218,808+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,808 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,808 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,842 reviews

4.9
Healthy Paws

11,155 reviews

4.9
Fetch

5,523 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,967 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 17, 2025

Very poor reimbursement rate

Very poor reimbursement rate. Many exclusions. Submitted $315 for an annual visit with vaccines and 1 antibiotic, received $60 back. Did not accept initial adoption with vaccine invoice bc it was over 3 mo deadline. Terrible value for the cost.

Insurer: Fetch

By: Mere

Verified September 17, 2025

Efficiency

All my questions and worries we're taken care of fast and efficient.Excellent customer service.

Insurer: Sonnet

By: Barb

Verified September 17, 2025

Filed a claim of just under $6k after…

Filed a claim of just under $6k after my dog had bowl obstruction surgery. My claim was accepted and 90% of the claimed amount was deposited into my account literally the next day; probably less than 12 hours later. Extremely fast. I would absolutely recommend Pumpkin to anyone that has a dog or is thinking about getting a dog.

Insurer: Pumpkin

By: customer

September 17, 2025

Very easy to submit a claim and very…

Very easy to submit a claim and very quick to respond

Insurer: Embrace

By: Cooper

September 17, 2025

Filing a claim is a snap

Filing a claim is a snap, whether being done by the patients "mom" or by the vet. The claim was processed quickly, and I felt especially good back in the day when I had a sick kitty and we had an ice storm that kept our vet from opening that week. The substitute vet was great, in fact the vet filed the insurance claim for me and payment was made within one week of our visit. Splendid service, well worth the premium.

Insurer: Pets Best

By: Joan Hamm

Verified September 17, 2025

Insure your pets.

Helpful, professional agent helped me to cover pets. Submitting claims is easy and paid in a reasonable amount of time.

Insurer: Nationwide

By: Lisa Rowe

September 17, 2025

multiple claims denied that are…

multiple claims denied that are covered. for every time you submit a claim you have to resend medical history for every single vet visit your pet has been to in the past, Why don't they keep that on file? Then they deny it. waiting on over $1000 in reimbursement for covered claims that they are denying.

Insurer: Spot

By: amy king

Verified September 17, 2025

The quality of coverage you offer at…

The quality of coverage you offer at competitive pricing and the attentive service made you my clear choice.

Insurer: Prudent Pet

By: Thomas J Baker

Verified September 17, 2025

Can’t say enough great things about…

Can’t say enough great things about this insurance! I have had SPOT for 5 years for all three of my dogs. Boy am I glad I got it. My Daschund needed back surgery and SPOT was there for me and my Homer. Highly recommend!

Insurer: Spot

By: Miriam Sanchez

September 17, 2025

Fast and easy

Fast and easy

Insurer: Sonnet

By: MIRO

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