the insurance I am amazed at how quick and easy it is. I only wish my personal health insurance was handled so well and quickly. The last time I used my insurance, I dropped the claim form off at the vet (Legacy Pet Hospital in Liberty Lake, WA.) and she said she would take care of it. Two hours later I received an email that my claim was received, and in toot sweet my check arrived. Viola! There are so many choices to choose from for pet insurance, and I think I made the right decision.

Insurer: Embrace

By: John

Useful
April 30, 2016

Absolute assurance for my doggies health

I'm so grateful I will never have to make decisions for my fur babies based on money. Having insurance lets me know I can make the best decision for their care without having to worry. It gives me peace of mind when my babies are sick or hurt that I can give them be best care possible.

Insurer: Pets Best

By: Eden

Useful
Verified April 29, 2016

7 years and counting

Have been a customer for 7 years with two dogs, and have been very satisfied with the quick turnover of claims (IVDD in one dog) and the flexibility of coverage.

Insurer: Trupanion Canada

By: Wendy

April 29, 2016

Such great customer service!

I couldn't be happier with the service I have received from Healthy Paws. They have a great app that keeps the entire process of submitting claims super-convenient. My "senior" dog tore both his knees within a very short time of one another, causing two major surgeries. I was so impressed with how quickly Healthy Paws processed the claims. They even checked in on how my dog was healing, and I believe they genuinely care about the welfare of animals. I was so stressed by my dog's injuries; it was a relief knowing that I didn't have to be stressed out by the expenses of surgery, thanks to our insurance with Healthy Paws.

Insurer: Healthy Paws

By: Amy

Useful
April 29, 2016

Amazing Customer Service

I was recommended to Healthy Paws by a fellow dog owner and I happened to receive a discount through my employer so we chose them initially. As a first time dog owner of a notoriously-prone to health problems breed, I wanted to be careful. From the beginning, setting up my account, submitting all of my dog's records, and submitting claims have been a breeze. Queso at first showed signs of a skin allergy which we had to submit claims for and everything was turned around fast and easy. The next scare was pnemonia - which required 2 days of hospitalization and a lot of care. Not only did they process the expensive claim fast, but they followed up with a personal message inquiring about Queso's health. Thank you Health Paws!

Insurer: Healthy Paws

By: Amber

Useful

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