154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 28, 2025

Love It!!!

I have had Embrace Pet Insurance for close to 3 years and my experience with them has been outstanding for the entire period. I saw a bad review by a Mr. Gonzalez 2 days ago and I am shocked because I absolutely love this insurance for my dog. Submitting claims is so easy and they are processed immediately. Their customer service is outstanding and they cover so much. I have save hundreds of dollars and have such peace of mind. I have recommended this pet insurance to my friends and would continue to recommend it to anyone who asks!

Insurer: Embrace

By: Lizzie

Verified April 28, 2025

You have been helpful anytime I have…

You have been helpful anytime I have contacted you. You are also quick on the claim I did on Dutchess surgery.

Insurer: Spot

By: Georgia Everette

Verified April 28, 2025

Great customer service

Great customer service

Insurer: Fetch

By: Debra

Verified April 28, 2025

Timely review of claims

Timely review of claims. Fairness in claim calculation i.e. reimbursement

Insurer: Spot

By: Linda Rodriguez

April 28, 2025

Disappointing Customer Service Experience During a Difficult Time

I've been a loyal customer with your company since my dog Figo was a puppy—he’s now six years old. Until now, I’ve never had to file a claim, but during a recent emergency vet visit, I reached out to customer service to explain the situation and ask whether diagnostic services—such as consultations and further review of x-rays—are covered under my plan. Unfortunately, my interaction with your support team left me feeling even more confused and unsupported during an already stressful time. Rather than addressing my actual question, the representative repeatedly emphasized that a claims adjuster would need to review medical records to determine coverage. I completely understand the need for a formal claims process, but I wasn’t asking for a guarantee—just general clarification about whether those services typically fall under my policy. In a moment when I was overwhelmed and trying to make informed decisions for my dog’s care, I felt there was a real lack of empathy and basic guidance. It wasn’t until I asked for clarification a third time that the representative finally mentioned that our plan does not include office visit or exam fee coverage—which was part of the information I was looking for. However, they never addressed the other part of my question about diagnostic coverage for the radiologist review of x-rays. I understand that you can’t guarantee coverage without a full claim review, but I expected a more informative and compassionate conversation—especially when all I was seeking was general clarification to guide my next steps for my pet’s care. Instead of helping me feel supported, the conversation made me feel like I was a nuisance for even asking, which was incredibly disheartening. As someone who has been paying into this policy for years and trusted it would help me in a time of need, this experience has made me seriously reconsider the value of this coverage and the quality of customer support.

Insurer: Figo

By: Ngan

April 28, 2025

Ease of use

Ease of use Embrace website is easy to use and been with this company for 5 years. Fast and efficient claim reimbursement.

Insurer: Embrace

By: Gerald Yanello

April 28, 2025

Spot Pet Insurance is a SCAM!

SCAMMER ALERT!!!! SPOT PET INSURANCE IS A SCAM! DO NOT USE! Purchased a wellness and accident policy. SPOT denied the wellness claim. Anaplasmosis was found during the Wellness. SPOT REFUSES TO COVER THE ILLNESS BECAUSE IT WAS FOUND IN THE WELLNESS CHECK, SAYING IT WAS PRE-EXISTING. SCAMMERS, SCAMMERS, SCAMMERS! DO NOT USE SPOT PET INSURANCE!!!!!! To Spot: Don't bother with the canned answer that means NOTHING! You screwed me!

Insurer: Spot

By: Laboo

Verified April 28, 2025

Everything was explained so clearly and…

Everything was explained so clearly and I had plenty of opportunities to ask questions if I did not understand.

Insurer: Trupanion

By: Margo Rendzia

Verified April 28, 2025

Easy to file a claim and payment was…

Easy to file a claim and payment was quick. They lived up to all the reviews I read before buying policy. If your pet is part of the family you want the best. Thank You Spot.

Insurer: Spot

By: Robin Buckley

Verified April 28, 2025

Andrea helped us resolve our issue

Andrea helped us resolve our issue

Insurer: Fetch

By: Tony Antoni

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