217,342+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 217,342 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
217,342 total
What are you looking for?
Most selected providers in "March, 2026"
This chart shows the distribution of the most selected pet insurance providers in March, 2026.
Providers with highest rating
19,805 reviews
11,099 reviews
5,434 reviews
55,032 reviews
14,866 reviews
Category with most reviews
This chart shows the distribution of review categories.
I tell everyone to go to Trupanion
I truly don't have a single complaint. I can't say it's the cheapest insurance but as they say, you get what you pay for. I insured my fur-baby days after she came home. She was diagnosed with a liver disease a mere 2 months later. Trupanion paid for everything as promised, fast and without any arguments about what was covered or not. They continued to do so test after test, procedure after procedure. They checked in on her. They fixed errors in reimbursement almost the second they were identified. Best of all, they didn't increase my rates exponentially because I dated to use the insurance I purchased. I have not been let down by Trupanion yet. As her disease progresses, I know I can at least have one less thing I need to worry about and I couldn't be more grateful. It's heartbreaking enough without having to think about the financial component.
Insurer: Trupanion
By: Michelle
They pay less but we don't!
I just received an email from the company saying that after they did a 24 month review they are reducing their coverage from 80% to 50%. I called customer service and asked if I was being reduced because I was submitting claims and using the plan. They answered yes. Then I asked if it was true that I would not be getting a reduction in my premium. Again correct. I was told that in six months they would review it again and it may be changed again. I have had to switch companies before and now it looks like I will have to again which is too bad. For the most part they have not been unreasonable.
Insurer: Petsecure
By: Michelle
Great Service
I have been using Embrace beginning with our first Berner, 7 years ago. They have always been very responsive and wonderful to work with. I would highly recommend Embrace for anyone with a pet!
Insurer: Embrace
By: Hope
Worth the extra money
Was hesitant about getting insurance for my dog. Have never needed in the past and figured what the hell. What made my select these guys is the pay out with no limits. I got to put it to the test 8 months in when my pup ate two large socks and had a minor obstruction. $3500 later I get a check for 90% -$500 deductible. Currently I am using the insurance monthly due to allergies my golden has. Everything from his bathing supplies and medication and shots are all covered. I would not hesitate getting insurance again has saved me a boat load.
Insurer: Trupanion Canada
By: E
Worth the extra money
Was hesitant about getting insurance for my dog. Have never needed in the past and figured what the hell. What made my select these guys is the pay out with no limits. I got to put it to the test 8 months in when my pup ate two large socks and had a minor obstruction. $3500 later I get a check for 90% -$500 deductible. Currently I am using the insurance monthly due to allergies my golden has. Everything from his bathing supplies and medication and shots are all covered. I would not hesitate getting insurance again has saved me a boat load.
Insurer: Trupanion
By: E
Trupanion: shines light into dark times.
I completed a spreadsheet to calculate the amount I would spend on insurance premiums over 18 years and the amount actually spent on cats who have been pets in my family over the past 30 years. Even the cats who only went to the veterinarian during their last year of life, I discovered that bills for gum infection and other treatable conditions that are increasingly common in cats over age 10, cost more than insurance premiums alone over the lives of those cats. In other words, 10 years of premiums costs less than veterinary bills for treatable conditions in the 11th year. My cat, Freddy, was my family's first pet with health insurance. He received cancer treatment during his 16th year of life. He completed treatment. He lived for 13 months with zero vet visits and no obvious symptoms. He died at almost 18 years old. I have two cats now who also get all the care they need.
Insurer: Trupanion Canada
By: Ines
Trupanion: shines light into dark times.
I completed a spreadsheet to calculate the amount I would spend on insurance premiums over 18 years and the amount actually spent on cats who have been pets in my family over the past 30 years. Even the cats who only went to the veterinarian during their last year of life, I discovered that bills for gum infection and other treatable conditions that are increasingly common in cats over age 10, cost more than insurance premiums alone over the lives of those cats. In other words, 10 years of premiums costs less than veterinary bills for treatable conditions in the 11th year. My cat, Freddy, was my family's first pet with health insurance. He received cancer treatment during his 16th year of life. He completed treatment. He lived for 13 months with zero vet visits and no obvious symptoms. He died at almost 18 years old. I have two cats now who also get all the care they need.
Insurer: Trupanion
By: Ines
Perfect Service in a Timely Manner
We have had Embrace for 1.5 years and they are absolutely fantastic. Our dog has had 2 knee surgeries which include X-rays, surgeries, medication, rehab, etc... and Embrace has handled our claims in a professional and very timely manner. Each time we've received our claim refunds in about 1 week. Not to mention, the customer service staff are friendly, outgoing, and very helpful.
Insurer: Embrace
By: Peter
Trupanion - The very best pet insurance company
Words cannot express our thanks to you for the insurance coverage benefits you provide for our beloved dog, who is in the midst of chemotherapy treatment for gastric lymphoma. The speed and efficiency at which our claims are processed is remarkable. Without Trupanion and the quick turn around time for reimbursement, I honestly don't know where we would be - you have made it possible for our dog to receive the best care possible, giving him the best possible chance to go into remission. We also appreciate the excellent customer service that you provide when we have had claims questions. Everyone has just been so good to us. Thank you.
Insurer: Trupanion
By: Pamela
Relief for when you have vet expenses
I have the wellness on my cat who has allergies that pop up every year and he scratches his fur until his skin bleeds. So once a year he gets an allergy shot, in a couple of hours he stops scratching and I feel so much better. I know that the cost for the shot will be covered and Embrace keeps one informed and payment is quick which really matters because I live on Social Security. The other day my vet asked how I liked Embrace and I told them it was the best thing I have invested in. He has people asking for referrals to animal insurance companies. I told him to have his clients call me about Embrace. A very happy client so far! I can give my cat the medical care he needs and deserves because of Embrace. By the way, Embrace will even pay for nail clipping which my boy will not allow me to do!
Insurer: Embrace
By: Gwen