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We have used Embrace for many years
We have used Embrace for many years. The claims process is simple, explanations and reimbursement is quick. What more could you ask for?
Insurer: Embrace
By: Gregory Williams
Filed claim
Filed my claim and had answer shortly that you received it. Never had a problem. I tell my friends about fetch and tell them to get it.
Insurer: Fetch
By: Valued Customer
Embrace Pet Insurance was the best…
Embrace Pet Insurance was the best thing I ever did. Never had insurance for my pets before. Their representatives have been so helpful, nice, professional and their website makes submitting forms very easy.
Insurer: Embrace
By: joyce
For 14 years I paid monthly…SO GRATEFUL
For 14 years I paid monthly for my dog’s insurance and never submitted a claim because all my vet bills were for routine checkups and shots. This year because of her age, my Nala had tumors and a major stroke & was in ICU 4 days, etc. Yes there was a $300 deductible per DX/condition but that is for life. Everything else was 90%. FYI the Hospital, upon arrival handed me an estimate $13,000 (Thousand) that I had to sign and give my CC and insurance info. I’m so grateful that I had this coverage!!! The charges were much more but Trupanion paid after the deductibles per thing. They answer the phone 24/7, claims r processed in days not weeks! My Nala had to be put to sleep & I had someone come to the house $500. Trupanion is sending a check for $485‼️ Oh they also covered her medications. Every person I spoke to there over last 6 months has been compassionate & knowledgeable. I am so grateful.
Insurer: Trupanion
By: Kat Pakiela
We pay for pet insurance and expect it…
We pay for pet insurance and expect it to at least cover vaccinations or annual exams, but NO, it doesn't, and they're very expensive. It's only accidents. It's better not to buy this insurance. IT'S USELESS. Uno paga el seguro para nuestras mascotas y espera que el seguro pague por lo menos las vacunas o examenes anuales pero NO, no lo cubre y son muy caras, solo accidentes, es mejor que no contraten este seguro, NO SIRVE.
Insurer: Trupanion
By: Alex
Quick turnaround on getting reimbursed
Quick turnaround on getting reimbursed
Insurer: Spot
By: Melinda Powers
Basically, No Admin Time!
I have two dogs, one with severe allergies. MetLife makes it SUPER EASY to submit claims. I never need to track, follow up or worry about coverage. One less thing "to follow up on" is fantastic.
Disappointing Experience
I’ve been paying over $120 a month for insurance on my two dogs, and unfortunately, my experience has been incredibly disappointing. My dog, Emmie, has had some mild itching, and when I submitted a claim, I was told it was considered a pre-existing condition due to “year-round” itching. However, I explained that this was caused by a shampoo issue with her groomer, and after changing shampoos, the problem cleared up. I called and did an appeal, and even had the vet write a letter explaining that there was no diagnosis of a skin condition and that this should not be considered a pre-existing issue. Despite all this, they still denied the claim. They did pay for her food at first but then reprocessed the claim after I asked why they weren't covering her allergy medication—and ended up denying the food too.
Multiple claim management on my Yellow Lab
This has been about my 10th claim on my yellow lab with cancer. She's had a C-T scan, leg amputation, and now is undergoing chemotherapy. All the claims have been promptly paid...within 1 or 2 days. I've let to speak to anyone. It takes less than 2 minutes to submit a claim. Embrace has been outstanding. I highly recommend them.
Insurer: Embrace
By: Bicar
Love HealthyPaws
I cannot recommend Healthy Paws Insurance enough! Based on my personal experience, they are hands down the best pet insurance out there. What really stands out is how fast they process claims – often accepting them in less than 2 days! This level of efficiency is a huge relief, especially when you're dealing with the stress of pet emergencies. Their coverage is absolutely top-notch. With my 90% coverage plan, I've saved so much on vet bills, especially after multiple ER incidents with my dog. Pet care can get incredibly expensive, but Healthy Paws has made it so much more manageable. The peace of mind I get knowing that I’m covered when unexpected things happen is priceless. I highly recommend that anyone who gets a pet should get Healthy Paws Insurance right away. It’s honestly a game-changer for your furry friend's health and your wallet. If you're looking for reliable, fast, and comprehensive pet insurance, look no further – Healthy Paws is simply the best!
Insurer: Healthy Paws
By: Mehrnoosh