154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 21, 2025

BEWARE! Your monthly cost will increase every year!

Just be aware that this company will raise the monthly cost of your pet insurance every year. My pet is 2-3 years old. Initially, my monthly cost for my dog was $109.61. After the first year they raised it to $150.38 and then again the next year to $244.87. Pretty disappointed and feel completely misled. Also, I pointed out to them that my dog never reached 90lbs as an adult (as wasexpected) which lowered my payment as my dog was now in the 50-90lb range. I called on the last day of the billing cycle and they said because I’m calling on the last day of the billing cycle they would not have this change go into effect until the next month. I asked if they could send me a check for the difference like most insurance companies do if you over pay and they refused. An extra $64 dollars for them that definitely is not warranted. Keep in mind I already overpaid them every month as my dog never reached the 90lb adult weight. I just want people to be aware that this company will raise the monthly cost you are quoted. They will say the increase “is keeping with the trends for pets in your area.” In fact, I’m expecting another increase this July if the “trend” continues!

Insurer: Trupanion

By: Amie

April 21, 2025

Absolutely the worst Pet Insurance…

Absolutely the worst Pet Insurance Company! Filed a WELLNESS Claim and they denied it even though it was covered. I have sent in the Invoices 19 times and they say they can't read them, but I sent the same invoices to other people and they are just fine. SPOT PET INSURANCE IS A SCAM! DO NOT USE!

Insurer: Spot

By: Laboo

April 21, 2025

I feel the policies are too expensive, too many pre existing, cannot get thru on the phone line, FAQ's page is worthless

I feel the policies are too expensive. Instead of giving you all 160 dollars a month I should have put those monies in a bank account since most things you claim are pre existing. After one year of coverage, I submit a claim for $206.00 and I find out I have a $500 deductible. Secondly, I tried to call and was on hold for 20 minutes prior to disconnecting. Lastly, after going thru the website to submit the claim it kicked me out and make me complete it all over again. Horrible experience, I will be discontinuing coverage with you all, with more thought about all the exclusions you have on my two pets makes sense to just save the monies and put in an acct.

Insurer: Embrace

By: kimberly seay

April 21, 2025

SCAM

SCAM. If you don’t get insurance when your dog is born, everything will be considered a preexisting condition.

Insurer: Embrace

By: Mackenzie Rose

April 21, 2025

Trupanion provides exceptional…

Trupanion provides exceptional coordination of care for Veterinarian visits as well as during a recent emergency room visit. Thank you Trupanion team for your quick response, treatment planning review and accident coverage. We are grateful to have you on Fenway’s wellness care team! He’s on the road to recovery!❤️‍🩹

Insurer: Trupanion

By: Suzanne L

Verified April 21, 2025

Easy breezy

Easy breezy

Insurer: Pumpkin

By: customer

April 21, 2025

Bad option for lifetime of a dog…

My dog has been covered with nation wide for 8 years. They got rid of a lot of pet plans currently and this last year. If your dog has preexisting conditions before they are 9 years old, you are screwed if you have nation wide. If you want your dog be covered for a life time do not go with Nation wide. Now, I have my dog's preexisting conditions that will never be covered because of Nation wide kicking us out of their plan. Nationwide will betray you when the dog gets old.

Insurer: Nationwide

By: Christopher Hunt

Verified April 21, 2025

Excellent when did the took care of me…

Excellent when did the took care of me professionally cannot complain

Insurer: Fetch

By: Orlando

April 21, 2025

Embrace Pet Insurance is fantastic!

Embrace Pet Insurance is fantastic! The claims process is so easy and payment of claims is expeditious. Excellent company!!!

Insurer: Embrace

By: Lisa McGrath

Verified April 21, 2025

Very quick at completing claims

I have had to make several claims on my dog Scooter in the past few months. All my claims have been quickly processed, and received my payments within a week to 2 weeks. Very happy with the ease of the app. To make claims.

Insurer: Spot

By: Dee Ohls

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