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Pet parents across the U.S. and Canada have left over 216,087 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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2 dobies
One of our little puppies hurt his paw and y'all were right there and so helpful, he is just fine and you put the fee on the deductible so thank you so much. In the wink of an eye I received an email from y'all after the vet office contacted y'all. Thank you so much, wonderful service!
Insurer: Trupanion Canada
By: Cris
2 dobies
One of our little puppies hurt his paw and y'all were right there and so helpful, he is just fine and you put the fee on the deductible so thank you so much. In the wink of an eye I received an email from y'all after the vet office contacted y'all. Thank you so much, wonderful service!
Insurer: Trupanion
By: Cris
95
Setting this insurance up for my fur children was a bit complex as Embrace wanted all prior records. I understand why, so I wasn't upset. The ease of filing a claim is great. I take the form in with me and have the vet sign it right as she does the exam. My vet doesn't really like insurance as she says she will have to increase her fees if she has to hire more office staff to complete the forms and fax prior records. This she can handle. She just has to write a quick note and sign. All I do is scan and email the claims to embrace (or the vet can fax it directly). Embrace acknowledges receipt within 24 hours and over 75% of my claims are complete within two days and the money goes directly to my bank, usually within 24 hours. When I signed up--puppy wellness insurance was not an option. I would highly recommend it and think the estimate of $700 is well in the ball park. We brought our newest baby home in late December and have spent $658 so far this year (includes spaying). It is now August and I will spend at least $100 more this year on wellness. Since we have three dogs I like the wellness benefit as I can budget what it will cost me into a monthly charge. I probably will increase the accident and illness coverage next year as I hear the costs are increasing dramatically. So far my one complaint is that my breed is not listed in the drop down list. Lagotto Romagnolo.
Insurer: Embrace
By: RivahDog
Why didn't I get pet insurance sooner!!
I recently got 2 puppies and when I previously had dogs always meant to get insurance but thought why pay for something that I won't hardly use. I wish I'd had insurance for all my pets in the past. Right now especially since both dogs are puppies it seems like we're at the vet every 3 or 4 weeks. Embrace has been great about covering any receipts I send in. I've even had to increase the coverage for 1 of my puppies due to the amount of vet visits & the I was able to do it with no issues. Easy to work with and takes the stress out of vet visits, who could ask for more??
Insurer: Embrace
By: Natalie
Embrace-great service, fast!
I've used another carrier previously, VPI, but was extremely dissatisfied with the predetermined low rates, the denial of claims for repeat issues, slow payments and lack of customer service. I found myself arguing with someone in California just to obtain a partial payment of claims submitted when my little pug died. As if I wasn't already upset enough! I've used Embrace for two years now and am very pleased. They pay promptly, and cover everything they say at the rates the vet charges. You might pay a little more, but its worth it.
Insurer: Embrace
By: Norah
Very quick in reimbursement check.
I was very pleased with the services you covered with my Dog's exam and Blood Work. Also such a quick reimbursement time. I would recommend this Pet Ins. to others.
Insurer: ASPCA
By: Marcia Christian
My fur child is protected
I love the insurance offered. The staff is knowledgable and friendly. They truly care about my fur child.
Insurer: ASPCA
By: Jaime Brandhorst
Submitting Claim
The process was simple and efficient. With all the daily obligations to deal with, Embrace truly makes submitting a claim completely hassle free.
Insurer: Embrace
By: L.
Wonderful
Really love my coverage for Toby
Insurer: Embrace
By: Karen
So grateful!
We have never carried pet insurance on previous pets. After thousands of dollars in veterinary expenses and losing our beloved dog to his illnesses, our vet encouraged us to obtain a policy with Trupanion when we adopted a new mixed breed puppy almost 4 years ago. Our new pup was generally healthy the first 3 years of his life, but acquired a Canine Papilloma virus this year. His case was unique and severe and required several surgeries and a new vaccine created by Georgetown University. Our veterinary office filed all of the claims on our behalf at each visit. All of the claims related to this painful and disfiguring condition were approved and paid directly to the veterinary office (thereby reducing my out-of-pocket expense). It's so much easier to pay the monthly premium, than face a veterinary bill for several thousand dollars (more than once!). Having this coverage has saved us money and allowed us to make these medical decisions easily for our four-legged family member. I can't say enough great things about Trupanion and encourage all of my friends to consider covering their furry friends.
Insurer: Trupanion Canada
By: Jeff