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Pet parents across the U.S. and Canada have left over 216,496 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Healthy Paws is the BEST and 2nd to NONE
I spent significant time reviewing pet insurance providers when I adopted my Labrador 5 years ago. I selected Healthy Paws because they cover what matters for a large breed and there are no life time limits. My boy Cooper sees a dermatology specialist, receives acupuncture, and is on several expensive medications. I've never had any issues with coverage and receive the reimbursements within a week of claim submission. I put Healthy Paws to the ultimate test this year when my boy fell very ill due to a terrible reaction to a medication. Between a week hospitalized, surgery, and after care with specialists the $22k spent was fully covered. The only charges I had to "eat" were the exam fees. What is most critical is that there are no lifetime limits! The customer service is absolutely exceptional. The staff are clearly animal lovers and checked in with me on how my boy was recovering. You will not regret Healthy Paws!!! Submitting a claim is so easy! Take a photo with your phone and submit via an app.
Insurer: Healthy Paws
By: Tiffany
Awesome Experience
Trupanion makes insurance painless and easy! Everyone on the phone is always really nice.
Insurer: Trupanion
By: Janelle
Generally Good choice
HI- I was very pleased with Trupanion's efficiency and general demeanor. I do wish I had a list of what was not covered prior to its first use. For example, the tummy tack was recommended by the surgeon, not something I specifically requested. For large chested dogs, it is almost a requirement if they are being "opened up". I also didn't understand the anesthesia payment and at this point, I don't have time to follow-up with either the ER(Blue Pearl) or Trupanion. If the latter had given me a more complete breakdown, it would have been appreciated. If Trupanion would like to give me a call, it would be appreciated. Was it reduced because of the tummy tack? I feel that the whole anesthia cost should have been covered.
Insurer: Trupanion
By: M. Lana
Very pleased with everything regarding my claim!
My dog got hit by a car and seemed ok but there was internal problems and the 24 hour observation turned into a week and then had to go back 2 1/2 days later and very please with how quickly they handled the claim and how accurately they paid according to their literature of what they would paid. Highly recommend having trupanion for pet insurance!
Insurer: Trupanion
By: Jodi
Premier Service
Excellent and prompt customer services. So helpful that our Parvo puppy was covered during his hospital stay. Thank you!
Insurer: Trupanion
By: Emily
Excellent coverage!
Our vet recommended Trupanion for our new addition Hagrid, a neopolitan mastiff. I am exceedingly happy that we procured the policy at the time of his first visit. He had complications from surgery and Trupanion covered what they promised all in a very short time frame.
Insurer: Trupanion
By: Kristine
Health Paws took the stress off.
Healthy Paws made submitting a claim and redeeming benefits straightforward, hassle free and fast. The reimbursement amount was exactly what we expected based on our deductible and reimbursement level. No push back, no surprises, and a quick turnaround on the reimbursement check. We are really happy we made the investment in Happy Paws pet insurance.
Insurer: Healthy Paws
By: Tim
Best pet insurance
Healthy Paws is the best option in the market - they are caring, fast, and incredibly helpful to process claims, especially the expensive ones! They made sure that when my dog was admitted to the hospital, that once I submitted the claim, they reached out to the doctors directly and made sure I got the reimbursement as soon as possible. I've had other insurance options, and none of them compare! Highly recommend!
Insurer: Healthy Paws
By: Tara Howard
Always finds a way not to pay
After more than 6 years with this company, they have never paid me a cent. They consider a visit for seizures due to a brain tumor a "routine visit". They will only approve small costs which are under the deductible. Read what Consumer Reports says about pet insurance. You are better off putting the premium cost in an account and paying yourself. Also, when I called last week saying my dog would be euthanized I was told to call back "after she was dead". How heartless.
Insurer: Trupanion
By: Anonymous so they won't make me wait even longer.
Consistent Excellence in Customer Service
I can't say enough positive things about my experience with Embrace Pet Insurance. I've told my vet repeatedly to recommend them highly. I insured two kittens that were healthy when we purchased the Embrace Pet Insurance. One of the kittens developed a serious digestion problem and needs to have steroid shots every 5 weeks. Embrace covered the stated amount of the diagnostics tests and the ongoing shots. The process is easy and accurate. Additionally, they reach out to confirm that I receive the check and when I email or call/chat they know who I am. My son told me it was a marketing tool, but I prefer to think that they really do care about me and my cat. At least it makes me feel that way. I highly recommend Embrace Pet Insurance.
Insurer: Embrace
By: Debbie